CPSS (Consumer Portfolio Services) Cyclically Adjusted Revenue per Share: $11.37 (As of Mar. 2026)


CPSS Consumer Portfolio Services Inc CPSS
55 GF Score
Price $9.16
GF Value $9.10
Valuation Fairly Valued
! 7 Warning Signs
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What is Consumer Portfolio Services Cyclically Adjusted Revenue per Share?

Consumer Portfolio Services CPSS +2.11% 55 Cyclically Adjusted Revenue per Share is $11.37 as of Mar. 2026. GuruFocus rates CPSS with a GF Score™ of 55/100 and a GF Value™ of $9.10 (Fairly Valued). The stock has 7 warning signs investors should review.

E10 is a concept invented by Prof. Robert Shiller, who uses E10 for his Shiller PE Ratio calculation. E10 is the average of the inflation adjusted earnings of a company over the past 10 years. The similar calculation is applied by GuruFocus to calculate the Cyclically Adjusted Revenue per Share and the Cyclically Adjusted PS Ratio. The Cyclically Adjusted Revenue per Share is the average of the inflation adjusted Revenue per Share of a company over the past 10 years.

Consumer Portfolio Services's adjusted revenue per share for the three months ended in Mar. 2026 was $2.221. Add all the adjusted revenue per share for the past 10 years together and divide the count will get our Cyclically Adjusted Revenue per Share, which is $11.37 for the trailing ten years ended in Mar. 2026.

During the past 12 months, Consumer Portfolio Services's average Cyclically Adjusted Revenue Growth Rate was -1.60% per year. During the past 3 years, the average Cyclically Adjusted Revenue Growth Rate was 1.10% per year. During the past 5 years, the average Cyclically Adjusted Revenue Growth Rate was 4.90% per year. During the past 10 years, the average Cyclically Adjusted Revenue Growth Rate was 4.80% per year. Please click Growth Rate Calculation Example (GuruFocus) to see how GuruFocus calculates Wal-Mart Stores Inc (WMT)'s revenue growth rate. You can apply the same method to get the Cyclically Adjusted Revenue Growth Rate using Cyclically Adjusted Revenue per Share data.

During the past 13 years, the highest 3-Year average Cyclically Adjusted Revenue Growth Rate of Consumer Portfolio Services was 17.60% per year. The lowest was 0.60% per year. And the median was 3.50% per year.

As of today (2026-07-09), Consumer Portfolio Services's current stock price is $9.16. Consumer Portfolio Services's Cyclically Adjusted Revenue per Share for the quarter that ended in Mar. 2026 was $11.37. Consumer Portfolio Services's Cyclically Adjusted PS Ratio of today is 0.81.

During the past 13 years, the highest Cyclically Adjusted PS Ratio of Consumer Portfolio Services was 1.36. The lowest was 0.13. And the median was 0.61.


Consumer Portfolio Services  (NAS:CPSS) Cyclically Adjusted Revenue per Share Explanation

If a company grows much fast than inflation, Cyclically Adjusted Revenue per Share may underestimate the company's revenue. Cyclically Adjusted PS Ratio can seem to be too high even the actual PS Ratio is low.

For the Cyclically Adjusted PS Ratio, the revenue per share of the past 10 years are inflation-adjusted and averaged. The result is used for P/S calculation. Since it looks at the average over the last 10 years, the Cyclically Adjusted PS Ratio is also called CAPS Ratio.

The Shiller PE Ratio was first used by professor Robert Shiller. He uses E10 for his Shiller PE Ratio calculation. E10 is the average of the inflation adjusted earnings per share of a company over the past 10 years. The similar calculation is applied by GuruFocus to calculate the Cyclically Adjusted PS Ratio. The Cyclically Adjusted Revenue per Share is the average of the inflation adjusted revenue per share of a company over the past 10 years.

Consumer Portfolio Services's Cyclically Adjusted PS Ratio of today is calculated as

Cyclically Adjusted PS Ratio=Share Price/Cyclically Adjusted Revenue per Share
=9.16/11.37
=0.81

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

During the past 13 years, the highest Cyclically Adjusted PS Ratio of Consumer Portfolio Services was 1.36. The lowest was 0.13. And the median was 0.61.


Be Aware

Cyclically Adjusted PS Ratio works better for cyclical companies. It gives you a better idea on the company's real revenue value.


