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CAI:RAYA'
s Return-on-Tangible-Asset Range Over the Past 10 Years
Min: -2.12 Med: 1.79 Max: 5.81
Current: 5.37
During the past 13 years, Raya Holding for Financial Investments's highest Return-on-Tangible-Asset was 5.81%. The lowest was -2.12%. And the median was 1.79%.
CAI:RAYA's Return-on-Tangible-Asset is ranked better than 70.84% of 559
companies
in the Conglomerates industry
Industry Median: 2.73
vs CAI:RAYA: 5.37
Raya Holding for Financial Investments (CAI:RAYA) Return-on-Tangible-Asset Explanation
Return-on-Tangible-Asset measures the rate of return on the average total tangible assets (total assets minus intangible assets). Tangible means physical in nature. Intangible Assets are assets that are not physical in nature, and typically "derive their value from legal or intellectual rights." Return-on-Tangible-Asset measures a firm's efficiency at generating profits from its tangible assets. It shows how well a company uses what it has to generate earnings. Return-on-Tangible-Assets can vary drastically across industries. Therefore, Return-on-Tangible-Asset should not be used to compare companies in different industries.
Be Aware
Like ROE and ROA, Return-on-Tangible-Asset is calculated with only 12 months data. Fluctuations in the companys earnings or business cycles can affect the ratio drastically. It is important to look at the ratio from a long term perspective. Return-on-Tangible-Asset can be affected by events such as stock buyback or issuance, and by a companys tax rate and its interest payment. Return-on-Tangible-Asset may not reflect the true earning power of the assets. A more accurate measurement is ROC % (ROC).
Many analysts argue the higher return the better. Buffett states that really high Return-on-Tangible-Asset may indicate vulnerability in the durability of the competitive advantage.
Raya Holding for Financial Investments Return-on-Tangible-Asset Related Terms
Raya Holding for Financial Investments Return-on-Tangible-Asset Historical Data
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Raya Holding for Financial Investments Return-on-Tangible-Asset Chart
Raya Holding for Financial Investments Annual Data
CAI:RAYA vs MMM, HON: Return-on-Tangible-Asset Comparison
For the Conglomerates subindustry, Raya Holding for Financial Investments's Return-on-Tangible-Asset, along with its competitors' market caps and Return-on-Tangible-Asset data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Raya Holding for Financial Investments Return-on-Tangible-Asset vs Conglomerates Industry
For the Conglomerates industry and Industrials sector, Raya Holding for Financial Investments's Return-on-Tangible-Asset distribution charts can be found below:
* The bar in red indicates where Raya Holding for Financial Investments's Return-on-Tangible-Asset falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
In the calculation of annual Return-on-Tangible-Asset, the net income of the last fiscal year and the average total tangible assets over the fiscal year are used. In calculating the quarterly data,
the Net Income data used here is four times the quarterly (Mar. 2026) net income data.
What does a Return-on-Tangible-Asset of 2.91% mean?
Raya Holding for Financial Investments (CAI:RAYA) has a Return-on-Tangible-Asset of 2.91% as of Mar. 2026. Return on tangible assets is the ratio of current-period net income to average two-period tangible assets. View historical data on Raya Holding for Financial Investments and its competitors. This is 63% above median its historical median of 1.79. According to the industry distribution chart, Raya Holding for Financial Investments ranks #163 out of 559 companies in the Conglomerates industry, placing it in the top 29.2%.
Is Raya Holding for Financial Investments' Return-on-Tangible-Asset too high?
Raya Holding for Financial Investments' current Return-on-Tangible-Asset of 2.91% is 63% above median its 10-year median of 1.79. The Conglomerates industry median Return-on-Tangible-Asset is 2.73. Raya Holding for Financial Investments' value of 2.91% is 6.6% above this industry median. Based on the distribution chart, Raya Holding for Financial Investments ranks #163 out of 559 companies in the Conglomerates industry, which is above the industry midpoint. Overall, Raya Holding for Financial Investments has a GF Score™ of 83/100 and is considered Significantly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Raya Holding for Financial Investments' Return-on-Tangible-Asset compare to MMM and HON?
According to the Conglomerates industry distribution chart, Raya Holding for Financial Investments ranks #163 out of 559 companies for Return-on-Tangible-Asset. This puts Raya Holding for Financial Investments in the upper half of its industry. The industry median Return-on-Tangible-Asset is 2.73. Raya Holding for Financial Investments' value of 2.91% is 6.6% above this benchmark. While the company's 10-year median is 1.79 vs. the industry median of 2.73, Raya Holding for Financial Investments has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Return-on-Tangible-Asset for a Conglomerates company?
The median Return-on-Tangible-Asset among Conglomerates companies is 2.73, based on 559 companies in the industry. Companies in the top quartile (top 25%) have a Return-on-Tangible-Asset significantly above this median, while those in the bottom quartile fall well below. However, Return-on-Tangible-Asset should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Raya Holding for Financial Investments's current Return-on-Tangible-Asset of 2.91% is 6.6% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Return-on-Tangible-Asset mean?
A high Return-on-Tangible-Asset can signal that a stock is expensive relative to its fundamentals. Return on tangible assets is the ratio of current-period net income to average two-period tangible assets. View historical data on Raya Holding for Financial Investments and its competitors. For the Conglomerates industry, the median Return-on-Tangible-Asset is 2.73 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Raya Holding for Financial Investments's current Return-on-Tangible-Asset is 2.91%, which is 63% above median its own 10-year median of 1.79. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Raya Holding for Financial Investments stock overvalued right now?
Based on GuruFocus' analysis, Raya Holding for Financial Investments (CAI:RAYA) is currently considered Significantly Overvalued. The stock's GF Value™ is E£4.76, compared to a current price of E£7.42 — trading 55.9% above its estimated fair value. The current Return-on-Tangible-Asset is 2.91%, which is 63% above median its 10-year median of 1.79 and 6.6% above the Conglomerates industry median of 2.73. Raya Holding for Financial Investments' overall GF Score™ is 83/100 with 10 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Return-on-Tangible-Asset calculated?
Return-on-Tangible-Asset is calculated from a company's financial statements. For Raya Holding for Financial Investments (CAI:RAYA), the current Return-on-Tangible-Asset is 2.91% as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Raya Holding for Financial Investments (CAI:RAYA) Overvalued in 2026?
Based on GuruFocus' analysis, Raya Holding for Financial Investments stock appears to be overvalued.
The current stock price of E£7.42 is trading 55.9% above its estimated GF Value™ of E£4.76.
GuruFocus considers Raya Holding for Financial Investments to be Significantly Overvalued.
Key valuation signals for CAI:RAYA:
Return-on-Tangible-Asset: 2.91% (63% above median its 10-year median of 1.79)
GF Value™: E£4.76 vs. price of E£7.42 (55.9% above fair value)
Industry Position: 6.6% above the Conglomerates median (#163 of 559)
No single metric tells the full story. See the CAI:RAYA stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Raya Holding for Financial Investments operates in Trade and distribution, Information technology, Call centers, Finance lease, International services, Land transportation, Manufacturing, Restaurants, Non-bank financial services, Manufacturing and export, Canned foods, vehicle manufacturing, and Other activities. The firm generates a majority of its revenue from the Trade Distribution sector. The company operates in Land, Buildings, Electrical equipment, leasehold Improvements, Furniture and office equipment, Computers, and Fixtures. Geographically, it operates in Egypt, Algeria, the Gulf, and Saudi.
83GF Score
Get the complete analysis for CAI:RAYA
Return-on-Tangible-Asset is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.
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