CPSS (Consumer Portfolio Services) Risk Assessment


CPSS Consumer Portfolio Services Inc CPSS
55 GF Score
Price $9.30
GF Value $9.10
Valuation Fairly Valued
! 9 Warning Signs
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What is Consumer Portfolio Services Risk Assessment?

Risk Assessment represents the investment risk of a stock derived from our exclusive method. It suggests how risky the investment opportunity is based on the valuation and the fundamental performance of the stock. It is derived from following key aspects:

1. GuruFocus internally developed valuations of the stock, such as GF valuation.
2. Quality Rank, a business quality indicator developed by GuruFocus.
3. Fundamental performance: Piotroski F-Score, Altman Z-Score, Beneish M-Score, etc.
4. Growth opportunities: 5-year revenue growth rate, 5-Year EPS without NRI Growth Rate, etc.

Value investors are always willing to find undervalued stocks. However, not all the undervalued stocks are good deals, we should also be careful of how risky the investment opportunity is. We believe that if the company's financial strength and profitability are strong, and the stock price is within a reasonable range of the GF valuation, or stock has a high return with its price being undervalued, then it might be a good investment opportunity with low risk.

Based on those aspects listed above, GuruFocus believes the risk assessment of Consumer Portfolio Services is: High Risk: High uncertainty with risk-return tradeoff.

Consumer Portfolio Services  (NAS:CPSS) Risk Assessment Explanation

Based on the four aspects listed above, GuruFocus provides the following 7 evaluations:

All-in-One Screener Examples (1)
Low Risk: Strong fundamentals, worth long-term holding
Moderate Risk: Sensitive, better choose undervalued stock
High Risk: High uncertainty with risk-return tradeoff
High Risk: Good fundamentals, beware of shrinking business
High Risk: Sensitive to economic or industry trends
High Risk: High uncertainty
No Data: Cannot be evaluated

(1) These are some simple examples. You can access our Risk Assessment filter under All-in-One Screener’s Fundamental tab and set your own criteria.

Consumer Portfolio Services Risk Assessment Related Terms

CPSS vs FOA, PMTS, MFIN: Risk Assessment Comparison

For the Credit Services subindustry, Consumer Portfolio Services's Risk Assessment, along with its competitors' market caps and Risk Assessment data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.

Consumer Portfolio Services Risk Assessment vs Credit Services Industry

For the Credit Services industry and Financial Services sector, Consumer Portfolio Services's Risk Assessment distribution charts can be found below:

* The bar in red indicates where Consumer Portfolio Services's Risk Assessment falls into.


CPSS
55GF Score
Consumer Portfolio Services Inc CPSS
Risk Assessment is just one metric. See GF Score™, valuation, warning signs, and more.
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Is Consumer Portfolio Services (CPSS) Overvalued in 2026?

Based on GuruFocus' analysis, Consumer Portfolio Services stock appears to be overvalued. The current stock price of $9.30 is trading 2.2% above its estimated GF Value™ of $9.10. GuruFocus considers Consumer Portfolio Services to be Fairly Valued.

Key valuation signals for CPSS:

  • Risk Assessment:
  • GF Value™: $9.10 vs. price of $9.30 (2.2% above fair value)
  • GF Score™: 55/100 with 9 warning signs

No single metric tells the full story. See the CPSS stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.

Consumer Portfolio Services Business Description

Address 3800 Howard Hughes Parkway, Las Vegas, NV, USA, 89169
Consumer Portfolio Services Inc is a U.S based company operating in the specialty finance sector. Its business is to purchase and service retail automobile contracts originated by franchised automobile dealers and, to a lesser extent by select independent dealers in the United States in the sale of new and used automobiles, light trucks, and passenger vans. Through its automobile contract purchases, the company provides indirect financing to the customers of dealers having limited credit histories, low incomes, or past credit problems, who it refers to as sub-prime customers. It serves as an alternative source of financing for dealers, facilitating sales to customers.
55GF Score

Get the complete analysis for CPSS

Risk Assessment is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

$9.30
Price
$9.10
GF Value