GCBC (Greene County Bancorp) 3-1 Month Momentum %: 19.79% (As of Jul. 20, 2026)

Author: Vera Yuan Vera Yuan
Vera Yuan
Vera Yuan
Director of Data and Quant Analytics at GuruFocus
Focused on building reliable datasets, financial models, and research tools for value-minded investors. Committed to turning complex data into practical guidance for value-investing and long-term wealth.
Reviewed by: Charlie Tian Charlie Tian
Charlie Tian
Charlie Tian
Founder & CEO of GuruFocus
Dr. Charlie Tian is the founder and CEO of GuruFocus.com, a leading global investment research platform established in 2004. With a Ph.D. in physics, Dr. Tian transitioned from science to finance, applying a data-driven, disciplined approach to value investing.

GCBC Greene County Bancorp Inc GCBC
69 GF Score
Price $32.52
GF Value $32.42
Valuation Fairly Valued
! 8 Warning Signs
View Full Analysis

What is Greene County Bancorp 3-1 Month Momentum %?

Greene County Bancorp GCBC -1.02% 69 3-1 Month Momentum % is 19.79% as of Jul. 20, 2026. GuruFocus rates GCBC with a GF Score™ of 69/100 and a GF Value™ of $32.42 (Fairly Valued). The stock has 8 warning signs investors should review. Among 1,574 Banks companies, Greene County Bancorp ranks better than 95.04% on this metric.

3-1 Month Momentum % is the total return of the stock from 3-month ago to 1-month ago. As of today (2026-07-20), Greene County Bancorp's 3-1 Month Momentum % is 19.79%.

The industry rank for Greene County Bancorp's 3-1 Month Momentum % or its related term are showing as below:

GCBC's 3-1 Month Momentum % is ranked better than
95.04% of 1574 companies
in the Banks industry
Industry Median: 0.75 vs GCBC: 19.79

Greene County Bancorp  (NAS:GCBC) 3-1 Month Momentum % Explanation

Momentum investing is a trading strategy in which investors buy securities that are rising and sell before the prices start to go back down. The 3-1 Month Momentum % measures the total return to a stock over the past three months, but ignores the previous month.

The reason why the most recent month’s return dropped related to the short-term reversal effect associated with momentum. There is an academic finding that short-term momentum actually has a reversal effect, whereby the previous winners (measured over the past months) do poorly the next month, while the previous losers do well the next month. In order to eliminate the short-term reversal effect, the previous month return was not included in this calculation.


Greene County Bancorp 3-1 Month Momentum % Related Terms


GCBC vs HBCP, CBNK, BSRR: 3-1 Month Momentum % Comparison

For the Banks - Regional subindustry, Greene County Bancorp's 3-1 Month Momentum %, along with its competitors' market caps and 3-1 Month Momentum % data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Greene County Bancorp 3-1 Month Momentum % vs Banks Industry

For the Banks industry and Financial Services sector, Greene County Bancorp's 3-1 Month Momentum % distribution charts can be found below:

* The bar in red indicates where Greene County Bancorp's 3-1 Month Momentum % falls into.


GCBC
69GF Score
Greene County Bancorp Inc GCBC
3-1 Month Momentum % is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

Greene County Bancorp  (NAS:GCBC) 3-1 Month Momentum % Calculation

3-1 Month Momentum % is calculated as following:

