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CPSS (Consumer Portfolio Services) Scaled Net Operating Assets : 1.03 (As of Sep. 2024)


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What is Consumer Portfolio Services Scaled Net Operating Assets?

Scaled Net Operating Assets (SNOA) is calculated as the difference between operating assets and operating liabilities, scaled by lagged total assets.

Consumer Portfolio Services's operating assets for the quarter that ended in Sep. 2024 was $3,454.6 Mil. Consumer Portfolio Services's operating liabilities for the quarter that ended in Sep. 2024 was $72.6 Mil. Consumer Portfolio Services's Total Assets for the quarter that ended in Jun. 2024 was $3,286.5 Mil. Therefore, Consumer Portfolio Services's scaled net operating assets (SNOA) for the quarter that ended in Sep. 2024 was 1.03.

Consumer Portfolio Services Scaled Net Operating Assets Calculation

Scaled Net Operating Assets (SNOA) is calculated as the difference between operating assets and operating liabilities, scaled by lagged total assets.

Consumer Portfolio Services's Scaled Net Operating Assets (SNOA) for the fiscal year that ended in Dec. 2023 is calculated as

Scaled Net Operating Assets (SNOA)(A: Dec. 2023 )
=(Operating Assets (A: Dec. 2023 )-Operating Liabilities (A: Dec. 2023 ))/Total Assets (A: Dec. 2022 )
=(2897.572-62.544)/2752.768
=1.03

where

Operating Assets(A: Dec. 2023 )
=Total Assets - Balance Sheet Cash And Cash Equivalents
=2903.746 - 6.174
=2897.572

Operating Liabilities(A: Dec. 2023 )
=Total Liabilities - Long-Term Debt & Capital Lease Obligation - Short-Term Debt & Capital Lease Obligation
=2629.078 - 2332.509 - 234.025
=62.544

Consumer Portfolio Services's Scaled Net Operating Assets (SNOA) for the quarter that ended in Sep. 2024 is calculated as

Scaled Net Operating Assets (SNOA)(Q: Sep. 2024 )
=(Operating Assets (Q: Sep. 2024 )-Operating Liabilities (Q: Sep. 2024 ))/Total Assets (Q: Jun. 2024 )
=(3454.621-72.626)/3286.542
=1.03

where

Operating Assets(Q: Sep. 2024 )
=Total Assets - Balance Sheet Cash And Cash Equivalents
=3462.692 - 8.071
=3454.621

Operating Liabilities(Q: Sep. 2024 )
=Total Liabilities - Long-Term Debt & Capital Lease Obligation - Short-Term Debt & Capital Lease Obligation
=3177.601 - 2999.192 - 105.783
=72.626

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Consumer Portfolio Services Scaled Net Operating Assets Related Terms

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Consumer Portfolio Services Business Description

Industry
GURUFOCUS.COM » STOCK LIST » Financial Services » Credit Services » Consumer Portfolio Services Inc (NAS:CPSS) » Definitions » Scaled Net Operating Assets
Comparable Companies
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Traded in Other Exchanges
FC8:Germany
Address
3800 Howard Hughes Parkway, Las Vegas, NV, USA, 89169
Website
https://www.consumerportfolio.com
Consumer Portfolio Services Inc is a U.S.-based company operating in the specialty finance sector. Its business is to purchase and service retail automobile contracts originated by franchised automobile dealers and, to a lesser extent, by select independent dealers in the United States in the sale of new and used automobiles, light trucks, and passenger vans. Through its automobile contract purchases, the company provides indirect financing to the customers of dealers having limited credit histories, low incomes, or past credit problems, who it refers to as sub-prime customers. It serves as an alternative source of financing for dealers, facilitating sales to customers.
Executives
April Crisp officer: Sr. Vice President 19500 JAMBOREE RD, STE 600, IRVINE CA 92610
William B Roberts director 126 EAST 56TH STREET, TOWER 56 12TH FLOOR, NEW YORK NY 10022
Daniel S Wood director
Chris Terry officer: Sr. Vice President
Greg Washer director 3187 PULLMAN STREET, COSTA MESA CA 92618
Denesh Bharwani officer: Sr. Vice President 19500 JAMBOREE ROAD, IRVINE CA 92612
John Patrick Harton officer: Sr. Vice President 19500 JAMBOREE ROAD, IRVINE CA 92612
Bradley Charles E Jr director, officer: CEO and President 2 ADA, IRVINE CA 92618
Susan Ryan officer: Sr. Vice President 3800 HOWARD HUGHES PARKWAY, SUITE 1400, LAS VEGAS NV 89169
Charles E. Gonel officer: Sr. Vice President 3800 HOWARD HUGHES PARKWAY, SUITE 1400, LAS VEGAS NV 86169
Michele L Baumeister officer: Sr. Vice President 19500 JAMBOREE RD, SUITE 600, IRVINE CA 92612
Lisette Reynoso officer: Sr. Vice President 19500 JAMBOREE RD., IRVINE CA 92612
Steven Howard Schween officer: Sr. Vice President 3800 HOWARD HUGHES PARKWAY, SUITE 1400, LAS VEGAS CA 89169
Catrina Marie Ralston officer: Sr. Vice President 3800 HOWARD HUGHES PARKWAY, SUITE 1400, LAS VEGAS NV 89169
Jeffrey P Fritz officer: SVP & CFO 16355 LAGUNA CANYON ROAD, IRVINE CA 92618