Raya Holding for Financial Investments (CAI:RAYA) Net Margin %: 2.43% (As of Mar. 2026) — 32% Above Median


CAI:RAYA Raya Holding for Financial Investments CAI:RAYA
81 GF Score
Price E£7.40
GF Value E£4.50
Valuation Significantly Overvalued
! 10 Warning Signs
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What is Raya Holding for Financial Investments Net Margin %?

Raya Holding for Financial Investments CAI:RAYA 81 Net Margin % is 2.43% as of Mar. 2026, which is 32% above its 10-year median of 1.84. GuruFocus rates CAI:RAYA with a GF Score™ of 81/100 and a GF Value™ of E£4.50 (Significantly Overvalued). The stock has 10 warning signs investors should review. Among 549 Conglomerates companies, Raya Holding for Financial Investments ranks worse than 51.91% on this metric.

Net margin is calculated as Net Income divided by its Revenue. Raya Holding for Financial Investments's Net Income for the three months ended in Mar. 2026 was E£384 Mil. Raya Holding for Financial Investments's Revenue for the three months ended in Mar. 2026 was E£15,816 Mil. Therefore, Raya Holding for Financial Investments's net margin for the quarter that ended in Mar. 2026 was 2.43%.

The historical rank and industry rank for Raya Holding for Financial Investments's Net Margin % or its related term are showing as below:

CAI:RAYA' s Net Margin % Range Over the Past 10 Years
Min: -1.61   Med: 1.84   Max: 4.06
Current: 3.9


CAI:RAYA's Net Margin % is ranked worse than
51.91% of 549 companies
in the Conglomerates industry
Industry Median: 4.09 vs CAI:RAYA: 3.90

Raya Holding for Financial Investments  (CAI:RAYA) Net Margin % Explanation

Although Net Income and Earnings-per-Share (EPS) are the most widely used parameter in measuring a company's profitability and valuation, it is the least reliable. The reason is that reported earnings can be manipulated easily by adjusting any numbers such as Depreciation, Depletion and Amotorization and non-recurring items.

But the long term trend of the net margin is a good indicator of the competitiveness and health of the business.


Raya Holding for Financial Investments Net Margin % Related Terms


Raya Holding for Financial Investments Net Margin % Historical Data

* Premium members only.

The historical data trend for Raya Holding for Financial Investments's Net Margin % can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Raya Holding for Financial Investments Net Margin % Chart

Raya Holding for Financial Investments Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Net Margin %
Get a 7-Day Free Trial Premium Member Only Premium Member Only 2.89 1.70 2.85 3.74 4.06

Raya Holding for Financial Investments Quarterly Data
Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
Net Margin % Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 2.87 3.50 4.18 5.22 2.43

CAI:RAYA vs HON, MMM: Net Margin % Comparison

For the Conglomerates subindustry, Raya Holding for Financial Investments's Net Margin %, along with its competitors' market caps and Net Margin % data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Raya Holding for Financial Investments Net Margin % vs Conglomerates Industry

For the Conglomerates industry and Industrials sector, Raya Holding for Financial Investments's Net Margin % distribution charts can be found below:

* The bar in red indicates where Raya Holding for Financial Investments's Net Margin % falls into.


CAI:RAYA
81GF Score
Raya Holding for Financial Investments CAI:RAYA
Net Margin % is just one metric. See GF Score™, valuation, warning signs, and more.
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Raya Holding for Financial Investments Net Margin % Calculation

Net margin - also known as net profit margin is the ratio of Net Income divided by net sales or Revenue, usually presented in percent.

Raya Holding for Financial Investments's Net Margin for the fiscal year that ended in Dec. 2025 is calculated as

Net Margin=Net Income (A: Dec. 2025 )/Revenue (A: Dec. 2025 )
=2588.357/63829.421
=4.06 %

Raya Holding for Financial Investments's Net Margin for the quarter that ended in Mar. 2026 is calculated as

Net Margin=Net Income (Q: Mar. 2026 )/Revenue (Q: Mar. 2026 )
=384.009/15815.58
=2.43 %