Consumer Portfolio Services Cyclically Adjusted Revenue per Share Related Terms


Consumer Portfolio Services Cyclically Adjusted Revenue per Share Historical Data

* Premium members only.

The historical data trend for Consumer Portfolio Services's Cyclically Adjusted Revenue per Share can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Consumer Portfolio Services Cyclically Adjusted Revenue per Share Chart

Consumer Portfolio Services Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Cyclically Adjusted Revenue per Share
Get a 7-Day Free Trial Premium Member Only Premium Member Only 9.94 10.96 11.37 11.49 11.32

Consumer Portfolio Services Quarterly Data
Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
Cyclically Adjusted Revenue per Share Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 11.55 11.54 11.48 11.32 11.37

CPSS vs FOA, PMTS, MFIN: Cyclically Adjusted Revenue per Share Comparison

For the Credit Services subindustry, Consumer Portfolio Services's Cyclically Adjusted PS Ratio, along with its competitors' market caps and Cyclically Adjusted PS Ratio data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Consumer Portfolio Services Cyclically Adjusted PS Ratio vs Credit Services Industry

For the Credit Services industry and Financial Services sector, Consumer Portfolio Services's Cyclically Adjusted PS Ratio distribution charts can be found below:

* The bar in red indicates where Consumer Portfolio Services's Cyclically Adjusted PS Ratio falls into.


CPSS
55GF Score
Consumer Portfolio Services Inc CPSS
Cyclically Adjusted Revenue per Share is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

Consumer Portfolio Services Cyclically Adjusted Revenue per Share Calculation

E10 is a concept invented by Prof. Robert Shiller, who uses E10 for his Shiller PE Ratio calculation. E10 is the average of the inflation adjusted earnings of a company over the past 10 years. The similar calculation is applied by GuruFocus to calculate the Cyclically Adjusted Revenue per Share and the Cyclically Adjusted PS Ratio. The Cyclically Adjusted Revenue per Share is the average of the inflation adjusted Revenue per Share of a company over the past 10 years.

What is Cyclically Adjusted Revenue per Share? How do we calculate Cyclically Adjusted Revenue per Share?

Cyclically Adjusted Revenue per Share is the average of the inflation adjusted Revenue per Share of a company over the past 10 years. Let's use an example to explain.

If we want to calculate the Cyclically Adjusted Revenue per Share of Wal-Mart (WMT) for Dec. 31, 2010, we need to have the inflation data and the revenue per share from 2001 through 2010.

We adjusted the 2001 revenue per share data with the total inflation from 2001 through 2010 to the equivalent revenue in 2010. If the total inflation from 2001 to 2010 is 40%, and Wal-Mart's revenue is $1 a share in 2001, then the 2001's equivalent revenue in 2010 is $1.4 a share. If Wal-Mart's revenue is $1 again in 2002, and the total inflation from 2002 through 2010 is 35%, then the equivalent 2002 revenue in 2010 is $1.35. So on and so forth, you get the equivalent revenue per share of past 10 years. Then you add them together and divided the sum by the count to get Cyclically Adjusted Revenue per Share.

Please note that we use the CPI data of the country/region where the company is headquartered. If the CPI data for that country/region is not available, then we will use the CPI data of the United States as default.

For example, Consumer Portfolio Services's adjusted Revenue per Share data for the three months ended in Mar. 2026 was:

Adj_RevenuePerShare= Revenue per Share /CPI of Mar. 2026 (Change)*Current CPI (Mar. 2026)
=2.221/330.2130*330.2130
=2.221

Current CPI (Mar. 2026) = 330.2130.

Consumer Portfolio Services Quarterly Data

Revenue per Share CPI Adj_RevenuePerShare
201606 2.927 241.018 4.010
201609 3.074 241.428 4.204
201612 3.054 241.432 4.177
201703 3.030 243.801 4.104
201706 3.146 244.955 4.241
201709 3.218 246.819 4.305
201712 3.208 246.524 4.297
201803 3.098 249.554 4.099
201806 2.952 251.989 3.868
201809 2.823 252.439 3.693
201812 2.654 251.233 3.488
201903 2.512 254.202 3.263
201906 2.445 256.143 3.152
201909 2.393 256.759 3.078
201912 2.427 256.974 3.119
202003 1.833 258.115 2.345
202006 1.723 257.797 2.207
202009 1.914 260.280 2.428
202012 1.609 260.474 2.040
202103 1.689 264.877 2.106
202106 1.902 271.696 2.312
202109 1.916 274.310 2.306
202112 1.954 278.802 2.314
202203 2.056 287.504 2.361
202206 2.284 296.311 2.545
202209 2.507 296.808 2.789
202212 2.273 296.797 2.529
202303 1.983 301.836 2.169
202306 1.937 305.109 2.096
202309 2.149 307.789 2.306
202312 2.078 306.746 2.237
202403 2.023 312.332 2.139
202406 2.027 314.175 2.130
202409 2.092 315.301 2.191
202412 2.174 315.605 2.275
202503 2.136 319.799 2.206
202506 2.112 322.561 2.162
202509 2.051 324.800 2.085
202512 2.109 324.054 2.149
202603 2.221 330.213 2.221

