Raya Holding for Financial Investments (CAI:RAYA) Net Debt Paydown Yield % : -18.03% (As of Jul. 26, 2026)

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CAI:RAYA Raya Holding for Financial Investments CAI:RAYA
82 GF Score
Price E£7.76
GF Value E£4.79
Valuation Significantly Overvalued
! 10 Warning Signs
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What is Raya Holding for Financial Investments Net Debt Paydown Yield %?

Raya Holding for Financial Investments CAI:RAYA +2.37% 82 Net Debt Paydown Yield % is -18.03% as of Jul. 26, 2026. GuruFocus rates CAI:RAYA with a GF Score™ of 82/100 and a GF Value™ of E£4.79 (Significantly Overvalued). The stock has 10 warning signs investors should review. Among 530 Conglomerates companies, Raya Holding for Financial Investments ranks worse than 84.34% on this metric.

Net Debt Paydown Yield % is a metric that evaluates the total amount of debt a company has paid in relation to its market capitalization. It is a measure of a company's willingness and ability to reduce its debt. As of today, Raya Holding for Financial Investments's Net Debt Paydown Yield % was -18.03%.


Raya Holding for Financial Investments  (CAI:RAYA) Net Debt Paydown Yield % Explanation

Net Debt Paydown Yield % is the change in average of four quarters of company's total debt over a company's market cap. Assuming the total value of a company remains that same, shareholder value is increased as debt is reduced. In other words, it is a measure of the willingness and ability of a firm's management to pay down debt. Companies that have high debt paydown yields indicate that they are more aggressive with paying down debt.

In the calculation of Net Debt Paydown Yield %, we use the reductions of TTM average total debt one-year-ago and TTM average total debt at present, divided by its Market Cap.

We calculating the TTM average debt by adding up the total debt, calculated by the sum of Short-Term Debt & Capital Lease Obligation and Long-Term Debt & Capital Lease Obligation, in the trailing twelve months(TTM) divided by the counts of the total debt, accoring to the company's report frequency.


Raya Holding for Financial Investments Net Debt Paydown Yield % Related Terms


Raya Holding for Financial Investments Net Debt Paydown Yield % Historical Data

* Premium members only.

The historical data trend for Raya Holding for Financial Investments's Net Debt Paydown Yield % can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Raya Holding for Financial Investments Net Debt Paydown Yield % Chart

Raya Holding for Financial Investments Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Net Debt Paydown Yield %
Get a 7-Day Free Trial Premium Member Only Premium Member Only 0.00 0.00 28.80 -49.56 -35.74

Raya Holding for Financial Investments Quarterly Data
Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
Net Debt Paydown Yield % Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only -52.58 -44.54 -32.78 -35.74 -27.54

CAI:RAYA vs HON, MMM: Net Debt Paydown Yield % Comparison

For the Conglomerates subindustry, Raya Holding for Financial Investments's Net Debt Paydown Yield %, along with its competitors' market caps and Net Debt Paydown Yield % data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Raya Holding for Financial Investments Net Debt Paydown Yield % vs Conglomerates Industry

For the Conglomerates industry and Industrials sector, Raya Holding for Financial Investments's Net Debt Paydown Yield % distribution charts can be found below:

* The bar in red indicates where Raya Holding for Financial Investments's Net Debt Paydown Yield % falls into.


CAI:RAYA
82GF Score
Raya Holding for Financial Investments CAI:RAYA
Net Debt Paydown Yield % is just one metric. See GF Score™, valuation, warning signs, and more.
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Raya Holding for Financial Investments Net Debt Paydown Yield % Calculation

Raya Holding for Financial Investments's Net Debt Paydown Yield % for the quarter that ended in Mar. 2026 is calculated as:

Net Debt Paydown Yield %
=( TTM Average Debt   (1-Year Ago))-TTM Average Debt )/Market Cap
=( 15569.88-21554.91 )/21731.21384
=-27.54 %

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

* All the data are calculated by TTM values. Note that if a companies is traded in several exchanges, then we calculate the company level data for Net Debt Paydown Yield % using the primary share class stock data. The calculation result in definition page is for demonstration purpose only, and it's showing the share class level data. Therefore, the numbers in the calculation may differ from elsewhere if the stock is not a primary share.

