Consumer Portfolio Services's quarterly Total Liabilities
increased
from Sep. 2025 ($3,502.21 Mil) to Dec. 2025 ($3,548.66 Mil) and
increased
from Dec. 2025 ($3,548.66 Mil) to Mar. 2026 ($3,738.45 Mil).
Consumer Portfolio Services's annual Total Liabilities
increased
from Dec. 2023 ($2,629.08 Mil) to Dec. 2024 ($3,201.10 Mil) and
increased
from Dec. 2024 ($3,201.10 Mil) to Dec. 2025 ($3,548.66 Mil).
Consumer Portfolio Services Total Liabilities Related Terms
Consumer Portfolio Services Total Liabilities Historical Data
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Consumer Portfolio Services Total Liabilities Chart
Consumer Portfolio Services Total Liabilities Calculation
Total Liabilities are the liabilities that the company has to pay others. It is a part of the balance sheet of a company that shareholders do not own, and would be obligated to pay back if the company liquidated.
Consumer Portfolio Services's Total Liabilities for the fiscal year that ended in Dec. 2025 is calculated as
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
What does a Total Liabilities of $3,738.4 Mil mean?
Consumer Portfolio Services (CPSS) has a Total Liabilities of $3,738.4 Mil as of Mar. 2026. The total amount of liabilities as recorded on a company's balance sheet. View historical data for Consumer Portfolio Services and its competitors.
Is Consumer Portfolio Services' Total Liabilities too high?
Consumer Portfolio Services' current Total Liabilities is $3,738.4 Mil. Overall, Consumer Portfolio Services has a GF Score™ of 54/100 and is considered Fairly Valued, reflecting its overall financial health beyond just this single metric.
How does Consumer Portfolio Services' Total Liabilities compare to FOA and PMTS?
Consumer Portfolio Services' Total Liabilities of $3,738.4 Mil can be compared against companies in the Credit Services industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Total Liabilities for a Credit Services company?
A good Total Liabilities depends on the Credit Services industry context. However, Total Liabilities should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Total Liabilities mean?
A high Total Liabilities can signal that a stock is expensive relative to its fundamentals. The total amount of liabilities as recorded on a company's balance sheet. View historical data for Consumer Portfolio Services and its competitors. Consumer Portfolio Services's current Total Liabilities is $3,738.4 Mil. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Consumer Portfolio Services stock overvalued right now?
Based on GuruFocus' analysis, Consumer Portfolio Services (CPSS) is currently considered Fairly Valued. The stock's GF Value™ is $9.11, compared to a current price of $9.66 — trading 6% above its estimated fair value. The current Total Liabilities is $3,738.4 Mil. Consumer Portfolio Services' overall GF Score™ is 54/100 with 9 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Total Liabilities calculated?
Total Liabilities is calculated from a company's financial statements. For Consumer Portfolio Services (CPSS), the current Total Liabilities is $3,738.4 Mil as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Consumer Portfolio Services (CPSS) Overvalued in 2026?
Based on GuruFocus' analysis, Consumer Portfolio Services stock appears to be overvalued.
The current stock price of $9.66 is trading 6% above its estimated GF Value™ of $9.11.
GuruFocus considers Consumer Portfolio Services to be Fairly Valued.
Key valuation signals for CPSS:
Total Liabilities: $3,738.4 Mil
GF Value™: $9.11 vs. price of $9.66 (6% above fair value)
No single metric tells the full story. See the CPSS stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Consumer Portfolio Services Inc is a U.S based company operating in the specialty finance sector. Its business is to purchase and service retail automobile contracts originated by franchised automobile dealers and, to a lesser extent by select independent dealers in the United States in the sale of new and used automobiles, light trucks, and passenger vans. Through its automobile contract purchases, the company provides indirect financing to the customers of dealers having limited credit histories, low incomes, or past credit problems, who it refers to as sub-prime customers. It serves as an alternative source of financing for dealers, facilitating sales to customers.
54GF Score
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Total Liabilities is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.
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