Focused on building reliable datasets, financial models, and research tools for value-minded investors. Committed to turning complex data into practical guidance for value-investing and long-term wealth.
Dr. Charlie Tian is the founder and CEO of GuruFocus.com, a leading global investment research platform established in 2004. With a Ph.D. in physics, Dr. Tian transitioned from science to finance, applying a data-driven, disciplined approach to value investing.
Raya Holding for Financial InvestmentsCAI:RAYA 83 Peter Lynch Fair Value is E£14.90 as of Aug. 10, 2026, which is 100% below its 10-year median of 0.55. GuruFocus rates CAI:RAYA with a GF Score™ of 83/100 and a GF Value™ of E£4.76 (Significantly Overvalued). The stock has 10 warning signs investors should review. Among 169 Conglomerates companies, Raya Holding for Financial Investments ranks better than 80.47% on this metric.
Peter Lynch Fair Value applies to growing companies. The ideal range for the growth rate is between 10 - 20% a year. Peter Lynch thinks that the fair P/E value for a growth company equals its growth rate, that is PEG = 1. The earnings here is trailing twelve month (TTM) earnings. For non-bank companies, the growth rate we use is the average growth rate for EBITDA per share over the past 5 years. For Banks, the growth rate we use is the average growth rate for Book Value per share over the past 5 years. If 5-Year Growth Rate is greater than 25% a year, we use 25. If 5-Year Growth Rate is smaller than 5% a year, we do not calculate Peter Lynch Fair Value.
CAI:RAYA'
s Price-to-Peter-Lynch-Fair-Value Range Over the Past 10 Years
Min: 0.23 Med: 0.55 Max: 18.79
Current: 0.5
During the past 13 years, the highest Price to Peter Lynch Fair Value Ratio of Raya Holding for Financial Investments was 18.79. The lowest was 0.23. And the median was 0.55.
CAI:RAYA's Price-to-Peter-Lynch-Fair-Value is ranked better than 80.47% of 169
companies
in the Conglomerates industry
Industry Median: 1.01
vs CAI:RAYA: 0.50
Note: Please don't confuse Peter Lynch Fair Value with the value reached in Peter Lynch Chart.
Raya Holding for Financial Investments (CAI:RAYA) Peter Lynch Fair Value Explanation
Peter Lynch Fair Value applies to growing companies. The ideal range for the growth rate is between 10 - 20% a year.
Peter Lynch thinks that the fair P/E value for a growth company equals its growth rate, that is PEG = 1. The earnings here is trailing twelve month (TTM) earnings. For non-bank companies, the growth rate we use is the average growth rate for EBITDA per share over the past 5 years. For Banks, the growth rate we use is the average growth rate for Book Value per share over the past 5 years.
Please don't confuse Peter Lynch Fair Value with the value reached in Peter Lynch Chart. In Peter Lynch chart, a fixed P/E ratio of 15 is used to draw the Earnings Line. Therefore the value reached has a P/E ratio of 15. But in Peter Lynch Fair Value calculation, P/E equals to the growth rate of EBITDA per share over the past 5 years, which is 25 instead of 15 in this case.
Raya Holding for Financial Investments's Price to Peter Lynch Fair Value Ratio for today is calculated as
Price to Peter Lynch Fair Value
=
Share Price
/
Peter Lynch Fair Value
=
7.42
/
14.90
=
0.50
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Raya Holding for Financial Investments Peter Lynch Fair Value Related Terms
Raya Holding for Financial Investments Peter Lynch Fair Value Historical Data
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Raya Holding for Financial Investments Peter Lynch Fair Value Chart
Raya Holding for Financial Investments Annual Data
CAI:RAYA vs MMM, HON: Peter Lynch Fair Value Comparison
For the Conglomerates subindustry, Raya Holding for Financial Investments's Price-to-Peter-Lynch-Fair-Value, along with its competitors' market caps and Price-to-Peter-Lynch-Fair-Value data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Raya Holding for Financial Investments Price-to-Peter-Lynch-Fair-Value vs Conglomerates Industry
For the Conglomerates industry and Industrials sector, Raya Holding for Financial Investments's Price-to-Peter-Lynch-Fair-Value distribution charts can be found below:
* The bar in red indicates where Raya Holding for Financial Investments's Price-to-Peter-Lynch-Fair-Value falls into.
Raya Holding for Financial Investments's EPS without NRI for the trailing twelve months (TTM) ended in Mar. 2026 adds up the quarterly data reported by the company within the most recent 12 months, which was E£0.60.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
** Please be aware that the 5-Year TTM EBITDA Growth Rate is calculated based on TTM data over the last 5 years. For quarterly reported companies, the TTM data adds up the quarterly data reported by the company within the most recent 12 months. For companies that report semi-annually, annually, or do not have enough quarterly data, GuruFocus uses the annual data as the TTM data.
If 5-Year Earnings Growth Rate is greater than 25% a year, we use 25.
If 5-Year Earnings Growth Rate is smaller than 5% a year, we do not calculate Peter Lynch Fair Value.
