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Consumer Portfolio Services (Consumer Portfolio Services) Cyclically Adjusted PS Ratio : 0.76 (As of Apr. 27, 2024)


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What is Consumer Portfolio Services Cyclically Adjusted PS Ratio?

As of today (2024-04-27), Consumer Portfolio Services's current share price is $8.59. Consumer Portfolio Services's Cyclically Adjusted Revenue per Share for the quarter that ended in Dec. 2023 was $11.37. Consumer Portfolio Services's Cyclically Adjusted PS Ratio for today is 0.76.

The historical rank and industry rank for Consumer Portfolio Services's Cyclically Adjusted PS Ratio or its related term are showing as below:

CPSS' s Cyclically Adjusted PS Ratio Range Over the Past 10 Years
Min: 0.13   Med: 0.61   Max: 1.36
Current: 0.76

During the past years, Consumer Portfolio Services's highest Cyclically Adjusted PS Ratio was 1.36. The lowest was 0.13. And the median was 0.61.

CPSS's Cyclically Adjusted PS Ratio is ranked better than
83.38% of 367 companies
in the Credit Services industry
Industry Median: 2.87 vs CPSS: 0.76

The Shiller PE Ratio was first used by professor Robert Shiller. He uses E10 for his Shiller PE Ratio calculation. E10 is the average of the inflation adjusted earnings per share of a company over the past 10 years. The similar calculation is applied by GuruFocus to calculate the Cyclically Adjusted PS Ratio. The Cyclically Adjusted Revenue per Share is the average of the inflation adjusted revenue per share of a company over the past 10 years.

Consumer Portfolio Services's adjusted revenue per share data for the three months ended in Dec. 2023 was $2.078. Add all the adjusted revenue per share for the past 10 years together and divide 10 will get our Cyclically Adjusted Revenue per Share, which is $11.37 for the trailing ten years ended in Dec. 2023.

Shiller PE for Stocks: The True Measure of Stock Valuation


Consumer Portfolio Services Cyclically Adjusted PS Ratio Historical Data

The historical data trend for Consumer Portfolio Services's Cyclically Adjusted PS Ratio can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

* Premium members only.

Consumer Portfolio Services Cyclically Adjusted PS Ratio Chart

Consumer Portfolio Services Annual Data
Trend Dec14 Dec15 Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23
Cyclically Adjusted PS Ratio
Get a 7-Day Free Trial Premium Member Only Premium Member Only 0.39 0.47 1.19 0.81 0.82

Consumer Portfolio Services Quarterly Data
Mar19 Jun19 Sep19 Dec19 Mar20 Jun20 Sep20 Dec20 Mar21 Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23
Cyclically Adjusted PS Ratio Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 0.81 0.96 1.03 0.79 0.82

Competitive Comparison of Consumer Portfolio Services's Cyclically Adjusted PS Ratio

For the Credit Services subindustry, Consumer Portfolio Services's Cyclically Adjusted PS Ratio, along with its competitors' market caps and Cyclically Adjusted PS Ratio data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Consumer Portfolio Services's Cyclically Adjusted PS Ratio Distribution in the Credit Services Industry

For the Credit Services industry and Financial Services sector, Consumer Portfolio Services's Cyclically Adjusted PS Ratio distribution charts can be found below:

* The bar in red indicates where Consumer Portfolio Services's Cyclically Adjusted PS Ratio falls into.



Consumer Portfolio Services Cyclically Adjusted PS Ratio Calculation

Like the Shiller PE Ratio, the Cyclically Adjusted PS Ratio takes the Revenue per Share from the past 10 years, adjusts it for inflation, and then calculates the average. This average is then used for the P/S calculation. Because it considers this 10-year average, it's often referred to as the CAPS Ratio.

The Shiller PE Ratio was first used by professor Robert Shiller to measure the valuation of the overall market. The similar calculation is applied by GuruFocus to calculate the Cyclically Adjusted PS Ratio.

Consumer Portfolio Services's Cyclically Adjusted PS Ratio for today is calculated as

Cyclically Adjusted PS Ratio=Share Price/ Cyclically Adjusted Revenue per Share
=8.59/11.37
=0.76

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Consumer Portfolio Services's Cyclically Adjusted Revenue per Share for the quarter that ended in Dec. 2023 is calculated as:

For example, Consumer Portfolio Services's adjusted Revenue per Share data for the three months ended in Dec. 2023 was:

Adj_RevenuePerShare=Revenue per Share/CPI of Dec. 2023 (Change)*Current CPI (Dec. 2023)
=2.078/129.4194*129.4194
=2.078

Current CPI (Dec. 2023) = 129.4194.

