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CPSS (Consumer Portfolio Services) Price-to-Free-Cash-Flow : 0.86 (As of Apr. 13, 2025)


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What is Consumer Portfolio Services Price-to-Free-Cash-Flow?

As of today (2025-04-13), Consumer Portfolio Services's share price is $8.29. Consumer Portfolio Services's Free Cash Flow per Share for the trailing twelve months (TTM) ended in Dec. 2024 was $9.60. Hence, Consumer Portfolio Services's Price-to-Free-Cash-Flow Ratio for today is 0.86.

The historical rank and industry rank for Consumer Portfolio Services's Price-to-Free-Cash-Flow or its related term are showing as below:

CPSS' s Price-to-Free-Cash-Flow Range Over the Past 10 Years
Min: 0.12   Med: 0.67   Max: 1.88
Current: 0.86

During the past 13 years, Consumer Portfolio Services's highest Price-to-Free-Cash-Flow Ratio was 1.88. The lowest was 0.12. And the median was 0.67.

CPSS's Price-to-Free-Cash-Flow is ranked better than
89.52% of 229 companies
in the Credit Services industry
Industry Median: 7.74 vs CPSS: 0.86

Consumer Portfolio Services's Free Cash Flow per Share for the three months ended in Dec. 2024 was $2.80. Its Free Cash Flow per Share for the trailing twelve months (TTM) ended in was $9.60.

During the past 12 months, the average Free Cash Flow per Share Growth Rate of Consumer Portfolio Services was 1.90% per year. During the past 3 years, the average Free Cash Flow per Share Growth Rate was 8.00% per year. During the past 5 years, the average Free Cash Flow per Share Growth Rate was 0.60% per year. During the past 10 years, the average Free Cash Flow per Share Growth Rate was 6.20% per year.

During the past 13 years, Consumer Portfolio Services's highest 3-Year average Free Cash Flow per Share Growth Rate was 155.30% per year. The lowest was -56.10% per year. And the median was 8.00% per year.


Consumer Portfolio Services Price-to-Free-Cash-Flow Historical Data

The historical data trend for Consumer Portfolio Services's Price-to-Free-Cash-Flow can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

* Premium members only.

Consumer Portfolio Services Price-to-Free-Cash-Flow Chart

Consumer Portfolio Services Annual Data
Trend Dec15 Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24
Price-to-Free-Cash-Flow
Get a 7-Day Free Trial Premium Member Only Premium Member Only 0.43 1.56 1.10 1.00 1.13

Consumer Portfolio Services Quarterly Data
Mar20 Jun20 Sep20 Dec20 Mar21 Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24
Price-to-Free-Cash-Flow Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 1.00 0.84 1.14 1.04 1.13

Competitive Comparison of Consumer Portfolio Services's Price-to-Free-Cash-Flow

For the Credit Services subindustry, Consumer Portfolio Services's Price-to-Free-Cash-Flow, along with its competitors' market caps and Price-to-Free-Cash-Flow data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Consumer Portfolio Services's Price-to-Free-Cash-Flow Distribution in the Credit Services Industry

For the Credit Services industry and Financial Services sector, Consumer Portfolio Services's Price-to-Free-Cash-Flow distribution charts can be found below:

* The bar in red indicates where Consumer Portfolio Services's Price-to-Free-Cash-Flow falls into.


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Consumer Portfolio Services Price-to-Free-Cash-Flow Calculation

Consumer Portfolio Services's Price-to-Free-Cash-Flow ratio for today is calculated as

Price-to-Free-Cash-Flow Ratio=Share Price/ Free Cash Flow per Share (TTM)
=8.29/9.597
=0.86

Consumer Portfolio Services's Share Price of today is $8.29.
Consumer Portfolio Services's Free Cash Flow per Share for the trailing twelve months (TTM) ended in Dec. 2024 adds up the quarterly data reported by the company within the most recent 12 months, which was $9.60.

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

It can also be calculated from the numbers for the whole company:

Price-to-Free-Cash-Flow Ratio=Market Cap/Free Cash Flow

Consumer Portfolio Services  (NAS:CPSS) Price-to-Free-Cash-Flow Explanation

Free Cash Flow is considered more important than earnings by value investors. The reason is because, in principle, only the net cash that can be taken from the business belongs to shareholders. This Free Cash Flow can be used to grow the business, reduce debt or return to shareholders in dividends or share buybacks.

In a DCF Calculation Free Cash Flow is used to determine the intrinsic value of companies.


Be Aware

In real business, Free Cash Flow can be affected by the change in accounts receivable, accounts payable, management's decision on expansion, etc. Therefore, investors should look at the Free Cash Flow over the longer term. Long-term average of Free Cash Flow is a more reliable indicator for real free cash flow.


Consumer Portfolio Services Price-to-Free-Cash-Flow Related Terms

Thank you for viewing the detailed overview of Consumer Portfolio Services's Price-to-Free-Cash-Flow provided by GuruFocus.com. Please click on the following links to see related term pages.


Consumer Portfolio Services Business Description

Traded in Other Exchanges
Address
3800 Howard Hughes Parkway, Las Vegas, NV, USA, 89169
Consumer Portfolio Services Inc is a U.S based company operating in the specialty finance sector. Its business is to purchase and service retail automobile contracts originated by franchised automobile dealers and, to a lesser extent by select independent dealers in the United States in the sale of new and used automobiles, light trucks, and passenger vans. Through its automobile contract purchases, the company provides indirect financing to the customers of dealers having limited credit histories, low incomes, or past credit problems, who it refers to as sub-prime customers. It serves as an alternative source of financing for dealers, facilitating sales to customers.
Executives
William B Roberts director 126 EAST 56TH STREET, TOWER 56 12TH FLOOR, NEW YORK NY 10022
April Crisp officer: Sr. Vice President 19500 JAMBOREE RD, STE 600, IRVINE CA 92610
Daniel S Wood director
Chris Terry officer: Sr. Vice President
Greg Washer director 3187 PULLMAN STREET, COSTA MESA CA 92618
Denesh Bharwani officer: Sr. Vice President 19500 JAMBOREE ROAD, IRVINE CA 92612
John Patrick Harton officer: Sr. Vice President 19500 JAMBOREE ROAD, IRVINE CA 92612
Bradley Charles E Jr director, officer: CEO and President 2 ADA, IRVINE CA 92618
Susan Ryan officer: Sr. Vice President 3800 HOWARD HUGHES PARKWAY, SUITE 1400, LAS VEGAS NV 89169
Charles E. Gonel officer: Sr. Vice President 3800 HOWARD HUGHES PARKWAY, SUITE 1400, LAS VEGAS NV 86169
Michele L Baumeister officer: Sr. Vice President 19500 JAMBOREE RD, SUITE 600, IRVINE CA 92612
Lisette Reynoso officer: Sr. Vice President 19500 JAMBOREE RD., IRVINE CA 92612
Steven Howard Schween officer: Sr. Vice President 3800 HOWARD HUGHES PARKWAY, SUITE 1400, LAS VEGAS CA 89169
Catrina Marie Ralston officer: Sr. Vice President 3800 HOWARD HUGHES PARKWAY, SUITE 1400, LAS VEGAS NV 89169
Jeffrey P Fritz officer: SVP & CFO 16355 LAGUNA CANYON ROAD, IRVINE CA 92618