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A high debt to equity ratio generally means that a company has been aggressive in financing its growth with debt. This can result in volatile earnings as a result of the additional interest expense.
CAI:RAYA'
s Debt-to-Equity Range Over the Past 10 Years
Min: 0.51 Med: 4.35 Max: 7.33
Current: 3.87
During the past 13 years, the highest Debt-to-Equity Ratio of Raya Holding for Financial Investments was 7.33. The lowest was 0.51. And the median was 4.35.
CAI:RAYA's Debt-to-Equity is ranked worse than 94.44% of 504
companies
in the Conglomerates industry
Industry Median: 0.52
vs CAI:RAYA: 3.87
Because a company can increase its ROE % by having more financial leverage, it is important to watch the leverage ratio when investing in high ROE % companies.
Raya Holding for Financial Investments Debt-to-Equity Related Terms
Raya Holding for Financial Investments Debt-to-Equity Historical Data
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Raya Holding for Financial Investments Debt-to-Equity Chart
Raya Holding for Financial Investments Annual Data
For the Conglomerates subindustry, Raya Holding for Financial Investments's Debt-to-Equity, along with its competitors' market caps and Debt-to-Equity data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Raya Holding for Financial Investments Debt-to-Equity vs Conglomerates Industry
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Raya Holding for Financial Investments (CAI:RAYA) has a Debt-to-Equity of 2.77 as of Mar. 2026. Debt-to-Equity ratio represents the ratio of total debt to total company equity. View historical data on Raya Holding for Financial Investments and its competitors. This is 36% below median its historical median of 4.35. Over the past decade, Raya Holding for Financial Investments' Debt-to-Equity has ranged from 0.51 to 7.33. According to the industry distribution chart, Raya Holding for Financial Investments ranks #476 out of 504 companies in the Conglomerates industry, placing it in the top 94.4%.
Is Raya Holding for Financial Investments' Debt-to-Equity too high?
Raya Holding for Financial Investments' current Debt-to-Equity of 2.77 is 36% below median its 10-year median of 4.35. Over the past 10 years, this metric has ranged from a low of 0.51 to a high of 7.33. The Conglomerates industry median Debt-to-Equity is 0.52. Raya Holding for Financial Investments' value of 2.77 is 432.7% above this industry median. Based on the distribution chart, Raya Holding for Financial Investments ranks #476 out of 504 companies in the Conglomerates industry, which is in the bottom quartile relative to peers. Overall, Raya Holding for Financial Investments has a GF Score™ of 83/100 and is considered Modestly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Raya Holding for Financial Investments' Debt-to-Equity compare to MMM and HON?
According to the Conglomerates industry distribution chart, Raya Holding for Financial Investments ranks #476 out of 504 companies for Debt-to-Equity. This places Raya Holding for Financial Investments in the lower half of its industry. The industry median Debt-to-Equity is 0.52. Raya Holding for Financial Investments' value of 2.77 is 432.7% above this benchmark. Historically, Raya Holding for Financial Investments' own Debt-to-Equity has ranged from 0.51 to 7.33 over the past decade. While the company's 10-year median is 4.35 vs. the industry median of 0.52, Raya Holding for Financial Investments has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Debt-to-Equity for a Conglomerates company?
The median Debt-to-Equity among Conglomerates companies is 0.52, based on 504 companies in the industry. Companies in the top quartile (top 25%) have a Debt-to-Equity significantly above this median, while those in the bottom quartile fall well below. However, Debt-to-Equity should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Raya Holding for Financial Investments's current Debt-to-Equity of 2.77 is 432.7% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Debt-to-Equity mean?
A high Debt-to-Equity can signal that a stock is expensive relative to its fundamentals. Debt-to-Equity ratio represents the ratio of total debt to total company equity. View historical data on Raya Holding for Financial Investments and its competitors. For the Conglomerates industry, the median Debt-to-Equity is 0.52 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Raya Holding for Financial Investments's current Debt-to-Equity is 2.77, which is 36% below median its own 10-year median of 4.35. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Raya Holding for Financial Investments stock overvalued right now?
Based on GuruFocus' analysis, Raya Holding for Financial Investments (CAI:RAYA) is currently considered Modestly Overvalued. The stock's GF Value™ is E£5.94, compared to a current price of E£7.09 — trading 19.4% above its estimated fair value. The current Debt-to-Equity is 2.77, which is 36% below median its 10-year median of 4.35 and 432.7% above the Conglomerates industry median of 0.52. Raya Holding for Financial Investments' overall GF Score™ is 83/100 with 5 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Debt-to-Equity calculated?
Debt-to-Equity is calculated from a company's financial statements. For Raya Holding for Financial Investments (CAI:RAYA), the current Debt-to-Equity is 2.77 as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Raya Holding for Financial Investments (CAI:RAYA) Overvalued in 2026?
Based on GuruFocus' analysis, Raya Holding for Financial Investments stock appears to be overvalued.
The current stock price of E£7.09 is trading 19.4% above its estimated GF Value™ of E£5.94.
GuruFocus considers Raya Holding for Financial Investments to be Modestly Overvalued.
Key valuation signals for CAI:RAYA:
Debt-to-Equity: 2.77 (36% below median its 10-year median of 4.35)
GF Value™: E£5.94 vs. price of E£7.09 (19.4% above fair value)
Industry Position: 432.7% above the Conglomerates median (#476 of 504)
No single metric tells the full story. See the CAI:RAYA stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Raya Holding for Financial Investments operates in Trade and distribution, Information technology, Call centers, Finance lease, International services, Land transportation, Manufacturing, Restaurants, Non-bank financial services, Manufacturing and export, Canned foods, vehicle manufacturing, and Other activities. The firm generates a majority of its revenue from the Trade Distribution sector. The company operates in Land, Buildings, Electrical equipment, leasehold Improvements, Furniture and office equipment, Computers, and Fixtures. Geographically, it operates in Egypt, Algeria, the Gulf, and Saudi.
83GF Score
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