Raya Holding for Financial Investments (CAI:RAYA) Days Payable: 91.91 (As of Mar. 2026) — 52% Above Median


CAI:RAYA Raya Holding for Financial Investments CAI:RAYA
82 GF Score
Price E£8.05
GF Value E£4.73
Valuation Significantly Overvalued
! 10 Warning Signs
View Full Analysis

What is Raya Holding for Financial Investments Days Payable?

Raya Holding for Financial Investments CAI:RAYA -2.78% 82 Days Payable is 91.91 as of Mar. 2026, which is 52% above its 10-year median of 60.40. GuruFocus rates CAI:RAYA with a GF Score™ of 82/100 and a GF Value™ of E£4.73 (Significantly Overvalued). The stock has 10 warning signs investors should review. Among 508 Conglomerates companies, Raya Holding for Financial Investments ranks better than 68.11% on this metric.

Raya Holding for Financial Investments's average Accounts Payable for the three months ended in Mar. 2026 was E£12,448 Mil. Raya Holding for Financial Investments's Cost of Goods Sold for the three months ended in Mar. 2026 was E£12,360 Mil. Hence, Raya Holding for Financial Investments's Days Payable for the three months ended in Mar. 2026 was 91.91.

The historical rank and industry rank for Raya Holding for Financial Investments's Days Payable or its related term are showing as below:

CAI:RAYA' s Days Payable Range Over the Past 10 Years
Min: 47.93   Med: 60.4   Max: 79.59
Current: 79.59

During the past 13 years, Raya Holding for Financial Investments's highest Days Payable was 79.59. The lowest was 47.93. And the median was 60.40.

CAI:RAYA's Days Payable is ranked better than
68.11% of 508 companies
in the Conglomerates industry
Industry Median: 55.855 vs CAI:RAYA: 79.59

Raya Holding for Financial Investments's Days Payable increased from Mar. 2025 (83.56) to Mar. 2026 (91.91). It may suggest that Raya Holding for Financial Investments delayed paying its suppliers.


Raya Holding for Financial Investments Days Payable Related Terms


Raya Holding for Financial Investments Days Payable Historical Data

* Premium members only.

The historical data trend for Raya Holding for Financial Investments's Days Payable can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Raya Holding for Financial Investments Days Payable Chart

Raya Holding for Financial Investments Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Days Payable
Get a 7-Day Free Trial Premium Member Only Premium Member Only 47.93 74.13 59.50 71.06 76.12

Raya Holding for Financial Investments Quarterly Data
Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
Days Payable Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 83.56 78.11 73.00 77.14 91.91

CAI:RAYA vs HON, MMM: Days Payable Comparison

For the Conglomerates subindustry, Raya Holding for Financial Investments's Days Payable, along with its competitors' market caps and Days Payable data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Raya Holding for Financial Investments Days Payable vs Conglomerates Industry

For the Conglomerates industry and Industrials sector, Raya Holding for Financial Investments's Days Payable distribution charts can be found below:

* The bar in red indicates where Raya Holding for Financial Investments's Days Payable falls into.


CAI:RAYA
82GF Score
Raya Holding for Financial Investments CAI:RAYA
Days Payable is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

Raya Holding for Financial Investments Days Payable Calculation

Days Payable indicates the number of days that the account payable relative to cost of goods sold the company has. An increase of Days Payable may suggest that the company delays paying its suppliers.

Raya Holding for Financial Investments's Days Payable for the fiscal year that ended in Dec. 2025 is calculated as

Days Payable (A: Dec. 2025 )
=Average Accounts Payable /Cost of Goods Sold*Days in Period
=( (Accounts Payable (A: Dec. 2024 ) + Accounts Payable (A: Dec. 2025 )) / count ) / Cost of Goods Sold (A: Dec. 2025 )*Days in Period
=( (9095.301 + 11816.115) / 2 ) / 50138.748*365
=10455.708 / 50138.748*365
=76.12

Raya Holding for Financial Investments's Days Payable for the quarter that ended in Mar. 2026 is calculated as:

Days Payable (Q: Mar. 2026 )
=Average Accounts Payable / Cost of Goods Sold*Days in Period
=( (Accounts Payable (Q: Dec. 2025 ) + Accounts Payable (Q: Mar. 2026 )) / count ) / Cost of Goods Sold (Q: Mar. 2026 )*Days in Period
=( (11816.115 + 13080.719) / 2 ) / 12359.606*365 / 4
=12448.417 / 12359.606*365 / 4
=91.91

