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CAI:RAYA'
s Return-on-Tangible-Equity Range Over the Past 10 Years
Min: -14.7 Med: 20.73 Max: 77.42
Current: 55.38
During the past 13 years, Raya Holding for Financial Investments's highest Return-on-Tangible-Equity was 77.42%. The lowest was -14.70%. And the median was 20.73%.
CAI:RAYA's Return-on-Tangible-Equity is ranked better than 91.45% of 550
companies
in the Conglomerates industry
Industry Median: 7.465
vs CAI:RAYA: 55.38
Raya Holding for Financial Investments (CAI:RAYA) Return-on-Tangible-Equity Explanation
Return-on-Tangible-Equity measures the rate of return on the ownership interest (shareholder's tangible equity) of the common stock owners. It measures a firm's efficiency at generating profits from every unit of shareholders' tangible equity (shareholders equity minus intangibles). Return-on-Tangible-Equity shows how well a company uses investment funds to generate earnings growth. Return-on-Tangible-Equitys between 15% and 20% are considered desirable.
Be Aware
Net Income is used.
Because a company can increase its Return-on-Tangible-Equity by having more financial leverage, it is important to watch the leverage ratio when investing in high Return-on-Tangible-Equity companies. Like Return-on-Tangible-Asset, Return-on-Tangible-Equity is calculated with only 12 months data. Fluctuations in company's earnings or business cycles can affect the ratio drastically. It is important to look at the ratio from a long term perspective.
Asset light businesses require very few assets to generate very high earnings. Their Return-on-Tangible-Equitys can be extremely high.
Raya Holding for Financial Investments Return-on-Tangible-Equity Related Terms
Raya Holding for Financial Investments Return-on-Tangible-Equity Historical Data
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Raya Holding for Financial Investments Return-on-Tangible-Equity Chart
Raya Holding for Financial Investments Annual Data
CAI:RAYA vs HON, MMM: Return-on-Tangible-Equity Comparison
For the Conglomerates subindustry, Raya Holding for Financial Investments's Return-on-Tangible-Equity, along with its competitors' market caps and Return-on-Tangible-Equity data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Raya Holding for Financial Investments Return-on-Tangible-Equity vs Conglomerates Industry
For the Conglomerates industry and Industrials sector, Raya Holding for Financial Investments's Return-on-Tangible-Equity distribution charts can be found below:
* The bar in red indicates where Raya Holding for Financial Investments's Return-on-Tangible-Equity falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
In the calculation of annual Return-on-Tangible-Equity, the net income of the last fiscal year and the average total shareholder tangible equity over the fiscal year are used. In calculating the quarterly data,
the net income data used here is four times the quarterly (Mar. 2026) net income data.
Return-on-Tangible-Equity is displayed in the 10-year financial page.
What does a Return-on-Tangible-Equity of 26.82% mean?
Raya Holding for Financial Investments (CAI:RAYA) has a Return-on-Tangible-Equity of 26.82% as of Mar. 2026. Return on tangible equity is the ratio of current-period net income to average two-period tangible equity. View historical data on Raya Holding for Financial Investments and its competitors. This is 29% above median its historical median of 20.73. According to the industry distribution chart, Raya Holding for Financial Investments ranks #47 out of 550 companies in the Conglomerates industry, placing it in the top 8.5%.
Is Raya Holding for Financial Investments' Return-on-Tangible-Equity too high?
Raya Holding for Financial Investments' current Return-on-Tangible-Equity of 26.82% is 29% above median its 10-year median of 20.73. The Conglomerates industry median Return-on-Tangible-Equity is 7.47. Raya Holding for Financial Investments' value of 26.82% is 259.3% above this industry median. Based on the distribution chart, Raya Holding for Financial Investments ranks #47 out of 550 companies in the Conglomerates industry, which is in the top quartile — a strong position relative to peers. Overall, Raya Holding for Financial Investments has a GF Score™ of 82/100 and is considered Significantly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Raya Holding for Financial Investments' Return-on-Tangible-Equity compare to HON and MMM?
According to the Conglomerates industry distribution chart, Raya Holding for Financial Investments ranks #47 out of 550 companies for Return-on-Tangible-Equity. This places Raya Holding for Financial Investments in the top 9% of its industry — outperforming the majority of peers. The industry median Return-on-Tangible-Equity is 7.47. Raya Holding for Financial Investments' value of 26.82% is 259.3% above this benchmark. While the company's 10-year median is 20.73 vs. the industry median of 7.47, Raya Holding for Financial Investments has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Return-on-Tangible-Equity for a Conglomerates company?
The median Return-on-Tangible-Equity among Conglomerates companies is 7.47, based on 550 companies in the industry. Companies in the top quartile (top 25%) have a Return-on-Tangible-Equity significantly above this median, while those in the bottom quartile fall well below. However, Return-on-Tangible-Equity should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Raya Holding for Financial Investments's current Return-on-Tangible-Equity of 26.82% is 259.3% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Return-on-Tangible-Equity mean?
A high Return-on-Tangible-Equity can signal that a stock is expensive relative to its fundamentals. Return on tangible equity is the ratio of current-period net income to average two-period tangible equity. View historical data on Raya Holding for Financial Investments and its competitors. For the Conglomerates industry, the median Return-on-Tangible-Equity is 7.47 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Raya Holding for Financial Investments's current Return-on-Tangible-Equity is 26.82%, which is 29% above median its own 10-year median of 20.73. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Raya Holding for Financial Investments stock overvalued right now?
Based on GuruFocus' analysis, Raya Holding for Financial Investments (CAI:RAYA) is currently considered Significantly Overvalued. The stock's GF Value™ is E£4.77, compared to a current price of E£7.89 — trading 65.4% above its estimated fair value. The current Return-on-Tangible-Equity is 26.82%, which is 29% above median its 10-year median of 20.73 and 259.3% above the Conglomerates industry median of 7.47. Raya Holding for Financial Investments' overall GF Score™ is 82/100 with 10 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Return-on-Tangible-Equity calculated?
Return-on-Tangible-Equity is calculated from a company's financial statements. For Raya Holding for Financial Investments (CAI:RAYA), the current Return-on-Tangible-Equity is 26.82% as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Raya Holding for Financial Investments (CAI:RAYA) Overvalued in 2026?
Based on GuruFocus' analysis, Raya Holding for Financial Investments stock appears to be overvalued.
The current stock price of E£7.89 is trading 65.4% above its estimated GF Value™ of E£4.77.
GuruFocus considers Raya Holding for Financial Investments to be Significantly Overvalued.
Key valuation signals for CAI:RAYA:
Return-on-Tangible-Equity: 26.82% (29% above median its 10-year median of 20.73)
GF Value™: E£4.77 vs. price of E£7.89 (65.4% above fair value)
Industry Position: 259.3% above the Conglomerates median (#47 of 550)
No single metric tells the full story. See the CAI:RAYA stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Raya Holding for Financial Investments Business Description
Raya Holding for Financial Investments operates in Trade and distribution, Information technology, Call centers, Finance lease, International services, Land transportation, Manufacturing, Restaurants, Non-bank financial services, Manufacturing and export, Canned foods, vehicle manufacturing, and Other activities. The firm generates a majority of its revenue from the Trade Distribution sector. The company operates in Land, Buildings, Electrical equipment, leasehold Improvements, Furniture and office equipment, Computers, and Fixtures. Geographically, it operates in Egypt, Algeria, the Gulf, and Saudi.
82GF Score
Get the complete analysis for CAI:RAYA
Return-on-Tangible-Equity is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.
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