Please note that we use the 5-year average growth rate of EBITDA per share as the growth rate for non-bank companies, as EBITDA growth is subject to less manipulations than net earnings per share. For banks, we use the 5-year average growth rate of Book Value per share as the growth rate. The reason is that EBITDA is not applicable to Banks and Book value is a relative important measurement for Banks. In the calculation, PEG=1 because Peter Lynch thinks that the fair P/E ratio of the growth stock is equal to its earnings growth rate.
What does a Peter Lynch Fair Value of E£14.90 mean?
Raya Holding for Financial Investments (CAI:RAYA) has a Peter Lynch Fair Value of E£14.90 as of Aug. 10, 2026. Peter Lynch Fair Value is the stock value based on a company's current earnings and five-year earnings growth, assuming a PEG of one. View historical data on Raya Holding for Financial Investments and its competitors. This is 2609% above median its historical median of 0.55. Over the past decade, Raya Holding for Financial Investments' Peter Lynch Fair Value has ranged from 0.23 to 18.79. According to the industry distribution chart, Raya Holding for Financial Investments ranks #33 out of 169 companies in the Conglomerates industry, placing it in the top 19.5%.
Is Raya Holding for Financial Investments' Peter Lynch Fair Value too high?
Raya Holding for Financial Investments' current Peter Lynch Fair Value of E£14.90 is 2609% above median its 10-year median of 0.55. Over the past 10 years, this metric has ranged from a low of 0.23 to a high of 18.79. Based on the distribution chart, Raya Holding for Financial Investments ranks #33 out of 169 companies in the Conglomerates industry, which is in the top quartile — a strong position relative to peers. Overall, Raya Holding for Financial Investments has a GF Score™ of 83/100 and is considered Significantly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Raya Holding for Financial Investments' Peter Lynch Fair Value compare to MMM and HON?
According to the Conglomerates industry distribution chart, Raya Holding for Financial Investments ranks #33 out of 169 companies for Peter Lynch Fair Value. This places Raya Holding for Financial Investments in the top 20% of its industry — outperforming the majority of peers. The industry median Peter Lynch Fair Value is 1.01. Historically, Raya Holding for Financial Investments' own Peter Lynch Fair Value has ranged from 0.23 to 18.79 over the past decade. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Peter Lynch Fair Value for a Conglomerates company?
The median Peter Lynch Fair Value among Conglomerates companies is 1.01, based on 169 companies in the industry. Companies in the top quartile (top 25%) have a Peter Lynch Fair Value significantly above this median, while those in the bottom quartile fall well below. However, Peter Lynch Fair Value should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Peter Lynch Fair Value mean?
A high Peter Lynch Fair Value can signal that a stock is expensive relative to its fundamentals. Peter Lynch Fair Value is the stock value based on a company's current earnings and five-year earnings growth, assuming a PEG of one. View historical data on Raya Holding for Financial Investments and its competitors. For the Conglomerates industry, the median Peter Lynch Fair Value is 1.01 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Raya Holding for Financial Investments's current Peter Lynch Fair Value is E£14.90, which is 2609% above median its own 10-year median of 0.55. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Raya Holding for Financial Investments stock overvalued right now?
Based on GuruFocus' analysis, Raya Holding for Financial Investments (CAI:RAYA) is currently considered Significantly Overvalued. The stock's GF Value™ is E£4.76, compared to a current price of E£7.42 — trading 55.9% above its estimated fair value. The current Peter Lynch Fair Value is E£14.90, which is 2609% above median its 10-year median of 0.55. Raya Holding for Financial Investments' overall GF Score™ is 83/100 with 10 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Peter Lynch Fair Value calculated?
Peter Lynch Fair Value is calculated from a company's financial statements. For Raya Holding for Financial Investments (CAI:RAYA), the current Peter Lynch Fair Value is E£14.90 as of Aug. 10, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Raya Holding for Financial Investments (CAI:RAYA) Overvalued in 2026?
Based on GuruFocus' analysis, Raya Holding for Financial Investments stock appears to be overvalued.
The current stock price of E£7.42 is trading 55.9% above its estimated GF Value™ of E£4.76.
GuruFocus considers Raya Holding for Financial Investments to be Significantly Overvalued.
Key valuation signals for CAI:RAYA:
Peter Lynch Fair Value: E£14.90 (2609% above median its 10-year median of 0.55)
GF Value™: E£4.76 vs. price of E£7.42 (55.9% above fair value)
No single metric tells the full story. See the CAI:RAYA stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Raya Holding for Financial Investments operates in Trade and distribution, Information technology, Call centers, Finance lease, International services, Land transportation, Manufacturing, Restaurants, Non-bank financial services, Manufacturing and export, Canned foods, vehicle manufacturing, and Other activities. The firm generates a majority of its revenue from the Trade Distribution sector. The company operates in Land, Buildings, Electrical equipment, leasehold Improvements, Furniture and office equipment, Computers, and Fixtures. Geographically, it operates in Egypt, Algeria, the Gulf, and Saudi.
83GF Score
Get the complete analysis for CAI:RAYA
Peter Lynch Fair Value is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.
Quick Browse
Personalize
Premium Gurus 
Create New Portfolio
CAI:RAYA has been successfully added to your 
