Interest Coverage is a ratio that determines how easily a company can pay interest expenses on outstanding debt. It is calculated by dividing a company's
Operating Income
by its Interest Expense. Raya Holding for Financial Investments's
Operating Income
for the
three
months ended in Mar. 2026 was E£1,194 Mil. Raya Holding for Financial Investments's Interest Expense for the
three
months ended in Mar. 2026 was E£-487 Mil.
Raya Holding for Financial Investments's interest coverage for the quarter that ended in Mar. 2026 was 2.45.
The higher the ratio, the stronger the company's financial strength is.
Warning Sign:
Ben Graham prefers companies' interest coverage to be at least 5. Raya Holding for Financial Investments interest coverage is 2.72, which is low.
Raya Holding for Financial Investments (CAI:RAYA) Interest Coverage Explanation
Ben Graham requires that a company has a minimum interest coverage of 5 with the companies he invested. If the interest coverage is less than 2, the company is burdened by debt. Any business slow or recession may drag the company into a situation where it cannot pay the interest on its debt.
Interest Coverage is an important factor when GuruFocus ranks a company's overage Financial Strength .
Raya Holding for Financial Investments Interest Coverage Related Terms
Raya Holding for Financial Investments Interest Coverage Historical Data
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Note: For Interest Coverage, "No debt" indicates no long-term debt. An indication of "No Debt" does not necessarily mean that the company has no long-term debt obligations; it could be due to missing data in the quarterly or annual report. Use caution when interpreting this information.
Raya Holding for Financial Investments Interest Coverage Chart
Raya Holding for Financial Investments Annual Data
CAI:RAYA vs HON, MMM: Interest Coverage Comparison
For the Conglomerates subindustry, Raya Holding for Financial Investments's Interest Coverage, along with its competitors' market caps and Interest Coverage data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Raya Holding for Financial Investments Interest Coverage vs Conglomerates Industry
For the Conglomerates industry and Industrials sector, Raya Holding for Financial Investments's Interest Coverage distribution charts can be found below:
* The bar in red indicates where Raya Holding for Financial Investments's Interest Coverage falls into.
Raya Holding for Financial Investments Interest Coverage Calculation
Interest Coverage is a ratio that determines how easily a company can pay interest expenses on outstanding debt. It is calculated by dividing a company's Operating Income (EBIT) by its Interest Expense:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Raya Holding for Financial Investments (CAI:RAYA) has a Interest Coverage of 2.45 as of Mar. 2026. Interest Coverage measures a company's capability to pay interest expenses on its debt. View historical data on Raya Holding for Financial Investments and its competitors. This is 31% above median its historical median of 1.87. Over the past decade, Raya Holding for Financial Investments' Interest Coverage has ranged from 0.98 to 2.72. According to the industry distribution chart, Raya Holding for Financial Investments ranks #299 out of 428 companies in the Conglomerates industry, placing it in the top 69.9%.
Is Raya Holding for Financial Investments' Interest Coverage too high?
Raya Holding for Financial Investments' current Interest Coverage of 2.45 is 31% above median its 10-year median of 1.87. Over the past 10 years, this metric has ranged from a low of 0.98 to a high of 2.72. The Conglomerates industry median Interest Coverage is 5.31. Raya Holding for Financial Investments' value of 2.45 is 53.9% below this industry median. Based on the distribution chart, Raya Holding for Financial Investments ranks #299 out of 428 companies in the Conglomerates industry, which is below the industry midpoint. Overall, Raya Holding for Financial Investments has a GF Score™ of 81/100 and is considered Significantly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Raya Holding for Financial Investments' Interest Coverage compare to HON and MMM?
According to the Conglomerates industry distribution chart, Raya Holding for Financial Investments ranks #299 out of 428 companies for Interest Coverage. This places Raya Holding for Financial Investments in the lower half of its industry. The industry median Interest Coverage is 5.31. Raya Holding for Financial Investments' value of 2.45 is 53.9% below this benchmark. Historically, Raya Holding for Financial Investments' own Interest Coverage has ranged from 0.98 to 2.72 over the past decade. While the company's 10-year median is 1.87 vs. the industry median of 5.31, Raya Holding for Financial Investments has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Interest Coverage for a Conglomerates company?
The median Interest Coverage among Conglomerates companies is 5.31, based on 428 companies in the industry. Companies in the top quartile (top 25%) have a Interest Coverage significantly above this median, while those in the bottom quartile fall well below. However, Interest Coverage should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Raya Holding for Financial Investments's current Interest Coverage of 2.45 is 53.9% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Interest Coverage mean?
A high Interest Coverage can signal that a stock is expensive relative to its fundamentals. Interest Coverage measures a company's capability to pay interest expenses on its debt. View historical data on Raya Holding for Financial Investments and its competitors. For the Conglomerates industry, the median Interest Coverage is 5.31 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Raya Holding for Financial Investments's current Interest Coverage is 2.45, which is 31% above median its own 10-year median of 1.87. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Raya Holding for Financial Investments stock overvalued right now?
Based on GuruFocus' analysis, Raya Holding for Financial Investments (CAI:RAYA) is currently considered Significantly Overvalued. The stock's GF Value™ is E£4.72, compared to a current price of E£7.70 — trading 63.1% above its estimated fair value. The current Interest Coverage is 2.45, which is 31% above median its 10-year median of 1.87 and 53.9% below the Conglomerates industry median of 5.31. Raya Holding for Financial Investments' overall GF Score™ is 81/100 with 10 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Interest Coverage calculated?
Interest Coverage is calculated from a company's financial statements. For Raya Holding for Financial Investments (CAI:RAYA), the current Interest Coverage is 2.45 as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Raya Holding for Financial Investments (CAI:RAYA) Overvalued in 2026?
Based on GuruFocus' analysis, Raya Holding for Financial Investments stock appears to be overvalued.
The current stock price of E£7.70 is trading 63.1% above its estimated GF Value™ of E£4.72.
GuruFocus considers Raya Holding for Financial Investments to be Significantly Overvalued.
Key valuation signals for CAI:RAYA:
Interest Coverage: 2.45 (31% above median its 10-year median of 1.87)
GF Value™: E£4.72 vs. price of E£7.70 (63.1% above fair value)
Industry Position: 53.9% below the Conglomerates median (#299 of 428)
No single metric tells the full story. See the CAI:RAYA stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Raya Holding for Financial Investments Business Description
Raya Holding for Financial Investments operates in Trade and distribution, Information technology, Call centers, Finance lease, International services, Land transportation, Manufacturing, Restaurants, Non-bank financial services, Manufacturing and export, Canned foods, vehicle manufacturing, and Other activities. The firm generates a majority of its revenue from the Trade Distribution sector. The company operates in Land, Buildings, Electrical equipment, leasehold Improvements, Furniture and office equipment, Computers, and Fixtures. Geographically, it operates in Egypt, Algeria, the Gulf, and Saudi.
81GF Score
Get the complete analysis for CAI:RAYA
Interest Coverage is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.
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