CPSS (Consumer Portfolio Services) Selling, General, & Admin. Expense: $169.1 Mil (TTM As of Mar. 2026)

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CPSS Consumer Portfolio Services Inc CPSS
55 GF Score
Price $9.03
GF Value $9.10
Valuation Fairly Valued
! 9 Warning Signs
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What is Consumer Portfolio Services Selling, General, & Admin. Expense?

Consumer Portfolio Services CPSS -2.05% 55 Selling, General, & Admin. Expense is $169.1 Mil as of Mar. 2026. GuruFocus rates CPSS with a GF Score™ of 55/100 and a GF Value™ of $9.10 (Fairly Valued). The stock has 9 warning signs investors should review.

Selling, general, & admin. expense (SGA) includes the direct and indirect costs and all general and administrative expenses of a company. Consumer Portfolio Services's selling, general, & admin. expense for the three months ended in Mar. 2026 was $42.5 Mil. Its selling, general, & admin. expense for the trailing twelve months (TTM) ended in Mar. 2026 was $169.1 Mil.


Consumer Portfolio Services  (NAS:CPSS) Selling, General, & Admin. Expense Explanation

An efficient operation keeps SGA costs low and thus has higher profit margin. The percentage of SGA relative to total revenue is an indication of how efficiently the company operates. Compare this percentage among the companies in the same industry is a good way of finding more efficient operations. A comparison of the SGA cost relative to the revenue with the historical value can also be an indication of how efficient the company has become.

Warren Buffett likes companies with consistent SGA as the percentage of gross profit.

Companies with no durable competitive advantage show wild variation in SG&A as % of Gross Profit.

If SGA is less than 30% of Gross Profit, it is fantastic. If SGA is nearing 100%, it is is in highly competitive industry.


Consumer Portfolio Services Selling, General, & Admin. Expense Related Terms


Consumer Portfolio Services Selling, General, & Admin. Expense Historical Data

* Premium members only.

The historical data trend for Consumer Portfolio Services's Selling, General, & Admin. Expense can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Consumer Portfolio Services Selling, General, & Admin. Expense Chart

Consumer Portfolio Services Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Selling, General, & Admin. Expense
Get a 7-Day Free Trial Premium Member Only Premium Member Only 132.03 144.94 159.37 173.65 171.04

Consumer Portfolio Services Quarterly Data
Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
Selling, General, & Admin. Expense Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 43.51 43.27 41.57 41.72 42.51

CPSS vs FOA, PMTS, MFIN: Selling, General, & Admin. Expense Comparison

For the Credit Services subindustry, Consumer Portfolio Services's Selling, General, & Admin. Expense, along with its competitors' market caps and Selling, General, & Admin. Expense data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Consumer Portfolio Services Selling, General, & Admin. Expense vs Credit Services Industry

For the Credit Services industry and Financial Services sector, Consumer Portfolio Services's Selling, General, & Admin. Expense distribution charts can be found below:

* The bar in red indicates where Consumer Portfolio Services's Selling, General, & Admin. Expense falls into.


CPSS
55GF Score
Consumer Portfolio Services Inc CPSS
Selling, General, & Admin. Expense is just one metric. See GF Score™, valuation, warning signs, and more.
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Consumer Portfolio Services Selling, General, & Admin. Expense Calculation

Selling, General, & Admin. Expense (SGA) includes the direct and indirect costs and all general and administrative expenses of a company. For instance, personnel cost, advertising, rent, communication costs are all part of SGA.

Selling, General, & Admin. Expense for the trailing twelve months (TTM) ended in Mar. 2026 adds up the quarterly data reported by the company within the most recent 12 months, which was $169.1 Mil.

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

What does a Selling, General, & Admin. Expense of $169.1 Mil mean?
Consumer Portfolio Services (CPSS) has a Selling, General, & Admin. Expense of $169.1 Mil as of Mar. 2026. Selling, general and admin expense is the total cost for direct, indirect, general and administrative activities. View historical data on Consumer Portfolio Services and its competitors.
Is Consumer Portfolio Services' Selling, General, & Admin. Expense too high?
Consumer Portfolio Services' current Selling, General, & Admin. Expense is $169.1 Mil. Overall, Consumer Portfolio Services has a GF Score™ of 55/100 and is considered Fairly Valued, reflecting its overall financial health beyond just this single metric.
How does Consumer Portfolio Services' Selling, General, & Admin. Expense compare to FOA and PMTS?
Consumer Portfolio Services' Selling, General, & Admin. Expense of $169.1 Mil can be compared against companies in the Credit Services industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Selling, General, & Admin. Expense for a Credit Services company?
A good Selling, General, & Admin. Expense depends on the Credit Services industry context. However, Selling, General, & Admin. Expense should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Selling, General, & Admin. Expense mean?
A high Selling, General, & Admin. Expense can signal that a stock is expensive relative to its fundamentals. Selling, general and admin expense is the total cost for direct, indirect, general and administrative activities. View historical data on Consumer Portfolio Services and its competitors. Consumer Portfolio Services's current Selling, General, & Admin. Expense is $169.1 Mil. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Consumer Portfolio Services stock overvalued right now?
Based on GuruFocus' analysis, Consumer Portfolio Services (CPSS) is currently considered Fairly Valued. The stock's GF Value™ is $9.10, compared to a current price of $9.03 — trading 0.8% below its estimated fair value. The current Selling, General, & Admin. Expense is $169.1 Mil. Consumer Portfolio Services' overall GF Score™ is 55/100 with 9 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Selling, General, & Admin. Expense calculated?
Selling, General, & Admin. Expense is calculated from a company's financial statements. For Consumer Portfolio Services (CPSS), the current Selling, General, & Admin. Expense is $169.1 Mil as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Consumer Portfolio Services (CPSS) Overvalued in 2026?

Based on GuruFocus' analysis, Consumer Portfolio Services stock appears to be undervalued. The current stock price of $9.03 is trading 0.8% below its estimated GF Value™ of $9.10. GuruFocus considers Consumer Portfolio Services to be Fairly Valued.

Key valuation signals for CPSS:

  • Selling, General, & Admin. Expense: $169.1 Mil
  • GF Value™: $9.10 vs. price of $9.03 (0.8% below fair value)
  • GF Score™: 55/100 with 9 warning signs

No single metric tells the full story. See the CPSS stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Consumer Portfolio Services Business Description

Address 3800 Howard Hughes Parkway, Las Vegas, NV, USA, 89169
Consumer Portfolio Services Inc is a U.S based company operating in the specialty finance sector. Its business is to purchase and service retail automobile contracts originated by franchised automobile dealers and, to a lesser extent by select independent dealers in the United States in the sale of new and used automobiles, light trucks, and passenger vans. Through its automobile contract purchases, the company provides indirect financing to the customers of dealers having limited credit histories, low incomes, or past credit problems, who it refers to as sub-prime customers. It serves as an alternative source of financing for dealers, facilitating sales to customers.
55GF Score

Get the complete analysis for CPSS

Selling, General, & Admin. Expense is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

$9.03
Price
$9.10
GF Value