What does a Net Debt Paydown Yield % of -18.03% mean?
Raya Holding for Financial Investments (CAI:RAYA) has a Net Debt Paydown Yield % of -18.03% as of Jul. 26, 2026. Net Debt Paydown Yield is a metric that evaluates the total amount of debt a company has paid in relation to its market capitalization. This metric provides insight into a company's willingness and ability to reduce its debt using free cash flow. View historical data on Raya Holding for Financial Investments and its competitors. According to the industry distribution chart, Raya Holding for Financial Investments ranks #447 out of 530 companies in the Conglomerates industry, placing it in the top 84.3%.
Is Raya Holding for Financial Investments' Net Debt Paydown Yield % too high?
Raya Holding for Financial Investments' current Net Debt Paydown Yield % is -18.03%. Based on the distribution chart, Raya Holding for Financial Investments ranks #447 out of 530 companies in the Conglomerates industry, which is in the bottom quartile relative to peers. Overall, Raya Holding for Financial Investments has a GF Score™ of 82/100 and is considered Significantly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Raya Holding for Financial Investments' Net Debt Paydown Yield % compare to HON and MMM?
According to the Conglomerates industry distribution chart, Raya Holding for Financial Investments ranks #447 out of 530 companies for Net Debt Paydown Yield %. This places Raya Holding for Financial Investments in the lower half of its industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Net Debt Paydown Yield % for a Conglomerates company?
A good Net Debt Paydown Yield % depends on the Conglomerates industry context. However, Net Debt Paydown Yield % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Net Debt Paydown Yield % mean?
A high Net Debt Paydown Yield % can signal that a stock is expensive relative to its fundamentals. Net Debt Paydown Yield is a metric that evaluates the total amount of debt a company has paid in relation to its market capitalization. This metric provides insight into a company's willingness and ability to reduce its debt using free cash flow. View historical data on Raya Holding for Financial Investments and its competitors. Raya Holding for Financial Investments's current Net Debt Paydown Yield % is -18.03%. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Raya Holding for Financial Investments stock overvalued right now?
Based on GuruFocus' analysis, Raya Holding for Financial Investments (CAI:RAYA) is currently considered Significantly Overvalued. The stock's GF Value™ is E£4.79, compared to a current price of E£7.76 — trading 62% above its estimated fair value. The current Net Debt Paydown Yield % is -18.03%. Raya Holding for Financial Investments' overall GF Score™ is 82/100 with 10 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Net Debt Paydown Yield % calculated?
Net Debt Paydown Yield % is calculated from a company's financial statements. For Raya Holding for Financial Investments (CAI:RAYA), the current Net Debt Paydown Yield % is -18.03% as of Jul. 26, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Raya Holding for Financial Investments (CAI:RAYA) Overvalued in 2026?

Based on GuruFocus' analysis, Raya Holding for Financial Investments stock appears to be overvalued. The current stock price of E£7.76 is trading 62% above its estimated GF Value™ of E£4.79. GuruFocus considers Raya Holding for Financial Investments to be Significantly Overvalued.

Key valuation signals for CAI:RAYA:

  • Net Debt Paydown Yield %: -18.03%
  • GF Value™: E£4.79 vs. price of E£7.76 (62% above fair value)
  • GF Score™: 82/100 with 10 warning signs

No single metric tells the full story. See the CAI:RAYA stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Raya Holding for Financial Investments Business Description

Address 26th of July Road, Touristic Zone, Raya Corporation Building, Giza, EGY, 12568
Raya Holding for Financial Investments operates in Trade and distribution, Information technology, Call centers, Finance lease, International services, Land transportation, Manufacturing, Restaurants, Non-bank financial services, Manufacturing and export, Canned foods, vehicle manufacturing, and Other activities. The firm generates a majority of its revenue from the Trade Distribution sector. The company operates in Land, Buildings, Electrical equipment, leasehold Improvements, Furniture and office equipment, Computers, and Fixtures. Geographically, it operates in Egypt, Algeria, the Gulf, and Saudi.
82GF Score

Get the complete analysis for CAI:RAYA

Net Debt Paydown Yield % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

E£7.76
Price
E£4.79
GF Value