Consumer Portfolio Services's ROE % for the quarter that ended in Mar. 2026 was 7.10%. Consumer Portfolio Services's PB Ratio for the quarter that ended in Mar. 2026 was 0.53.
Consumer Portfolio Services's ROE % Adjusted to Book Value for the quarter that ended in Mar. 2026 was 13.40%.
Consumer Portfolio Services ROE % Adjusted to Book Value Related Terms
Consumer Portfolio Services ROE % Adjusted to Book Value Historical Data
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Consumer Portfolio Services ROE % Adjusted to Book Value Chart
CPSS vs JFIN, MFIN, PMTS: ROE % Adjusted to Book Value Comparison
For the Credit Services subindustry, Consumer Portfolio Services's ROE % Adjusted to Book Value, along with its competitors' market caps and ROE % Adjusted to Book Value data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Consumer Portfolio Services ROE % Adjusted to Book Value vs Credit Services Industry
For the Credit Services industry and Financial Services sector, Consumer Portfolio Services's ROE % Adjusted to Book Value distribution charts can be found below:
* The bar in red indicates where Consumer Portfolio Services's ROE % Adjusted to Book Value falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
What does a ROE % Adjusted to Book Value of 13.40% mean?
Consumer Portfolio Services (CPSS) has a ROE % Adjusted to Book Value of 13.40% as of Mar. 2026. Return on equity adjusted to book is the ratio of return on equity to price-book ratio. View historical data on Consumer Portfolio Services and its competitors.
Is Consumer Portfolio Services' ROE % Adjusted to Book Value too high?
Consumer Portfolio Services' current ROE % Adjusted to Book Value is 13.40%. Overall, Consumer Portfolio Services has a GF Score™ of 54/100 and is considered Fairly Valued, reflecting its overall financial health beyond just this single metric.
How does Consumer Portfolio Services' ROE % Adjusted to Book Value compare to JFIN and MFIN?
Consumer Portfolio Services' ROE % Adjusted to Book Value of 13.40% can be compared against companies in the Credit Services industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good ROE % Adjusted to Book Value for a Credit Services company?
A good ROE % Adjusted to Book Value depends on the Credit Services industry context. However, ROE % Adjusted to Book Value should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high ROE % Adjusted to Book Value mean?
A high ROE % Adjusted to Book Value can signal that a stock is expensive relative to its fundamentals. Return on equity adjusted to book is the ratio of return on equity to price-book ratio. View historical data on Consumer Portfolio Services and its competitors. Consumer Portfolio Services's current ROE % Adjusted to Book Value is 13.40%. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Consumer Portfolio Services stock overvalued right now?
Based on GuruFocus' analysis, Consumer Portfolio Services (CPSS) is currently considered Fairly Valued. The stock's GF Value™ is $9.11, compared to a current price of $10.00 — trading 9.8% above its estimated fair value. The current ROE % Adjusted to Book Value is 13.40%. Consumer Portfolio Services' overall GF Score™ is 54/100 with 9 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is ROE % Adjusted to Book Value calculated?
ROE % Adjusted to Book Value is calculated from a company's financial statements. For Consumer Portfolio Services (CPSS), the current ROE % Adjusted to Book Value is 13.40% as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Consumer Portfolio Services (CPSS) Overvalued in 2026?
Based on GuruFocus' analysis, Consumer Portfolio Services stock appears to be overvalued.
The current stock price of $10.00 is trading 9.8% above its estimated GF Value™ of $9.11.
GuruFocus considers Consumer Portfolio Services to be Fairly Valued.
Key valuation signals for CPSS:
ROE % Adjusted to Book Value: 13.40%
GF Value™: $9.11 vs. price of $10.00 (9.8% above fair value)
No single metric tells the full story. See the CPSS stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Consumer Portfolio Services Inc is a U.S based company operating in the specialty finance sector. Its business is to purchase and service retail automobile contracts originated by franchised automobile dealers and, to a lesser extent by select independent dealers in the United States in the sale of new and used automobiles, light trucks, and passenger vans. Through its automobile contract purchases, the company provides indirect financing to the customers of dealers having limited credit histories, low incomes, or past credit problems, who it refers to as sub-prime customers. It serves as an alternative source of financing for dealers, facilitating sales to customers.
54GF Score
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