Add all the adjusted revenue per share together and divide 10 will get our Cyclically Adjusted Revenue per Share.

What does a Cyclically Adjusted Revenue per Share of $11.37 mean?
Consumer Portfolio Services (CPSS) has a Cyclically Adjusted Revenue per Share of $11.37 as of Mar. 2026. Cyclically adjusted revenue per share represents the company's inflation-adjusted revenue per share over a 10-year period. View historical data on Consumer Portfolio Services and its competitors.
Is Consumer Portfolio Services' Cyclically Adjusted Revenue per Share too high?
Consumer Portfolio Services' current Cyclically Adjusted Revenue per Share is $11.37. Overall, Consumer Portfolio Services has a GF Score™ of 55/100 and is considered Fairly Valued, reflecting its overall financial health beyond just this single metric.
How does Consumer Portfolio Services' Cyclically Adjusted Revenue per Share compare to FOA and PMTS?
Consumer Portfolio Services' Cyclically Adjusted Revenue per Share of $11.37 can be compared against companies in the Credit Services industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Cyclically Adjusted Revenue per Share for a Credit Services company?
A good Cyclically Adjusted Revenue per Share depends on the Credit Services industry context. However, Cyclically Adjusted Revenue per Share should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Cyclically Adjusted Revenue per Share mean?
A high Cyclically Adjusted Revenue per Share can signal that a stock is expensive relative to its fundamentals. Cyclically adjusted revenue per share represents the company's inflation-adjusted revenue per share over a 10-year period. View historical data on Consumer Portfolio Services and its competitors. Consumer Portfolio Services's current Cyclically Adjusted Revenue per Share is $11.37. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Consumer Portfolio Services stock overvalued right now?
Based on GuruFocus' analysis, Consumer Portfolio Services (CPSS) is currently considered Fairly Valued. The stock's GF Value™ is $9.10, compared to a current price of $9.16 — trading 0.7% above its estimated fair value. The current Cyclically Adjusted Revenue per Share is $11.37. Consumer Portfolio Services' overall GF Score™ is 55/100 with 7 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Cyclically Adjusted Revenue per Share calculated?
Cyclically Adjusted Revenue per Share is calculated from a company's financial statements. For Consumer Portfolio Services (CPSS), the current Cyclically Adjusted Revenue per Share is $11.37 as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Consumer Portfolio Services (CPSS) Overvalued in 2026?

Based on GuruFocus' analysis, Consumer Portfolio Services stock appears to be overvalued. The current stock price of $9.16 is trading 0.7% above its estimated GF Value™ of $9.10. GuruFocus considers Consumer Portfolio Services to be Fairly Valued.

Key valuation signals for CPSS:

  • Cyclically Adjusted Revenue per Share: $11.37
  • GF Value™: $9.10 vs. price of $9.16 (0.7% above fair value)
  • GF Score™: 55/100 with 7 warning signs

No single metric tells the full story. See the CPSS stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Consumer Portfolio Services Business Description

Address 3800 Howard Hughes Parkway, Las Vegas, NV, USA, 89169
Consumer Portfolio Services Inc is a U.S based company operating in the specialty finance sector. Its business is to purchase and service retail automobile contracts originated by franchised automobile dealers and, to a lesser extent by select independent dealers in the United States in the sale of new and used automobiles, light trucks, and passenger vans. Through its automobile contract purchases, the company provides indirect financing to the customers of dealers having limited credit histories, low incomes, or past credit problems, who it refers to as sub-prime customers. It serves as an alternative source of financing for dealers, facilitating sales to customers.
55GF Score

Get the complete analysis for CPSS

Cyclically Adjusted Revenue per Share is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

$9.16
Price
$9.10
GF Value