GCBC (Greene County Bancorp) 1-Year Sharpe Ratio: 1.35 (As of Jul. 16, 2026)

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GCBC Greene County Bancorp Inc GCBC
69 GF Score
Price $32.68
GF Value $32.41
Valuation Fairly Valued
! 7 Warning Signs
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What is Greene County Bancorp 1-Year Sharpe Ratio?

Greene County Bancorp GCBC +0.96% 69 1-Year Sharpe Ratio is 1.35 as of Jul. 16, 2026. GuruFocus rates GCBC with a GF Score™ of 69/100 and a GF Value™ of $32.41 (Fairly Valued). The stock has 7 warning signs investors should review.

The 1-Year Sharpe Ratio measures the additional return that an investor receives per unit of increase in risk over the past year. As of today (2026-07-16), Greene County Bancorp's 1-Year Sharpe Ratio is 1.35.

Greene County Bancorp  (NAS:GCBC) 1-Year Sharpe Ratio Explanation

The 1-Year Sharpe Ratio inidicates the risk-adjusted return of an investment over the past year. It is calculated as the annualized result of the average monthly excess return divided by its standard deviation over the past year. The monthly excess return is the monthly investment return minus the monthly risk-free rate (typically the 10-year Treasury Constant Maturity Rate). If the risk-free rate for a specific region is not available, U.S. data is used by default.

The greater a portfolio's Sharpe Ratio, the better its risk-adjusted performance. A negative Sharpe Ratio means the risk-free rate is greater than the portfolio’s historical or projected return, or else the portfolio's return is expected to be negative.

Greene County Bancorp 1-Year Sharpe Ratio Related Terms

GCBC vs HBCP, CBNK, BSRR: 1-Year Sharpe Ratio Comparison

For the Banks - Regional subindustry, Greene County Bancorp's 1-Year Sharpe Ratio, along with its competitors' market caps and 1-Year Sharpe Ratio data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.

Greene County Bancorp 1-Year Sharpe Ratio vs Banks Industry

For the Banks industry and Financial Services sector, Greene County Bancorp's 1-Year Sharpe Ratio distribution charts can be found below:

* The bar in red indicates where Greene County Bancorp's 1-Year Sharpe Ratio falls into.


GCBC
69GF Score
Greene County Bancorp Inc GCBC
1-Year Sharpe Ratio is just one metric. See GF Score™, valuation, warning signs, and more.
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Greene County Bancorp 1-Year Sharpe Ratio Calculation

The 1-Year Sharpe Ratio measures the performance of an investment such as a stock or portfolio compared to a risk-free asset. A stock / portfolio's 1-Year Sharpe Ratio can be calculated by dividing the difference between the one-year returns of the investment and the risk-free rate, by the standard deviation of the investment returns over one year.

Frequently Asked Questions Learn more about 1-Year Sharpe Ratio →
What does a 1-Year Sharpe Ratio of 1.35 mean?
Greene County Bancorp (GCBC) has a 1-Year Sharpe Ratio of 1.35 as of Jul. 16, 2026. 1-Year Sharpe Ratio measures the additional return that an investor receives per unit of increase in risk. View historical data for Greene County Bancorp and its competitors.
Is Greene County Bancorp's 1-Year Sharpe Ratio too high?
Greene County Bancorp's current 1-Year Sharpe Ratio is 1.35. Overall, Greene County Bancorp has a GF Score™ of 69/100 and is considered Fairly Valued, reflecting its overall financial health beyond just this single metric.
How does Greene County Bancorp's 1-Year Sharpe Ratio compare to HBCP and CBNK?
Greene County Bancorp's 1-Year Sharpe Ratio of 1.35 can be compared against companies in the Banks industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good 1-Year Sharpe Ratio for a Banks company?
A good 1-Year Sharpe Ratio depends on the Banks industry context. However, 1-Year Sharpe Ratio should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high 1-Year Sharpe Ratio mean?
A high 1-Year Sharpe Ratio can signal that a stock is expensive relative to its fundamentals. 1-Year Sharpe Ratio measures the additional return that an investor receives per unit of increase in risk. View historical data for Greene County Bancorp and its competitors. Greene County Bancorp's current 1-Year Sharpe Ratio is 1.35. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Greene County Bancorp stock overvalued right now?
Based on GuruFocus' analysis, Greene County Bancorp (GCBC) is currently considered Fairly Valued. The stock's GF Value™ is $32.41, compared to a current price of $32.68 — trading 0.8% above its estimated fair value. The current 1-Year Sharpe Ratio is 1.35. Greene County Bancorp's overall GF Score™ is 69/100 with 7 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is 1-Year Sharpe Ratio calculated?
1-Year Sharpe Ratio is calculated from a company's financial statements. For Greene County Bancorp (GCBC), the current 1-Year Sharpe Ratio is 1.35 as of Jul. 16, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Greene County Bancorp (GCBC) Overvalued in 2026?

Based on GuruFocus' analysis, Greene County Bancorp stock appears to be overvalued. The current stock price of $32.68 is trading 0.8% above its estimated GF Value™ of $32.41. GuruFocus considers Greene County Bancorp to be Fairly Valued.

Key valuation signals for GCBC:

  • 1-Year Sharpe Ratio: 1.35
  • GF Value™: $32.41 vs. price of $32.68 (0.8% above fair value)
  • GF Score™: 69/100 with 7 warning signs

No single metric tells the full story. See the GCBC stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.

Greene County Bancorp Business Description

Address 302 Main Street, Catskill, NY, USA, 12414
Greene County Bancorp Inc is a holding firm. Its primary business involves overseeing and directing the business of The Bank of Greene County and monitoring its cash position. Through its directly and indirectly owned subsidiaries, the company engages in attracting retail deposits, along with funds generated from operations and borrowings, predominantly in one to four-family residential mortgage loans, commercial real estate mortgage loans, consumer loans, home equity loans, and commercial business loans. It also serves local municipalities' banking needs and operates a real estate investment trust.
69GF Score

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1-Year Sharpe Ratio is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

$32.68
Price
$32.41
GF Value