CPSS (Consumer Portfolio Services) Insider Ownership: 38.23 % (As of Aug. 16, 2026)

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CPSS Consumer Portfolio Services Inc CPSS
56 GF Score
Price $9.51
GF Value $9.48
Valuation Fairly Valued
! 8 Warning Signs
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What is Consumer Portfolio Services Insider Ownership?

Consumer Portfolio Services CPSS -1.04% 56 Insider Ownership is 38.23 % as of Aug. 16, 2026. GuruFocus rates CPSS with a GF Score™ of 56/100 and a GF Value™ of $9.48 (Fairly Valued). The stock has 8 warning signs investors should review.

Insider ownership is the percentage of shares that are owned by company insiders relative to the total shares outstanding. As of today, Consumer Portfolio Services's insider ownership is 38.23%.

Institutional Ownership is the percentage of shares that are owned by institutions out of the total shares outstanding. As of today, Consumer Portfolio Services's Institutional Ownership is 45.85%.

Float Percentage Of Total Shares Outstanding is the percentage of float shares relative to the total shares outstanding. As of today, Consumer Portfolio Services's Float Percentage Of Total Shares Outstanding is 43.93%.

Consumer Portfolio Services Insider Ownership Historical Data

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The historical data trend for Consumer Portfolio Services's Insider Ownership can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Consumer Portfolio Services Insider Ownership Chart

Consumer Portfolio Services Historical Data

The historical data trend for Consumer Portfolio Services can be seen below:

2025-07-31 2025-08-31 2025-09-30 2025-10-31 2025-11-30 2026-01-31 2026-02-28 2026-05-31 2026-06-30 2026-07-31
Insider Ownership 38.89 37.73 37.38 37.64 37.64 37.19 37.15 37.97 38.06 38.23
CPSS
56GF Score
Consumer Portfolio Services Inc CPSS
Insider Ownership is just one metric. See GF Score™, valuation, warning signs, and more.
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Consumer Portfolio Services Insider Ownership Calculation

The percentage of shares that are owned by company insiders relative to the total shares outstanding.

Frequently Asked Questions Learn more about Insider Ownership →
What does a Insider Ownership of 38.23 % mean?
Consumer Portfolio Services (CPSS) has a Insider Ownership of 38.23 % as of Aug. 16, 2026. Insider ownership equals the percent of shares owned by company insiders relative to total shares. View historical data on Consumer Portfolio Services and its competitors.
Is Consumer Portfolio Services' Insider Ownership too high?
Consumer Portfolio Services' current Insider Ownership is 38.23 %. Overall, Consumer Portfolio Services has a GF Score™ of 56/100 and is considered Fairly Valued, reflecting its overall financial health beyond just this single metric.
How does Consumer Portfolio Services' Insider Ownership compare to FOA and XYF?
Consumer Portfolio Services' Insider Ownership of 38.23 % can be compared against companies in the Credit Services industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Insider Ownership for a Credit Services company?
A good Insider Ownership depends on the Credit Services industry context. However, Insider Ownership should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Insider Ownership mean?
A high Insider Ownership can signal that a stock is expensive relative to its fundamentals. Insider ownership equals the percent of shares owned by company insiders relative to total shares. View historical data on Consumer Portfolio Services and its competitors. Consumer Portfolio Services's current Insider Ownership is 38.23 %. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Consumer Portfolio Services stock overvalued right now?
Based on GuruFocus' analysis, Consumer Portfolio Services (CPSS) is currently considered Fairly Valued. The stock's GF Value™ is $9.48, compared to a current price of $9.51 — trading 0.3% above its estimated fair value. The current Insider Ownership is 38.23 %. Consumer Portfolio Services' overall GF Score™ is 56/100 with 8 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Insider Ownership calculated?
Insider Ownership is calculated from a company's financial statements. For Consumer Portfolio Services (CPSS), the current Insider Ownership is 38.23 % as of Aug. 16, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Consumer Portfolio Services (CPSS) Overvalued in 2026?

Based on GuruFocus' analysis, Consumer Portfolio Services stock appears to be overvalued. The current stock price of $9.51 is trading 0.3% above its estimated GF Value™ of $9.48. GuruFocus considers Consumer Portfolio Services to be Fairly Valued.

Key valuation signals for CPSS:

  • Insider Ownership: 38.23 %
  • GF Value™: $9.48 vs. price of $9.51 (0.3% above fair value)
  • GF Score™: 56/100 with 8 warning signs

No single metric tells the full story. See the CPSS stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.

Consumer Portfolio Services Business Description

Address 3800 Howard Hughes Parkway, Las Vegas, NV, USA, 89169
Consumer Portfolio Services Inc is a U.S based company operating in the specialty finance sector. Its business is to purchase and service retail automobile contracts originated by franchised automobile dealers and, to a lesser extent by select independent dealers in the United States in the sale of new and used automobiles, light trucks, and passenger vans. Through its automobile contract purchases, the company provides indirect financing to the customers of dealers having limited credit histories, low incomes, or past credit problems, who it refers to as sub-prime customers. It serves as an alternative source of financing for dealers, facilitating sales to customers.
56GF Score

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Insider Ownership is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

$9.51
Price
$9.48
GF Value