CPSS (Consumer Portfolio Services) YoY EPS Growth: 33.77% (As of Jun. 2026)

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CPSS Consumer Portfolio Services Inc CPSS
56 GF Score
Price $9.34
GF Value $11.94
Valuation Modestly Undervalued
! 7 Warning Signs
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What is Consumer Portfolio Services YoY EPS Growth?

Consumer Portfolio Services CPSS 56 YoY EPS Growth is 33.77% as of Jun. 2026. GuruFocus rates CPSS with a GF Score™ of 56/100 and a GF Value™ of $11.94 (Modestly Undervalued). The stock has 7 warning signs investors should review.

YoY EPS Growth is the percentage change of Earnings per Share (Diluted) over the past twelve months. Consumer Portfolio Services's YoY EPS Growth for the quarter that ended in Jun. 2026 was 33.77%.

Consumer Portfolio Services's Earnings per Share (Diluted) for the three months ended in Jun. 2026 was $0.27.

Consumer Portfolio Services YoY EPS Growth Historical Data

* Premium members only.

The historical data trend for Consumer Portfolio Services's YoY EPS Growth can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Consumer Portfolio Services YoY EPS Growth Chart

Consumer Portfolio Services Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
YoY EPS Growth
Get a 7-Day Free Trial Premium Member Only Premium Member Only 104.12 75.43 -44.40 -56.10 1.66

Consumer Portfolio Services Quarterly Data
Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26 Jun26
YoY EPS Growth Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 3.01 1.61 -1.13 21.97 33.77
CPSS
56GF Score
Consumer Portfolio Services Inc CPSS
YoY EPS Growth is just one metric. See GF Score™, valuation, warning signs, and more.
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Consumer Portfolio Services YoY EPS Growth Calculation

YoY EPS Growth is the percentage change of Earnings per Share (Diluted) over the past twelve months.

Consumer Portfolio Services's YoY EPS Growth for the fiscal year that ended in Dec. 2025 is calculated as:

YoY EPS Growth (A: Dec. 2025 )
=(Earnings per Share (Diluted) (A: Dec. 2025 )-Earnings per Share (Diluted) (A: Dec. 2024 ))/ | Earnings per Share (Diluted) (A: Dec. 2024 ) |
=(0.8025-0.7894)/ | 0.7894 |
=1.66 %

Consumer Portfolio Services's YoY EPS Growth for the quarter that ended in Jun. 2026 is calculated as:

YoY EPS Growth (Q: Jun. 2026 )
=(Earnings per Share (Diluted) (Q: Jun. 2026 )-Earnings per Share (Diluted) (Q: Jun. 2025 )) / | Earnings per Share (Diluted) (Q: Jun. 2025 )) |
=(0.2654-0.1984)/ | 0.1984 |
=33.77 %

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Frequently Asked Questions Learn more about YoY EPS Growth →
What does a YoY EPS Growth of 33.77% mean?
Consumer Portfolio Services (CPSS) has a YoY EPS Growth of 33.77% as of Jun. 2026. YoY EPS Growth is the percentage change of EPS over the past 12-month. View historical data for Consumer Portfolio Services and its competitors.
Is Consumer Portfolio Services' YoY EPS Growth too high?
Consumer Portfolio Services' current YoY EPS Growth is 33.77%. Overall, Consumer Portfolio Services has a GF Score™ of 56/100 and is considered Modestly Undervalued, reflecting its overall financial health beyond just this single metric.
How does Consumer Portfolio Services' YoY EPS Growth compare to LX and XYF?
Consumer Portfolio Services' YoY EPS Growth of 33.77% can be compared against companies in the Credit Services industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good YoY EPS Growth for a Credit Services company?
A good YoY EPS Growth depends on the Credit Services industry context. However, YoY EPS Growth should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high YoY EPS Growth mean?
A high YoY EPS Growth can signal that a stock is expensive relative to its fundamentals. YoY EPS Growth is the percentage change of EPS over the past 12-month. View historical data for Consumer Portfolio Services and its competitors. Consumer Portfolio Services's current YoY EPS Growth is 33.77%. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Consumer Portfolio Services stock overvalued right now?
Based on GuruFocus' analysis, Consumer Portfolio Services (CPSS) is currently considered Modestly Undervalued. The stock's GF Value™ is $11.94, compared to a current price of $9.34 — trading 21.8% below its estimated fair value. The current YoY EPS Growth is 33.77%. Consumer Portfolio Services' overall GF Score™ is 56/100 with 7 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is YoY EPS Growth calculated?
YoY EPS Growth is calculated from a company's financial statements. For Consumer Portfolio Services (CPSS), the current YoY EPS Growth is 33.77% as of Jun. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Consumer Portfolio Services (CPSS) Overvalued in 2026?

Based on GuruFocus' analysis, Consumer Portfolio Services stock appears to be undervalued. The current stock price of $9.34 is trading 21.8% below its estimated GF Value™ of $11.94. GuruFocus considers Consumer Portfolio Services to be Modestly Undervalued.

Key valuation signals for CPSS:

  • YoY EPS Growth: 33.77%
  • GF Value™: $11.94 vs. price of $9.34 (21.8% below fair value)
  • GF Score™: 56/100 with 7 warning signs

No single metric tells the full story. See the CPSS stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.

Consumer Portfolio Services Business Description

Address 3800 Howard Hughes Parkway, Las Vegas, NV, USA, 89169
Consumer Portfolio Services Inc is a U.S based company operating in the specialty finance sector. Its business is to purchase and service retail automobile contracts originated by franchised automobile dealers and, to a lesser extent by select independent dealers in the United States in the sale of new and used automobiles, light trucks, and passenger vans. Through its automobile contract purchases, the company provides indirect financing to the customers of dealers having limited credit histories, low incomes, or past credit problems, who it refers to as sub-prime customers. It serves as an alternative source of financing for dealers, facilitating sales to customers.
56GF Score

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YoY EPS Growth is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

$9.34
Price
$11.94
GF Value