Focused on building reliable datasets, financial models, and research tools for value-minded investors. Committed to turning complex data into practical guidance for value-investing and long-term wealth.
Dr. Charlie Tian is the founder and CEO of GuruFocus.com, a leading global investment research platform established in 2004. With a Ph.D. in physics, Dr. Tian transitioned from science to finance, applying a data-driven, disciplined approach to value investing.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Raya Holding for Financial Investments Effective Interest Rate on Debt % Chart
Raya Holding for Financial Investments Annual Data
CAI:RAYA vs MMM, HON: Effective Interest Rate on Debt % Comparison
For the Conglomerates subindustry, Raya Holding for Financial Investments's Effective Interest Rate on Debt %, along with its competitors' market caps and Effective Interest Rate on Debt % data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Raya Holding for Financial Investments Effective Interest Rate on Debt % vs Conglomerates Industry
For the Conglomerates industry and Industrials sector, Raya Holding for Financial Investments's Effective Interest Rate on Debt % distribution charts can be found below:
* The bar in red indicates where Raya Holding for Financial Investments's Effective Interest Rate on Debt % falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
In the calculation of annual Effective Interest Rate on Debt %, the Interest Expense of the last fiscal year and the average total debt over the fiscal year are used. In calculating the quarterly data,
the Interest Expense data used here is four times the quarterly (Mar. 2026) interest expense data.
Effective Interest Rate on Debt % is displayed in the 30-year financial page.
What does a Effective Interest Rate on Debt % of 8.77% mean?
Raya Holding for Financial Investments (CAI:RAYA) has a Effective Interest Rate on Debt % of 8.77% as of Mar. 2026. Effective interest rate on debt is the rate a company actually pays on its debt. View historical data on Raya Holding for Financial Investments and its competitors.
Is Raya Holding for Financial Investments' Effective Interest Rate on Debt % too high?
Raya Holding for Financial Investments' current Effective Interest Rate on Debt % is 8.77%. Overall, Raya Holding for Financial Investments has a GF Score™ of 83/100 and is considered Significantly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Raya Holding for Financial Investments' Effective Interest Rate on Debt % compare to MMM and HON?
Raya Holding for Financial Investments' Effective Interest Rate on Debt % of 8.77% can be compared against companies in the Conglomerates industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Effective Interest Rate on Debt % for a Conglomerates company?
A good Effective Interest Rate on Debt % depends on the Conglomerates industry context. However, Effective Interest Rate on Debt % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Effective Interest Rate on Debt % mean?
A high Effective Interest Rate on Debt % can signal that a stock is expensive relative to its fundamentals. Effective interest rate on debt is the rate a company actually pays on its debt. View historical data on Raya Holding for Financial Investments and its competitors. Raya Holding for Financial Investments's current Effective Interest Rate on Debt % is 8.77%. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Raya Holding for Financial Investments stock overvalued right now?
Based on GuruFocus' analysis, Raya Holding for Financial Investments (CAI:RAYA) is currently considered Significantly Overvalued. The stock's GF Value™ is E£4.77, compared to a current price of E£7.20 — trading 50.9% above its estimated fair value. The current Effective Interest Rate on Debt % is 8.77%. Raya Holding for Financial Investments' overall GF Score™ is 83/100 with 10 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Effective Interest Rate on Debt % calculated?
Effective Interest Rate on Debt % is calculated from a company's financial statements. For Raya Holding for Financial Investments (CAI:RAYA), the current Effective Interest Rate on Debt % is 8.77% as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Raya Holding for Financial Investments (CAI:RAYA) Overvalued in 2026?
Based on GuruFocus' analysis, Raya Holding for Financial Investments stock appears to be overvalued.
The current stock price of E£7.20 is trading 50.9% above its estimated GF Value™ of E£4.77.
GuruFocus considers Raya Holding for Financial Investments to be Significantly Overvalued.
Key valuation signals for CAI:RAYA:
Effective Interest Rate on Debt %: 8.77%
GF Value™: E£4.77 vs. price of E£7.20 (50.9% above fair value)
No single metric tells the full story. See the CAI:RAYA stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Raya Holding for Financial Investments operates in Trade and distribution, Information technology, Call centers, Finance lease, International services, Land transportation, Manufacturing, Restaurants, Non-bank financial services, Manufacturing and export, Canned foods, vehicle manufacturing, and Other activities. The firm generates a majority of its revenue from the Trade Distribution sector. The company operates in Land, Buildings, Electrical equipment, leasehold Improvements, Furniture and office equipment, Computers, and Fixtures. Geographically, it operates in Egypt, Algeria, the Gulf, and Saudi.
83GF Score
Get the complete analysis for CAI:RAYA
Effective Interest Rate on Debt % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.
Quick Browse
Personalize
Premium Gurus 
Create New Portfolio
CAI:RAYA has been successfully added to your 
