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Return on Retained Earnings (RORE) is an indicator of a company's growth potential, it shows how much a company earns by reinvesting its retained earnings, i.e. profits after dividend payments.
Raya Holding for Financial Investments's 3-Year RORE % for the quarter that ended in Mar. 2026 was 41.16%.
CAI:RAYA's 3-Year RORE % is ranked better than 76.48% of 540
companies
in the Conglomerates industry
Industry Median: 7.405
vs CAI:RAYA: 41.16
Raya Holding for Financial Investments (CAI:RAYA) 3-Year RORE % Explanation
Return on Retained Earnings (RORE) is important to investors because it reveals a company's efficiency and growth potential. A higher RORE indicates a higher return. A high RORE indicates that the company should reinvest profits into the business. A lower RORE suggests that the company should distribute profits to shareholders by paying out dividends, since those dollars aren't generating much additional growth for the company.
There are a several different ways to arrive at the Return on Retained Earnings. The simplest way to calculate it is by using published information on Earnings per Share (EPS) and Dividend per Share (DPS) over a selected period. Here, 3-year period is chosen.
Be Aware
Please keep in mind that the RORE is relative to the nature of the business and its competitors. If another company in the same sector is producing a lower return on retained earnings, it doesn’t necessarily mean it’s a bad investment. It may just suggest the company is older and no longer in a high growth stage. At such a stage in the business cycle, it would be expected to see a lower RORE and higher dividend payout.
Raya Holding for Financial Investments 3-Year RORE % Related Terms
Raya Holding for Financial Investments 3-Year RORE % Historical Data
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Raya Holding for Financial Investments 3-Year RORE % Chart
Raya Holding for Financial Investments Annual Data
For the Conglomerates subindustry, Raya Holding for Financial Investments's 3-Year RORE %, along with its competitors' market caps and 3-Year RORE % data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Raya Holding for Financial Investments 3-Year RORE % vs Conglomerates Industry
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
In the calculation of 3-Year RORE %, the most recent and first period EPS (Diluted) is the trailing twelve months (TTM) data ended in Mar. 2026 and 3-year before.
Raya Holding for Financial Investments (CAI:RAYA) has a 3-Year RORE % of 41.16 as of Mar. 2026. 3-Year RORE % shows how much a company earns by reinvesting its retained earnings in 3-year. View historical data on Raya Holding for Financial Investments and its competitors. According to the industry distribution chart, Raya Holding for Financial Investments ranks #127 out of 540 companies in the Conglomerates industry, placing it in the top 23.5%.
Is Raya Holding for Financial Investments' 3-Year RORE % too high?
Raya Holding for Financial Investments' current 3-Year RORE % is 41.16. The Conglomerates industry median 3-Year RORE % is 7.41. Raya Holding for Financial Investments' value of 41.16 is 455.8% above this industry median. Based on the distribution chart, Raya Holding for Financial Investments ranks #127 out of 540 companies in the Conglomerates industry, which is in the top quartile — a strong position relative to peers. Overall, Raya Holding for Financial Investments has a GF Score™ of 86/100 and is considered Significantly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Raya Holding for Financial Investments' 3-Year RORE % compare to MMM and HON?
According to the Conglomerates industry distribution chart, Raya Holding for Financial Investments ranks #127 out of 540 companies for 3-Year RORE %. This places Raya Holding for Financial Investments in the top 24% of its industry — outperforming the majority of peers. The industry median 3-Year RORE % is 7.41. Raya Holding for Financial Investments' value of 41.16 is 455.8% above this benchmark. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good 3-Year RORE % for a Conglomerates company?
The median 3-Year RORE % among Conglomerates companies is 7.41, based on 540 companies in the industry. Companies in the top quartile (top 25%) have a 3-Year RORE % significantly above this median, while those in the bottom quartile fall well below. However, 3-Year RORE % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Raya Holding for Financial Investments's current 3-Year RORE % of 41.16 is 455.8% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high 3-Year RORE % mean?
A high 3-Year RORE % can signal that a stock is expensive relative to its fundamentals. 3-Year RORE % shows how much a company earns by reinvesting its retained earnings in 3-year. View historical data on Raya Holding for Financial Investments and its competitors. For the Conglomerates industry, the median 3-Year RORE % is 7.41 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Raya Holding for Financial Investments's current 3-Year RORE % is 41.16. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Raya Holding for Financial Investments stock overvalued right now?
Based on GuruFocus' analysis, Raya Holding for Financial Investments (CAI:RAYA) is currently considered Significantly Overvalued. The stock's GF Value™ is E£4.79, compared to a current price of E£7.51 — trading 56.8% above its estimated fair value. The current 3-Year RORE % is 41.16 and 455.8% above the Conglomerates industry median of 7.41. Raya Holding for Financial Investments' overall GF Score™ is 86/100 with 10 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is 3-Year RORE % calculated?
3-Year RORE % is calculated from a company's financial statements. For Raya Holding for Financial Investments (CAI:RAYA), the current 3-Year RORE % is 41.16 as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Raya Holding for Financial Investments (CAI:RAYA) Overvalued in 2026?
Based on GuruFocus' analysis, Raya Holding for Financial Investments stock appears to be overvalued.
The current stock price of E£7.51 is trading 56.8% above its estimated GF Value™ of E£4.79.
GuruFocus considers Raya Holding for Financial Investments to be Significantly Overvalued.
Key valuation signals for CAI:RAYA:
3-Year RORE %: 41.16
GF Value™: E£4.79 vs. price of E£7.51 (56.8% above fair value)
Industry Position: 455.8% above the Conglomerates median (#127 of 540)
No single metric tells the full story. See the CAI:RAYA stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Raya Holding for Financial Investments Business Description
Raya Holding for Financial Investments operates in Trade and distribution, Information technology, Call centers, Finance lease, International services, Land transportation, Manufacturing, Restaurants, Non-bank financial services, Manufacturing and export, Canned foods, vehicle manufacturing, and Other activities. The firm generates a majority of its revenue from the Trade Distribution sector. The company operates in Land, Buildings, Electrical equipment, leasehold Improvements, Furniture and office equipment, Computers, and Fixtures. Geographically, it operates in Egypt, Algeria, the Gulf, and Saudi.
86GF Score
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3-Year RORE % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.
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