CPSS (Consumer Portfolio Services) Total Stockholders Equity: $314.4 Mil (As of Mar. 2026)

Author: Vera Yuan Vera Yuan
Vera Yuan
Vera Yuan
Director of Data and Quant Analytics at GuruFocus
Focused on building reliable datasets, financial models, and research tools for value-minded investors. Committed to turning complex data into practical guidance for value-investing and long-term wealth.
Reviewed by: Charlie Tian Charlie Tian
Charlie Tian
Charlie Tian
Founder & CEO of GuruFocus
Dr. Charlie Tian is the founder and CEO of GuruFocus.com, a leading global investment research platform established in 2004. With a Ph.D. in physics, Dr. Tian transitioned from science to finance, applying a data-driven, disciplined approach to value investing.

CPSS Consumer Portfolio Services Inc CPSS
56 GF Score
Price $9.19
GF Value $9.09
Valuation Fairly Valued
! 8 Warning Signs
View Full Analysis

What is Consumer Portfolio Services Total Stockholders Equity?

Consumer Portfolio Services CPSS -1.18% 56 Total Stockholders Equity is $314.4 Mil as of Mar. 2026. GuruFocus rates CPSS with a GF Score™ of 56/100 and a GF Value™ of $9.09 (Fairly Valued). The stock has 8 warning signs investors should review.

Consumer Portfolio Services's Total Stockholders Equity for the quarter that ended in Mar. 2026 was $314.4 Mil. It refers to the net assets owned by shareholders. It does not include minority interest.

Total Stockholders Equity is used to calculate Book Value per Share. Consumer Portfolio Services's Book Value per Share for the quarter that ended in Mar. 2026 was $14.49. The ratio of a company's debt over equity can be used to measure how leveraged this company is. Consumer Portfolio Services's Debt-to-Equity for the quarter that ended in Mar. 2026 was 11.67.

Consumer Portfolio Services  (NAS:CPSS) Total Stockholders Equity Explanation

1. Total Stockholders Equity is used to calculate Book Value per Share.

Consumer Portfolio Services's Book Value per Share for the quarter that ended in Mar. 2026 is

Book Value per Share=(Total Stockholders Equity-Preferred Stock)/Shares Outstanding (EOP)
=(314.352-0)/21.696
=14.49

2. The ratio of a company's debt over equity can be used to measure how leveraged this company is.

Consumer Portfolio Services's Debt-to-Equity for the quarter that ended in Mar. 2026 is

Debt-to-Equity=Total Debt / Total Stockholders Equity
=(Short-Term Debt & Capital Lease Obligation + Long-Term Debt & Capital Lease Obligation) / Total Stockholders Equity
=(467.138 + 3201.048) / 314.352
=11.67

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Consumer Portfolio Services Total Stockholders Equity Related Terms

Consumer Portfolio Services Total Stockholders Equity Historical Data

* Premium members only.

The historical data trend for Consumer Portfolio Services's Total Stockholders Equity can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Consumer Portfolio Services Total Stockholders Equity Chart

Consumer Portfolio Services Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Total Stockholders Equity
Get a 7-Day Free Trial Premium Member Only Premium Member Only 170.21 228.39 274.67 292.77 309.54

Consumer Portfolio Services Quarterly Data
Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26 Jun26
Total Stockholders Equity Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 303.10 307.57 309.54 314.35 319.25
CPSS
56GF Score
Consumer Portfolio Services Inc CPSS
Total Stockholders Equity is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis
What does a Total Stockholders Equity of $314.4 Mil mean?
Consumer Portfolio Services (CPSS) has a Total Stockholders Equity of $314.4 Mil as of Mar. 2026. The total amount of shareholder's equity as recorded on a company's balance sheet. View historical data for Consumer Portfolio Services and its competitors.
Is Consumer Portfolio Services' Total Stockholders Equity too high?
Consumer Portfolio Services' current Total Stockholders Equity is $314.4 Mil. Overall, Consumer Portfolio Services has a GF Score™ of 56/100 and is considered Fairly Valued, reflecting its overall financial health beyond just this single metric.
How does Consumer Portfolio Services' Total Stockholders Equity compare to FOA and XYF?
Consumer Portfolio Services' Total Stockholders Equity of $314.4 Mil can be compared against companies in the Credit Services industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Total Stockholders Equity for a Credit Services company?
A good Total Stockholders Equity depends on the Credit Services industry context. However, Total Stockholders Equity should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Total Stockholders Equity mean?
A high Total Stockholders Equity can signal that a stock is expensive relative to its fundamentals. The total amount of shareholder's equity as recorded on a company's balance sheet. View historical data for Consumer Portfolio Services and its competitors. Consumer Portfolio Services's current Total Stockholders Equity is $314.4 Mil. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Consumer Portfolio Services stock overvalued right now?
Based on GuruFocus' analysis, Consumer Portfolio Services (CPSS) is currently considered Fairly Valued. The stock's GF Value™ is $9.09, compared to a current price of $9.19 — trading 1.1% above its estimated fair value. The current Total Stockholders Equity is $314.4 Mil. Consumer Portfolio Services' overall GF Score™ is 56/100 with 8 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Total Stockholders Equity calculated?
Total Stockholders Equity is calculated from a company's financial statements. For Consumer Portfolio Services (CPSS), the current Total Stockholders Equity is $314.4 Mil as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Consumer Portfolio Services (CPSS) Overvalued in 2026?

Based on GuruFocus' analysis, Consumer Portfolio Services stock appears to be overvalued. The current stock price of $9.19 is trading 1.1% above its estimated GF Value™ of $9.09. GuruFocus considers Consumer Portfolio Services to be Fairly Valued.

Key valuation signals for CPSS:

  • Total Stockholders Equity: $314.4 Mil
  • GF Value™: $9.09 vs. price of $9.19 (1.1% above fair value)
  • GF Score™: 56/100 with 8 warning signs

No single metric tells the full story. See the CPSS stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.

Consumer Portfolio Services Business Description

Address 3800 Howard Hughes Parkway, Las Vegas, NV, USA, 89169
Consumer Portfolio Services Inc is a U.S based company operating in the specialty finance sector. Its business is to purchase and service retail automobile contracts originated by franchised automobile dealers and, to a lesser extent by select independent dealers in the United States in the sale of new and used automobiles, light trucks, and passenger vans. Through its automobile contract purchases, the company provides indirect financing to the customers of dealers having limited credit histories, low incomes, or past credit problems, who it refers to as sub-prime customers. It serves as an alternative source of financing for dealers, facilitating sales to customers.
56GF Score

Get the complete analysis for CPSS

Total Stockholders Equity is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

$9.19
Price
$9.09
GF Value