Consumer Portfolio Services Quarterly Data

Revenue per Share CPI Adj_RevenuePerShare
201403 1.711 99.695 2.221
201406 1.864 100.560 2.399
201409 2.023 100.428 2.607
201412 2.203 99.070 2.878
201503 2.276 99.621 2.957
201506 2.340 100.684 3.008
201509 2.514 100.392 3.241
201512 2.561 99.792 3.321
201603 2.747 100.470 3.539
201606 2.927 101.688 3.725
201609 3.074 101.861 3.906
201612 3.054 101.863 3.880
201703 3.030 102.862 3.812
201706 3.146 103.349 3.940
201709 3.218 104.136 3.999
201712 3.208 104.011 3.992
201803 3.098 105.290 3.808
201806 2.952 106.317 3.593
201809 2.823 106.507 3.430
201812 2.654 105.998 3.240
201903 2.512 107.251 3.031
201906 2.445 108.070 2.928
201909 2.393 108.329 2.859
201912 2.427 108.420 2.897
202003 1.833 108.902 2.178
202006 1.723 108.767 2.050
202009 1.914 109.815 2.256
202012 1.609 109.897 1.895
202103 1.689 111.754 1.956
202106 1.902 114.631 2.147
202109 1.916 115.734 2.143
202112 1.954 117.630 2.150
202203 2.056 121.301 2.194
202206 2.284 125.017 2.364
202209 2.507 125.227 2.591
202212 2.273 125.222 2.349
202303 1.983 127.348 2.015
202306 1.937 128.729 1.947
202309 2.149 129.860 2.142
202312 2.078 129.419 2.078

Add all the adjusted revenue per share together and divide 10 will get our Cyclically Adjusted Revenue per Share.

Please note that we use the CPI data of the country/region where the company is headquartered. If the CPI data for that country/region is not available, then we will use the CPI data of the United States as default.


Consumer Portfolio Services  (NAS:CPSS) Cyclically Adjusted PS Ratio Explanation

Compared with the regular PS Ratio, which works poorly for cyclical businesses, the Cyclically Adjusted PS Ratio smoothed out the fluctuations of revenue during business cycles. Therefore it is more accurate in reflecting the valuation of the company.

If a company has consistent business performance, the Cyclically Adjusted PS Ratio should give similar results to regular PS Ratio.


Consumer Portfolio Services Cyclically Adjusted PS Ratio Related Terms

Thank you for viewing the detailed overview of Consumer Portfolio Services's Cyclically Adjusted PS Ratio provided by GuruFocus.com. Please click on the following links to see related term pages.


Consumer Portfolio Services (Consumer Portfolio Services) Business Description

Traded in Other Exchanges
Address
3800 Howard Hughes Parkway, Las Vegas, NV, USA, 89169
Consumer Portfolio Services Inc is a U.S based company operating in the specialty finance sector. Its business is to purchase and service retail automobile contracts originated primarily by franchised automobile dealers and, to a lesser extent, by select independent dealers in the U.S. in the sale of new and used automobiles, light trucks and passenger vans. Through its automobile contract purchases, the company provides indirect financing to the customers of dealers having limited credit histories, low incomes or past credit problems, who it refers to as sub-prime customers. It serves as an alternative source of financing for dealers, facilitating sales to customers.
Executives
Daniel S Wood director
Charles E. Gonel officer: Sr. Vice President 3800 HOWARD HUGHES PARKWAY, SUITE 1400, LAS VEGAS NV 86169
Susan Ryan officer: Sr. Vice President 3800 HOWARD HUGHES PARKWAY, SUITE 1400, LAS VEGAS NV 89169
Michele L Baumeister officer: Sr. Vice President 19500 JAMBOREE RD, SUITE 600, IRVINE CA 92612
April Crisp officer: Sr. Vice President 19500 JAMBOREE RD, STE 600, IRVINE CA 92610
Lisette Reynoso officer: Sr. Vice President 19500 JAMBOREE RD., IRVINE CA 92612
Steven Howard Schween officer: Sr. Vice President 3800 HOWARD HUGHES PARKWAY, SUITE 1400, LAS VEGAS CA 89169
Catrina Marie Ralston officer: Sr. Vice President 3800 HOWARD HUGHES PARKWAY, SUITE 1400, LAS VEGAS NV 89169
Greg Washer director 3187 PULLMAN STREET, COSTA MESA CA 92618
Jeffrey P Fritz officer: SVP & CFO 16355 LAGUNA CANYON ROAD, IRVINE CA 92618
James E Walker director 1601 WASHINGTON AVENUE, SUITE 800, MIAMI BEACH FL 33139
Chris Terry officer: Sr. Vice President
John Patrick Harton officer: Sr. Vice President 19500 JAMBOREE ROAD, IRVINE CA 92612
Black Diamond Capital Management, L.l.c. 10 percent owner 2187 ATLANTIC STREET, 9TH FLOOR, STAMFORD CT 06902
Teri Clements officer: Sr. Vice President 19500 JAMBOREE RD, IRVINE CA 92612

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