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The PB Ratio, or Price-to-Book ratio, or Price/Book, is a financial ratio used to compare a company's market price to its Book Value per Share. As of today (2025-03-27), Consumer Portfolio Services's share price is $8.67. Consumer Portfolio Services's Book Value per Share for the quarter that ended in Dec. 2024 was $13.66. Hence, Consumer Portfolio Services's PB Ratio of today is 0.63.
Good Sign:
Consumer Portfolio Services Inc stock PB Ratio (=0.62) is close to 2-year low of 0.58
The historical rank and industry rank for Consumer Portfolio Services's PB Ratio or its related term are showing as below:
During the past 13 years, Consumer Portfolio Services's highest PB Ratio was 1.62. The lowest was 0.18. And the median was 0.66.
During the past 12 months, Consumer Portfolio Services's average Book Value Per Share Growth Rate was 5.30% per year. During the past 3 years, the average Book Value Per Share Growth Rate was 19.30% per year. During the past 5 years, the average Book Value Per Share Growth Rate was 14.70% per year. During the past 10 years, the average Book Value Per Share Growth Rate was 8.00% per year.
During the past 13 years, the highest 3-Year average Book Value Per Share Growth Rate of Consumer Portfolio Services was 344.00% per year. The lowest was -80.40% per year. And the median was 10.80% per year.
The historical data trend for Consumer Portfolio Services's PB Ratio can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Consumer Portfolio Services Annual Data | |||||||||||||||||||||
Trend | Dec15 | Dec16 | Dec17 | Dec18 | Dec19 | Dec20 | Dec21 | Dec22 | Dec23 | Dec24 | |||||||||||
PB Ratio | Get a 7-Day Free Trial |
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0.72 | 1.47 | 0.78 | 0.72 | 0.80 |
Consumer Portfolio Services Quarterly Data | ||||||||||||||||||||
Mar20 | Jun20 | Sep20 | Dec20 | Mar21 | Jun21 | Sep21 | Dec21 | Mar22 | Jun22 | Sep22 | Dec22 | Mar23 | Jun23 | Sep23 | Dec23 | Mar24 | Jun24 | Sep24 | Dec24 | |
PB Ratio | Get a 7-Day Free Trial |
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0.72 | 0.57 | 0.74 | 0.70 | 0.80 |
For the Credit Services subindustry, Consumer Portfolio Services's PB Ratio, along with its competitors' market caps and PB Ratio data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
For the Credit Services industry and Financial Services sector, Consumer Portfolio Services's PB Ratio distribution charts can be found below:
* The bar in red indicates where Consumer Portfolio Services's PB Ratio falls into.
The PB Ratio, or Price-to-Book ratio, or Price/Book, is a financial ratio used to compare a company's market price to its Book Value per Share. It is a ratio widely used to value stocks.
Consumer Portfolio Services's PB Ratio for today is calculated as follows:
PB Ratio | = | Share Price | / | Book Value per Share (Q: Dec. 2024) |
= | 8.67 | / | 13.66 | |
= | 0.63 |
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
It can also be calculated from the numbers for the whole company:
PB Ratio | = | Market Cap | / | (Total Stockholders Equity | - | Preferred Stock) |
A closely related ratio is called Price-to-Tangible-Book. The difference between Price-to-Tangible-Book and PB Ratio is that book value other than intangibles are used in the calculation.
Consumer Portfolio Services (NAS:CPSS) PB Ratio Explanation
Unlike valuation ratios relative to the earning power such as PE Ratio, PE Ratio without NRI, PS Ratio, Price-to-Operating-Cash-Flow , or Price-to-Free-Cash-Flow, the PB Ratio measures the valuation of the stock relative to the underlying asset of the company.
The PB Ratio works the best for the businesses that earn most of their profit from their assets, e.g. banks and insurance companies.
Be Aware
Some businesses have very light assets, such as software companies or insurance agencies. The PB Ratio does not work well for these companies. Some companies even have negative equity, so the PB Ratio cannot be applied to them.
Thank you for viewing the detailed overview of Consumer Portfolio Services's PB Ratio provided by GuruFocus.com. Please click on the following links to see related term pages.
William B Roberts | director | 126 EAST 56TH STREET, TOWER 56 12TH FLOOR, NEW YORK NY 10022 |
April Crisp | officer: Sr. Vice President | 19500 JAMBOREE RD, STE 600, IRVINE CA 92610 |
Daniel S Wood | director | |
Chris Terry | officer: Sr. Vice President | |
Greg Washer | director | 3187 PULLMAN STREET, COSTA MESA CA 92618 |
Denesh Bharwani | officer: Sr. Vice President | 19500 JAMBOREE ROAD, IRVINE CA 92612 |
John Patrick Harton | officer: Sr. Vice President | 19500 JAMBOREE ROAD, IRVINE CA 92612 |
Bradley Charles E Jr | director, officer: CEO and President | 2 ADA, IRVINE CA 92618 |
Susan Ryan | officer: Sr. Vice President | 3800 HOWARD HUGHES PARKWAY, SUITE 1400, LAS VEGAS NV 89169 |
Charles E. Gonel | officer: Sr. Vice President | 3800 HOWARD HUGHES PARKWAY, SUITE 1400, LAS VEGAS NV 86169 |
Michele L Baumeister | officer: Sr. Vice President | 19500 JAMBOREE RD, SUITE 600, IRVINE CA 92612 |
Lisette Reynoso | officer: Sr. Vice President | 19500 JAMBOREE RD., IRVINE CA 92612 |
Steven Howard Schween | officer: Sr. Vice President | 3800 HOWARD HUGHES PARKWAY, SUITE 1400, LAS VEGAS CA 89169 |
Catrina Marie Ralston | officer: Sr. Vice President | 3800 HOWARD HUGHES PARKWAY, SUITE 1400, LAS VEGAS NV 89169 |
Jeffrey P Fritz | officer: SVP & CFO | 16355 LAGUNA CANYON ROAD, IRVINE CA 92618 |
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