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Frequently Asked Questions Learn more about Days Payable →
What does a Days Payable of 91.91 mean?
Raya Holding for Financial Investments (CAI:RAYA) has a Days Payable of 91.91 as of Mar. 2026. Days payable represents the average amount of days a company waits to pay its invoices from suppliers. View historical data on Raya Holding for Financial Investments and its competitors. This is 52% above median its historical median of 60.40. Over the past decade, Raya Holding for Financial Investments' Days Payable has ranged from 47.93 to 79.59. According to the industry distribution chart, Raya Holding for Financial Investments ranks #162 out of 508 companies in the Conglomerates industry, placing it in the top 31.9%.
Is Raya Holding for Financial Investments' Days Payable too high?
Raya Holding for Financial Investments' current Days Payable of 91.91 is 52% above median its 10-year median of 60.40. Over the past 10 years, this metric has ranged from a low of 47.93 to a high of 79.59. The Conglomerates industry median Days Payable is 55.86. Raya Holding for Financial Investments' value of 91.91 is 64.6% above this industry median. Based on the distribution chart, Raya Holding for Financial Investments ranks #162 out of 508 companies in the Conglomerates industry, which is above the industry midpoint. Overall, Raya Holding for Financial Investments has a GF Score™ of 82/100 and is considered Significantly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Raya Holding for Financial Investments' Days Payable compare to HON and MMM?
According to the Conglomerates industry distribution chart, Raya Holding for Financial Investments ranks #162 out of 508 companies for Days Payable. This puts Raya Holding for Financial Investments in the upper half of its industry. The industry median Days Payable is 55.86. Raya Holding for Financial Investments' value of 91.91 is 64.6% above this benchmark. Historically, Raya Holding for Financial Investments' own Days Payable has ranged from 47.93 to 79.59 over the past decade. While the company's 10-year median is 60.40 vs. the industry median of 55.86, Raya Holding for Financial Investments has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Days Payable for a Conglomerates company?
The median Days Payable among Conglomerates companies is 55.86, based on 508 companies in the industry. Companies in the top quartile (top 25%) have a Days Payable significantly above this median, while those in the bottom quartile fall well below. However, Days Payable should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Raya Holding for Financial Investments's current Days Payable of 91.91 is 64.6% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Days Payable mean?
A high Days Payable can signal that a stock is expensive relative to its fundamentals. Days payable represents the average amount of days a company waits to pay its invoices from suppliers. View historical data on Raya Holding for Financial Investments and its competitors. For the Conglomerates industry, the median Days Payable is 55.86 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Raya Holding for Financial Investments's current Days Payable is 91.91, which is 52% above median its own 10-year median of 60.40. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Raya Holding for Financial Investments stock overvalued right now?
Based on GuruFocus' analysis, Raya Holding for Financial Investments (CAI:RAYA) is currently considered Significantly Overvalued. The stock's GF Value™ is E£4.73, compared to a current price of E£8.05 — trading 70.2% above its estimated fair value. The current Days Payable is 91.91, which is 52% above median its 10-year median of 60.40 and 64.6% above the Conglomerates industry median of 55.86. Raya Holding for Financial Investments' overall GF Score™ is 82/100 with 10 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Days Payable calculated?
Days Payable is calculated from a company's financial statements. For Raya Holding for Financial Investments (CAI:RAYA), the current Days Payable is 91.91 as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Raya Holding for Financial Investments (CAI:RAYA) Overvalued in 2026?

Based on GuruFocus' analysis, Raya Holding for Financial Investments stock appears to be overvalued. The current stock price of E£8.05 is trading 70.2% above its estimated GF Value™ of E£4.73. GuruFocus considers Raya Holding for Financial Investments to be Significantly Overvalued.

Key valuation signals for CAI:RAYA:

  • Days Payable: 91.91 (52% above median its 10-year median of 60.40)
  • GF Value™: E£4.73 vs. price of E£8.05 (70.2% above fair value)
  • GF Score™: 82/100 with 10 warning signs
  • Industry Position: 64.6% above the Conglomerates median (#162 of 508)

No single metric tells the full story. See the CAI:RAYA stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Raya Holding for Financial Investments Business Description

Address 26th of July Road, Touristic Zone, Raya Corporation Building, Giza, EGY, 12568
Raya Holding for Financial Investments operates in Trade and distribution, Information technology, Call centers, Finance lease, International services, Land transportation, Manufacturing, Restaurants, Non-bank financial services, Manufacturing and export, Canned foods, vehicle manufacturing, and Other activities. The firm generates a majority of its revenue from the Trade Distribution sector. The company operates in Land, Buildings, Electrical equipment, leasehold Improvements, Furniture and office equipment, Computers, and Fixtures. Geographically, it operates in Egypt, Algeria, the Gulf, and Saudi.
82GF Score

Get the complete analysis for CAI:RAYA

Days Payable is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

E£8.05
Price
E£4.73
GF Value