CPSS (Consumer Portfolio Services) ROCE %: % (As of Mar. 2026)


CPSS Consumer Portfolio Services Inc CPSS
54 GF Score
Price $9.55
GF Value $9.11
Valuation Fairly Valued
! 8 Warning Signs
View Full Analysis

What is Consumer Portfolio Services ROCE %?

Consumer Portfolio Services CPSS -0.63% 54 ROCE % is % as of Mar. 2026. GuruFocus rates CPSS with a GF Score™ of 54/100 and a GF Value™ of $9.11 (Fairly Valued). The stock has 8 warning signs investors should review.

ROCE % does not apply to banks and insurance companies.

CPSS
54GF Score
Consumer Portfolio Services Inc CPSS
ROCE % is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis
Frequently Asked Questions Learn more about ROCE % →
What does a ROCE % of % mean?
Consumer Portfolio Services (CPSS) has a ROCE % of % as of Mar. 2026.
Is Consumer Portfolio Services' ROCE % too high?
Consumer Portfolio Services' current ROCE % is %. Overall, Consumer Portfolio Services has a GF Score™ of 54/100 and is considered Fairly Valued, reflecting its overall financial health beyond just this single metric.
How does Consumer Portfolio Services' ROCE % compare to JFIN and MFIN?
Consumer Portfolio Services' ROCE % of % can be compared against companies in the Credit Services industry. The industry median ROCE % is 3.39. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good ROCE % for a Credit Services company?
The median ROCE % among Credit Services companies is 3.39, based on 417 companies in the industry. Companies in the top quartile (top 25%) have a ROCE % significantly above this median, while those in the bottom quartile fall well below. However, ROCE % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high ROCE % mean?
A high ROCE % can signal that a stock is expensive relative to its fundamentals. For the Credit Services industry, the median ROCE % is 3.39 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Consumer Portfolio Services's current ROCE % is %. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Consumer Portfolio Services stock overvalued right now?
Based on GuruFocus' analysis, Consumer Portfolio Services (CPSS) is currently considered Fairly Valued. The stock's GF Value™ is $9.11, compared to a current price of $9.55 — trading 4.8% above its estimated fair value. The current ROCE % is %. Consumer Portfolio Services' overall GF Score™ is 54/100 with 8 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is ROCE % calculated?
ROCE % is calculated from a company's financial statements. For Consumer Portfolio Services (CPSS), the current ROCE % is % as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Consumer Portfolio Services (CPSS) Overvalued in 2026?

Based on GuruFocus' analysis, Consumer Portfolio Services stock appears to be overvalued. The current stock price of $9.55 is trading 4.8% above its estimated GF Value™ of $9.11. GuruFocus considers Consumer Portfolio Services to be Fairly Valued.

Key valuation signals for CPSS:

  • ROCE %: %
  • GF Value™: $9.11 vs. price of $9.55 (4.8% above fair value)
  • GF Score™: 54/100 with 8 warning signs

No single metric tells the full story. See the CPSS stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.

Consumer Portfolio Services Business Description

Address 3800 Howard Hughes Parkway, Las Vegas, NV, USA, 89169
Consumer Portfolio Services Inc is a U.S based company operating in the specialty finance sector. Its business is to purchase and service retail automobile contracts originated by franchised automobile dealers and, to a lesser extent by select independent dealers in the United States in the sale of new and used automobiles, light trucks, and passenger vans. Through its automobile contract purchases, the company provides indirect financing to the customers of dealers having limited credit histories, low incomes, or past credit problems, who it refers to as sub-prime customers. It serves as an alternative source of financing for dealers, facilitating sales to customers.
54GF Score

Get the complete analysis for CPSS

ROCE % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

$9.55
Price
$9.11
GF Value