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Frequently Asked Questions Learn more about Net Margin % →
What does a Net Margin % of 2.43% mean?
Raya Holding for Financial Investments (CAI:RAYA) has a Net Margin % of 2.43% as of Mar. 2026. Net margin is the ratio of total net income to net sales. View historical data on Raya Holding for Financial Investments and its competitors. This is 32% above median its historical median of 1.84. According to the industry distribution chart, Raya Holding for Financial Investments ranks #285 out of 549 companies in the Conglomerates industry, placing it in the top 51.9%.
Is Raya Holding for Financial Investments' Net Margin % too high?
Raya Holding for Financial Investments' current Net Margin % of 2.43% is 32% above median its 10-year median of 1.84. The Conglomerates industry median Net Margin % is 4.09. Raya Holding for Financial Investments' value of 2.43% is 40.6% below this industry median. Based on the distribution chart, Raya Holding for Financial Investments ranks #285 out of 549 companies in the Conglomerates industry, which is below the industry midpoint. Overall, Raya Holding for Financial Investments has a GF Score™ of 81/100 and is considered Significantly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Raya Holding for Financial Investments' Net Margin % compare to HON and MMM?
According to the Conglomerates industry distribution chart, Raya Holding for Financial Investments ranks #285 out of 549 companies for Net Margin %. This places Raya Holding for Financial Investments in the lower half of its industry. The industry median Net Margin % is 4.09. Raya Holding for Financial Investments' value of 2.43% is 40.6% below this benchmark. While the company's 10-year median is 1.84 vs. the industry median of 4.09, Raya Holding for Financial Investments has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Net Margin % for a Conglomerates company?
The median Net Margin % among Conglomerates companies is 4.09, based on 549 companies in the industry. Companies in the top quartile (top 25%) have a Net Margin % significantly above this median, while those in the bottom quartile fall well below. However, Net Margin % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Raya Holding for Financial Investments's current Net Margin % of 2.43% is 40.6% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Net Margin % mean?
A high Net Margin % can signal that a stock is expensive relative to its fundamentals. Net margin is the ratio of total net income to net sales. View historical data on Raya Holding for Financial Investments and its competitors. For the Conglomerates industry, the median Net Margin % is 4.09 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Raya Holding for Financial Investments's current Net Margin % is 2.43%, which is 32% above median its own 10-year median of 1.84. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Raya Holding for Financial Investments stock overvalued right now?
Based on GuruFocus' analysis, Raya Holding for Financial Investments (CAI:RAYA) is currently considered Significantly Overvalued. The stock's GF Value™ is E£4.50, compared to a current price of E£7.40 — trading 64.4% above its estimated fair value. The current Net Margin % is 2.43%, which is 32% above median its 10-year median of 1.84 and 40.6% below the Conglomerates industry median of 4.09. Raya Holding for Financial Investments' overall GF Score™ is 81/100 with 10 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Net Margin % calculated?
Net Margin % is calculated from a company's financial statements. For Raya Holding for Financial Investments (CAI:RAYA), the current Net Margin % is 2.43% as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Raya Holding for Financial Investments (CAI:RAYA) Overvalued in 2026?

Based on GuruFocus' analysis, Raya Holding for Financial Investments stock appears to be overvalued. The current stock price of E£7.40 is trading 64.4% above its estimated GF Value™ of E£4.50. GuruFocus considers Raya Holding for Financial Investments to be Significantly Overvalued.

Key valuation signals for CAI:RAYA:

  • Net Margin %: 2.43% (32% above median its 10-year median of 1.84)
  • GF Value™: E£4.50 vs. price of E£7.40 (64.4% above fair value)
  • GF Score™: 81/100 with 10 warning signs
  • Industry Position: 40.6% below the Conglomerates median (#285 of 549)

No single metric tells the full story. See the CAI:RAYA stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Raya Holding for Financial Investments Business Description

Address 26th of July Road, Touristic Zone, Raya Corporation Building, Giza, EGY, 12568
Raya Holding for Financial Investments operates in Trade and distribution, Information technology, Call centers, Finance lease, International services, Land transportation, Manufacturing, Restaurants, Non-bank financial services, Manufacturing and export, Canned foods, vehicle manufacturing, and Other activities. The firm generates a majority of its revenue from the Trade Distribution sector. The company operates in Land, Buildings, Electrical equipment, leasehold Improvements, Furniture and office equipment, Computers, and Fixtures. Geographically, it operates in Egypt, Algeria, the Gulf, and Saudi.
81GF Score

Get the complete analysis for CAI:RAYA

Net Margin % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

E£7.40
Price
E£4.50
GF Value