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CPI Card GroupPMTS +1.40%82 3-1 Month Momentum % is 13.62% as of Aug. 25, 2026. GuruFocus rates PMTS with a GF Score™ of 82/100 and a GF Value™ of $23.79 (Modestly Overvalued). The stock has 6 warning signs investors should review. Among 556 Credit Services companies, CPI Card Group ranks better than 79.14% on this metric.
3-1 Month Momentum % is the total return of the stock from 3-month ago to 1-month ago. As of today (2026-08-25), CPI Card Group's 3-1 Month Momentum % is 13.62%.
The industry rank for CPI Card Group's 3-1 Month Momentum % or its related term are showing as below:
PMTS's 3-1 Month Momentum % is ranked better than 79.14% of 556
companies
in the Credit Services industry
Industry Median: 0.355
vs PMTS: 13.62
CPI Card Group (NAS:PMTS) 3-1 Month Momentum % Explanation
Momentum investing is a trading strategy in which investors buy securities that are rising and sell before the prices start to go back down. The 3-1 Month Momentum % measures the total return to a stock over the past three months, but ignores the previous month.
The reason why the most recent month’s return dropped related to the short-term reversal effect associated with momentum. There is an academic finding that short-term momentum actually has a reversal effect, whereby the previous winners (measured over the past months) do poorly the next month, while the previous losers do well the next month. In order to eliminate the short-term reversal effect, the previous month return was not included in this calculation.
CPI Card Group 3-1 Month Momentum % Related Terms
PMTS vs MFIN, FOA, CPSS: 3-1 Month Momentum % Comparison
For the Credit Services subindustry, CPI Card Group's 3-1 Month Momentum %, along with its competitors' market caps and 3-1 Month Momentum % data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
CPI Card Group 3-1 Month Momentum % vs Credit Services Industry
For the Credit Services industry and Financial Services sector, CPI Card Group's 3-1 Month Momentum % distribution charts can be found below:
* The bar in red indicates where CPI Card Group's 3-1 Month Momentum % falls into.
CPI Card Group (NAS:PMTS) 3-1 Month Momentum % Calculation
3-1 Month Momentum % is calculated as following:
3-1 Month Momentum %
=
( Price 1-month ago
/
Price 3-month ago
- 1 )
*
100 %
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
CPI Card Group (PMTS) has a 3-1 Month Momentum % of 13.62% as of Aug. 25, 2026. 3-1 Month Momentum measures the total return of the stock from 3-month ago to 1-month ago. View historical data on CPI Card Group and its competitors. According to the industry distribution chart, CPI Card Group ranks #116 out of 556 companies in the Credit Services industry, placing it in the top 20.9%.
Is CPI Card Group's 3-1 Month Momentum % too high?
CPI Card Group's current 3-1 Month Momentum % is 13.62%. The Credit Services industry median 3-1 Month Momentum % is 0.36. CPI Card Group's value of 13.62% is 3736.6% above this industry median. Based on the distribution chart, CPI Card Group ranks #116 out of 556 companies in the Credit Services industry, which is in the top quartile — a strong position relative to peers. Overall, CPI Card Group has a GF Score™ of 82/100 and is considered Modestly Overvalued, reflecting its overall financial health beyond just this single metric.
How does CPI Card Group's 3-1 Month Momentum % compare to MFIN and FOA?
According to the Credit Services industry distribution chart, CPI Card Group ranks #116 out of 556 companies for 3-1 Month Momentum %. This places CPI Card Group in the top 21% of its industry — outperforming the majority of peers. The industry median 3-1 Month Momentum % is 0.36. CPI Card Group's value of 13.62% is 3736.6% above this benchmark. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good 3-1 Month Momentum % for a Credit Services company?
The median 3-1 Month Momentum % among Credit Services companies is 0.36, based on 556 companies in the industry. Companies in the top quartile (top 25%) have a 3-1 Month Momentum % significantly above this median, while those in the bottom quartile fall well below. However, 3-1 Month Momentum % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. CPI Card Group's current 3-1 Month Momentum % of 13.62% is 3736.6% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high 3-1 Month Momentum % mean?
A high 3-1 Month Momentum % can signal that a stock is expensive relative to its fundamentals. 3-1 Month Momentum measures the total return of the stock from 3-month ago to 1-month ago. View historical data on CPI Card Group and its competitors. For the Credit Services industry, the median 3-1 Month Momentum % is 0.36 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. CPI Card Group's current 3-1 Month Momentum % is 13.62%. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is CPI Card Group stock overvalued right now?
Based on GuruFocus' analysis, CPI Card Group (PMTS) is currently considered Modestly Overvalued. The stock's GF Value™ is $23.79, compared to a current price of $28.89 — trading 21.4% above its estimated fair value. The current 3-1 Month Momentum % is 13.62% and 3736.6% above the Credit Services industry median of 0.36. CPI Card Group's overall GF Score™ is 82/100 with 6 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is 3-1 Month Momentum % calculated?
3-1 Month Momentum % is calculated from a company's financial statements. For CPI Card Group (PMTS), the current 3-1 Month Momentum % is 13.62% as of Aug. 25, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is CPI Card Group (PMTS) Overvalued in 2026?
Based on GuruFocus' analysis, CPI Card Group stock appears to be overvalued.
The current stock price of $28.89 is trading 21.4% above its estimated GF Value™ of $23.79.
GuruFocus considers CPI Card Group to be Modestly Overvalued.
Key valuation signals for PMTS:
3-1 Month Momentum %: 13.62%
GF Value™: $23.79 vs. price of $28.89 (21.4% above fair value)
Industry Position: 3736.6% above the Credit Services median (#116 of 556)
No single metric tells the full story. See the PMTS stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
CPI Card Group Inc is a payment technology company engaged in providing financial payment card solutions and services. It offers credit, debit, and prepaid cards. The business segments of the group are Debit and Credit segment, which principally produce secure debit and credit cards and provide card services for U.S. card-issuing financial institutions, including personalization, instant issuance and other payment solutions such as digital push provisioning for mobile wallets; Prepaid Debit, which provides secure packaging solutions, Prepaid Debit Cards, and other integrated prepaid card services to prepaid program managers in the U.S.; and other: principally corporate expenses. The firm generates key revenue from Debit and Credit segment.
82GF Score
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