3-1 Month Momentum %=( Price 1-month ago / Price 3-month ago - 1 ) * 100 %

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Frequently Asked Questions Learn more about 3-1 Month Momentum % →
What does a 3-1 Month Momentum % of 19.79% mean?
Greene County Bancorp (GCBC) has a 3-1 Month Momentum % of 19.79% as of Jul. 20, 2026. 3-1 Month Momentum measures the total return of the stock from 3-month ago to 1-month ago. View historical data on Greene County Bancorp and its competitors. According to the industry distribution chart, Greene County Bancorp ranks #78 out of 1574 companies in the Banks industry, placing it in the top 5%.
Is Greene County Bancorp's 3-1 Month Momentum % too high?
Greene County Bancorp's current 3-1 Month Momentum % is 19.79%. The Banks industry median 3-1 Month Momentum % is 0.75. Greene County Bancorp's value of 19.79% is 2538.7% above this industry median. Based on the distribution chart, Greene County Bancorp ranks #78 out of 1574 companies in the Banks industry, which is in the top quartile — a strong position relative to peers. Overall, Greene County Bancorp has a GF Score™ of 69/100 and is considered Fairly Valued, reflecting its overall financial health beyond just this single metric.
How does Greene County Bancorp's 3-1 Month Momentum % compare to HBCP and CBNK?
According to the Banks industry distribution chart, Greene County Bancorp ranks #78 out of 1574 companies for 3-1 Month Momentum %. This places Greene County Bancorp in the top 5% of its industry — outperforming the majority of peers. The industry median 3-1 Month Momentum % is 0.75. Greene County Bancorp's value of 19.79% is 2538.7% above this benchmark. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good 3-1 Month Momentum % for a Banks company?
The median 3-1 Month Momentum % among Banks companies is 0.75, based on 1,574 companies in the industry. Companies in the top quartile (top 25%) have a 3-1 Month Momentum % significantly above this median, while those in the bottom quartile fall well below. However, 3-1 Month Momentum % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Greene County Bancorp's current 3-1 Month Momentum % of 19.79% is 2538.7% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high 3-1 Month Momentum % mean?
A high 3-1 Month Momentum % can signal that a stock is expensive relative to its fundamentals. 3-1 Month Momentum measures the total return of the stock from 3-month ago to 1-month ago. View historical data on Greene County Bancorp and its competitors. For the Banks industry, the median 3-1 Month Momentum % is 0.75 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Greene County Bancorp's current 3-1 Month Momentum % is 19.79%. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Greene County Bancorp stock overvalued right now?
Based on GuruFocus' analysis, Greene County Bancorp (GCBC) is currently considered Fairly Valued. The stock's GF Value™ is $32.42, compared to a current price of $32.52 — trading 0.3% above its estimated fair value. The current 3-1 Month Momentum % is 19.79% and 2538.7% above the Banks industry median of 0.75. Greene County Bancorp's overall GF Score™ is 69/100 with 8 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is 3-1 Month Momentum % calculated?
3-1 Month Momentum % is calculated from a company's financial statements. For Greene County Bancorp (GCBC), the current 3-1 Month Momentum % is 19.79% as of Jul. 20, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Greene County Bancorp (GCBC) Overvalued in 2026?

Based on GuruFocus' analysis, Greene County Bancorp stock appears to be overvalued. The current stock price of $32.52 is trading 0.3% above its estimated GF Value™ of $32.42. GuruFocus considers Greene County Bancorp to be Fairly Valued.

Key valuation signals for GCBC:

  • 3-1 Month Momentum %: 19.79%
  • GF Value™: $32.42 vs. price of $32.52 (0.3% above fair value)
  • GF Score™: 69/100 with 8 warning signs
  • Industry Position: 2538.7% above the Banks median (#78 of 1574)

No single metric tells the full story. See the GCBC stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Greene County Bancorp Business Description

Address 302 Main Street, Catskill, NY, USA, 12414
Greene County Bancorp Inc is a holding firm. Its primary business involves overseeing and directing the business of The Bank of Greene County and monitoring its cash position. Through its directly and indirectly owned subsidiaries, the company engages in attracting retail deposits, along with funds generated from operations and borrowings, predominantly in one to four-family residential mortgage loans, commercial real estate mortgage loans, consumer loans, home equity loans, and commercial business loans. It also serves local municipalities' banking needs and operates a real estate investment trust.
69GF Score

Get the complete analysis for GCBC

3-1 Month Momentum % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

$32.52
Price
$32.42
GF Value