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3-Year Return on Invested Incremental Capital (3-Year ROIIC %) measures the change in earnings as a percentage of change in investment over 3-year.
Raya Holding for Financial Investments's 3-Year ROIIC % for the quarter that ended in Dec. 2025 was 21.45%. High ROIIC is generally an indication that your business is capital efficient or has a higher operating leverage.
Raya Holding for Financial Investments (CAI:RAYA) 3-Year ROIIC % Explanation
Return on Incremental Invested Capital (ROIIC) is an extension of Return on Investment Capital (ROIC). ROIC % tells investors how efficiently that profitability is earned per dollar of company capital. ROIIC narrows the focus even further and shows how profitable each additional unit of capital investment could be. ROIIC % is a more powerful metric than ROIC because it measures how much money the company can generate going forward on future capital investments.
High ROIIC is generally an indication that your business is capital efficient or has a higher operating leverage.
Be Aware
It's important to keep in mind that when tracking ROIIC, the metric is better suited to forecasting the trend of future returns rather than measuring current return on investment.
Raya Holding for Financial Investments 3-Year ROIIC % Related Terms
Raya Holding for Financial Investments 3-Year ROIIC % Historical Data
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Raya Holding for Financial Investments 3-Year ROIIC % Chart
Raya Holding for Financial Investments Annual Data
For the Conglomerates subindustry, Raya Holding for Financial Investments's 3-Year ROIIC %, along with its competitors' market caps and 3-Year ROIIC % data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Raya Holding for Financial Investments 3-Year ROIIC % vs Conglomerates Industry
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
** Annual data of NOPAT and Invested Capital was used to calculate 3-Year ROIIC %.
*** Please be aware that the ROIIC (Return on Invested Capital) calculations are based on company-level data using the primary share class. The calculated data provided is for demonstration purposes and may slightly differ from the results displayed in the title due to potential variations caused by currency exchange rate differences throughout the year.
Raya Holding for Financial Investments (CAI:RAYA) has a 3-Year ROIIC % of 21.45 as of Dec. 2025. 3-Year ROIIC % measures the change in earnings as a percentage of change in investment over 3-year. View historical data on Raya Holding for Financial Investments and its competitors. This is 136% above median its historical median of 9.09. Over the past decade, Raya Holding for Financial Investments' 3-Year ROIIC % has ranged from 4.50 to 21.45. According to the industry distribution chart, Raya Holding for Financial Investments ranks #99 out of 531 companies in the Conglomerates industry, placing it in the top 18.6%.
Is Raya Holding for Financial Investments' 3-Year ROIIC % too high?
Raya Holding for Financial Investments' current 3-Year ROIIC % of 21.45 is 136% above median its 10-year median of 9.09. Over the past 10 years, this metric has ranged from a low of 4.50 to a high of 21.45. The Conglomerates industry median 3-Year ROIIC % is 1.60. Raya Holding for Financial Investments' value of 21.45 is 1240.6% above this industry median. Based on the distribution chart, Raya Holding for Financial Investments ranks #99 out of 531 companies in the Conglomerates industry, which is in the top quartile — a strong position relative to peers. Overall, Raya Holding for Financial Investments has a GF Score™ of 89/100 and is considered Significantly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Raya Holding for Financial Investments' 3-Year ROIIC % compare to MMM and HON?
According to the Conglomerates industry distribution chart, Raya Holding for Financial Investments ranks #99 out of 531 companies for 3-Year ROIIC %. This places Raya Holding for Financial Investments in the top 19% of its industry — outperforming the majority of peers. The industry median 3-Year ROIIC % is 1.60. Raya Holding for Financial Investments' value of 21.45 is 1240.6% above this benchmark. Historically, Raya Holding for Financial Investments' own 3-Year ROIIC % has ranged from 4.50 to 21.45 over the past decade. While the company's 10-year median is 9.09 vs. the industry median of 1.60, Raya Holding for Financial Investments has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good 3-Year ROIIC % for a Conglomerates company?
The median 3-Year ROIIC % among Conglomerates companies is 1.60, based on 531 companies in the industry. Companies in the top quartile (top 25%) have a 3-Year ROIIC % significantly above this median, while those in the bottom quartile fall well below. However, 3-Year ROIIC % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Raya Holding for Financial Investments's current 3-Year ROIIC % of 21.45 is 1240.6% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high 3-Year ROIIC % mean?
A high 3-Year ROIIC % can signal that a stock is expensive relative to its fundamentals. 3-Year ROIIC % measures the change in earnings as a percentage of change in investment over 3-year. View historical data on Raya Holding for Financial Investments and its competitors. For the Conglomerates industry, the median 3-Year ROIIC % is 1.60 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Raya Holding for Financial Investments's current 3-Year ROIIC % is 21.45, which is 136% above median its own 10-year median of 9.09. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Raya Holding for Financial Investments stock overvalued right now?
Based on GuruFocus' analysis, Raya Holding for Financial Investments (CAI:RAYA) is currently considered Significantly Overvalued. The stock's GF Value™ is E£4.80, compared to a current price of E£7.50 — trading 56.3% above its estimated fair value. The current 3-Year ROIIC % is 21.45, which is 136% above median its 10-year median of 9.09 and 1240.6% above the Conglomerates industry median of 1.60. Raya Holding for Financial Investments' overall GF Score™ is 89/100 with 10 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is 3-Year ROIIC % calculated?
3-Year ROIIC % is calculated from a company's financial statements. For Raya Holding for Financial Investments (CAI:RAYA), the current 3-Year ROIIC % is 21.45 as of Dec. 2025. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Raya Holding for Financial Investments (CAI:RAYA) Overvalued in 2026?
Based on GuruFocus' analysis, Raya Holding for Financial Investments stock appears to be overvalued.
The current stock price of E£7.50 is trading 56.3% above its estimated GF Value™ of E£4.80.
GuruFocus considers Raya Holding for Financial Investments to be Significantly Overvalued.
Key valuation signals for CAI:RAYA:
3-Year ROIIC %: 21.45 (136% above median its 10-year median of 9.09)
GF Value™: E£4.80 vs. price of E£7.50 (56.3% above fair value)
Industry Position: 1240.6% above the Conglomerates median (#99 of 531)
No single metric tells the full story. See the CAI:RAYA stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Raya Holding for Financial Investments operates in Trade and distribution, Information technology, Call centers, Finance lease, International services, Land transportation, Manufacturing, Restaurants, Non-bank financial services, Manufacturing and export, Canned foods, vehicle manufacturing, and Other activities. The firm generates a majority of its revenue from the Trade Distribution sector. The company operates in Land, Buildings, Electrical equipment, leasehold Improvements, Furniture and office equipment, Computers, and Fixtures. Geographically, it operates in Egypt, Algeria, the Gulf, and Saudi.
89GF Score
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