Raya Holding for Financial Investments (CAI:RAYA) Quality Rank

Author: Vera Yuan Vera Yuan
Vera Yuan
Vera Yuan
Director of Data and Quant Analytics at GuruFocus
Focused on building reliable datasets, financial models, and research tools for value-minded investors. Committed to turning complex data into practical guidance for value-investing and long-term wealth.
Reviewed by: Charlie Tian Charlie Tian
Charlie Tian
Charlie Tian
Founder & CEO of GuruFocus
Dr. Charlie Tian is the founder and CEO of GuruFocus.com, a leading global investment research platform established in 2004. With a Ph.D. in physics, Dr. Tian transitioned from science to finance, applying a data-driven, disciplined approach to value investing.

CAI:RAYA Raya Holding for Financial Investments CAI:RAYA
84 GF Score
Price E£7.00
GF Value E£4.44
Valuation Significantly Overvalued
! 5 Warning Signs
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What is Raya Holding for Financial Investments Quality Rank?

The Quality Rank measures the business quality of a company relative to other companies. It is ranked based on the strength of the balance sheet, as well as the profitability and growth of the business. The ranked companies are split in equal numbers and then ranked from 1 to 10, with 10 being the highest.

The rank of balance sheet (30%)

The rank of balance sheet is done through the ranking of:
  • Interest coverage
  • Zscore
  • Debt to revenue
  • Equity to asset
  • Cash to debt

The rank of Profitability (70%)

The ranking of Profitability is done by ranking:
  • Operating margin mean rank (10-year mean average profit margine)
  • Operating margin growth rank
  • Fscore
  • Predictability rank
  • Revenue growth rank (5 year), when the growth is higher than 25%, set it as 25%
  • Num of year profit (number of years that is profitable within the last 10 years)
  • ROIC median (10-year median of ROIC)

Raya Holding for Financial Investments Quality Rank Related Terms

CAI:RAYA
84GF Score
Raya Holding for Financial Investments CAI:RAYA
Quality Rank is just one metric. See GF Score™, valuation, warning signs, and more.
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Is Raya Holding for Financial Investments (CAI:RAYA) Overvalued in 2026?

Based on GuruFocus' analysis, Raya Holding for Financial Investments stock appears to be overvalued. The current stock price of E£7.00 is trading 57.7% above its estimated GF Value™ of E£4.44. GuruFocus considers Raya Holding for Financial Investments to be Significantly Overvalued.

Key valuation signals for CAI:RAYA:

  • Quality Rank:
  • GF Value™: E£4.44 vs. price of E£7.00 (57.7% above fair value)
  • GF Score™: 84/100 with 5 warning signs

No single metric tells the full story. See the CAI:RAYA stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.

Raya Holding for Financial Investments Business Description

Address 26th of July Road, Touristic Zone, Raya Corporation Building, Giza, EGY, 12568
Raya Holding for Financial Investments is an Egyptian diversified investment company operating through several subsidiaries across technology, financial services, and consumer sectors. Its business lines include information technology and outsourcing services, call centers, trade and distribution of technology products, non-bank financial services such as finance leasing and microfinance, food manufacturing and processing, and restaurant operations. The company serves consumers, businesses, and institutions, with its trade and distribution segment historically contributing the largest share of revenue. Geographically, Raya operates primarily in Egypt and also maintains operations elsewhere in North Africa and the Gulf region, including Saudi Arabia and Algeria. Revenue is generated through product sales and distribution, service and outsourcing contracts, financial services income, and food and restaurant sales. Raya Holding is listed on the Egyptian Exchange.
84GF Score

Get the complete analysis for CAI:RAYA

Quality Rank is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

E£7.00
Price
E£4.44
GF Value