CPSS (Consumer Portfolio Services) Interest Income: $442.2 Mil (TTM As of Jun. 2026)

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CPSS Consumer Portfolio Services Inc CPSS
55 GF Score
Price $9.26
GF Value $9.47
Valuation Fairly Valued
! 6 Warning Signs
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What is Consumer Portfolio Services Interest Income?

Consumer Portfolio Services CPSS +0.43% 55 Interest Income is $442.2 Mil as of Jun. 2026. GuruFocus rates CPSS with a GF Score™ of 55/100 and a GF Value™ of $9.47 (Fairly Valued). The stock has 6 warning signs investors should review.

Interest Income is the interest earned on cash temporarily held in savings accounts, certificates of deposits, or other investments. Consumer Portfolio Services's interest income for the three months ended in Jun. 2026 was $118.1 Mil. Its interest income for the trailing twelve months (TTM) ended in Jun. 2026 was $442.2 Mil.

Consumer Portfolio Services Interest Income Historical Data

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The historical data trend for Consumer Portfolio Services's Interest Income can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Consumer Portfolio Services Interest Income Chart

Consumer Portfolio Services Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Interest Income
Get a 7-Day Free Trial Premium Member Only Premium Member Only 261.85 320.52 341.22 384.96 429.20

Consumer Portfolio Services Quarterly Data
Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26 Jun26
Interest Income Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 108.36 107.17 108.24 108.72 118.11
CPSS
55GF Score
Consumer Portfolio Services Inc CPSS
Interest Income is just one metric. See GF Score™, valuation, warning signs, and more.
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Consumer Portfolio Services Interest Income Calculation

Interest Income is the interest earned on cash temporarily held in savings accounts, certificates of deposits, or other investments.

Interest Income for the trailing twelve months (TTM) ended in Jun. 2026 adds up the quarterly data reported by the company within the most recent 12 months, which was $442.2 Mil.

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Frequently Asked Questions Learn more about Interest Income →
What does a Interest Income of $442.2 Mil mean?
Consumer Portfolio Services (CPSS) has a Interest Income of $442.2 Mil as of Jun. 2026. Interest Income is the amount a company receives on savings accounts and certificates of deposits. View historical data on Consumer Portfolio Services and its competitors.
Is Consumer Portfolio Services' Interest Income too high?
Consumer Portfolio Services' current Interest Income is $442.2 Mil. Overall, Consumer Portfolio Services has a GF Score™ of 55/100 and is considered Fairly Valued, reflecting its overall financial health beyond just this single metric.
How does Consumer Portfolio Services' Interest Income compare to FOA and XYF?
Consumer Portfolio Services' Interest Income of $442.2 Mil can be compared against companies in the Credit Services industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Interest Income for a Credit Services company?
A good Interest Income depends on the Credit Services industry context. However, Interest Income should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Interest Income mean?
A high Interest Income can signal that a stock is expensive relative to its fundamentals. Interest Income is the amount a company receives on savings accounts and certificates of deposits. View historical data on Consumer Portfolio Services and its competitors. Consumer Portfolio Services's current Interest Income is $442.2 Mil. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Consumer Portfolio Services stock overvalued right now?
Based on GuruFocus' analysis, Consumer Portfolio Services (CPSS) is currently considered Fairly Valued. The stock's GF Value™ is $9.47, compared to a current price of $9.26 — trading 2.2% below its estimated fair value. The current Interest Income is $442.2 Mil. Consumer Portfolio Services' overall GF Score™ is 55/100 with 6 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Interest Income calculated?
Interest Income is calculated from a company's financial statements. For Consumer Portfolio Services (CPSS), the current Interest Income is $442.2 Mil as of Jun. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Consumer Portfolio Services (CPSS) Overvalued in 2026?

Based on GuruFocus' analysis, Consumer Portfolio Services stock appears to be undervalued. The current stock price of $9.26 is trading 2.2% below its estimated GF Value™ of $9.47. GuruFocus considers Consumer Portfolio Services to be Fairly Valued.

Key valuation signals for CPSS:

  • Interest Income: $442.2 Mil
  • GF Value™: $9.47 vs. price of $9.26 (2.2% below fair value)
  • GF Score™: 55/100 with 6 warning signs

No single metric tells the full story. See the CPSS stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.

Consumer Portfolio Services Business Description

Address 3800 Howard Hughes Parkway, Las Vegas, NV, USA, 89169
Consumer Portfolio Services Inc is a U.S based company operating in the specialty finance sector. Its business is to purchase and service retail automobile contracts originated by franchised automobile dealers and, to a lesser extent by select independent dealers in the United States in the sale of new and used automobiles, light trucks, and passenger vans. Through its automobile contract purchases, the company provides indirect financing to the customers of dealers having limited credit histories, low incomes, or past credit problems, who it refers to as sub-prime customers. It serves as an alternative source of financing for dealers, facilitating sales to customers.
55GF Score

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Interest Income is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

$9.26
Price
$9.47
GF Value