Upsales Technology AB (OSTO:UPSALE) Effective Interest Rate on Debt %: 7.95% (As of Jun. 2026)

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OSTO:UPSALE Upsales Technology AB OSTO:UPSALE
87 GF Score
Price kr29.20
GF Value kr37.35
Valuation Modestly Undervalued
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What is Upsales Technology AB Effective Interest Rate on Debt %?

Upsales Technology AB OSTO:UPSALE +1.74% 87 Effective Interest Rate on Debt % is 7.95% as of Jun. 2026. GuruFocus rates OSTO:UPSALE with a GF Score™ of 87/100 and a GF Value™ of kr37.35 (Modestly Undervalued).

Effective Interest Rate on Debt % is the usage rate that a borrower actually pays on a debt. It is calculated as the positive value of Interest Expense divided by its average total debt. Total debt equals to Long-Term Debt & Capital Lease Obligation plus Short-Term Debt & Capital Lease Obligation. Upsales Technology AB's annualized positive value of Interest Expense for the quarter that ended in Jun. 2026 was kr0.2 Mil. Upsales Technology AB's average total debt for the quarter that ended in Jun. 2026 was kr2.6 Mil. Therefore, Upsales Technology AB's annualized Effective Interest Rate on Debt % for the quarter that ended in Jun. 2026 was 7.95%.


Upsales Technology AB  (OSTO:UPSALE) Effective Interest Rate on Debt % Explanation

Effective Interest Rate on Debt % measures the usage rate that a borrower actually pays on a debt.


Upsales Technology AB Effective Interest Rate on Debt % Related Terms


Upsales Technology AB Effective Interest Rate on Debt % Historical Data

* Premium members only.

The historical data trend for Upsales Technology AB's Effective Interest Rate on Debt % can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Upsales Technology AB Effective Interest Rate on Debt % Chart

Upsales Technology AB Annual Data
Trend Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Effective Interest Rate on Debt %
Get a 7-Day Free Trial Premium Member Only 0.00 0.00 0.00 0.00 3.78

Upsales Technology AB Quarterly Data
Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26 Jun26
Effective Interest Rate on Debt % Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 0.00 0.00 15.11 7.97 7.95

OSTO:UPSALE vs QH, SHOP, UBER: Effective Interest Rate on Debt % Comparison

For the Software - Application subindustry, Upsales Technology AB's Effective Interest Rate on Debt %, along with its competitors' market caps and Effective Interest Rate on Debt % data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Upsales Technology AB Effective Interest Rate on Debt % vs Software Industry

For the Software industry and Technology sector, Upsales Technology AB's Effective Interest Rate on Debt % distribution charts can be found below:

* The bar in red indicates where Upsales Technology AB's Effective Interest Rate on Debt % falls into.


OSTO:UPSALE
87GF Score
Upsales Technology AB OSTO:UPSALE
Effective Interest Rate on Debt % is just one metric. See GF Score™, valuation, warning signs, and more.
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Upsales Technology AB Effective Interest Rate on Debt % Calculation

Upsales Technology AB's annualized Effective Interest Rate on Debt % for the fiscal year that ended in Dec. 2025 is calculated as

Effective Interest Rate on Debt %
=-1  *  Interest Expense/( (Total Debt  (A: Dec. 2024 )+Total Debt  (A: Dec. 2025 ))/ count )
=-1  *  -0.105/( (0+2.78)/ 1 )
=-1  *  -0.105/2.78
=3.78 %

where

Upsales Technology AB's annualized Effective Interest Rate on Debt % for the quarter that ended in Jun. 2026 is calculated as

Effective Interest Rate on Debt %
=-1  *  Interest Expense/( (Total Debt  (Q: Mar. 2026 )+Total Debt  (Q: Jun. 2026 ))/ count )
=-1  *  -0.204/( (2.638+2.493)/ 2 )
=-1  *  -0.204/2.5655
=7.95 %

where

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

In the calculation of annual Effective Interest Rate on Debt %, the Interest Expense of the last fiscal year and the average total debt over the fiscal year are used. In calculating the quarterly data, the Interest Expense data used here is four times the quarterly (Jun. 2026) interest expense data. Effective Interest Rate on Debt % is displayed in the 30-year financial page.

What does a Effective Interest Rate on Debt % of 7.95% mean?
Upsales Technology AB (OSTO:UPSALE) has a Effective Interest Rate on Debt % of 7.95% as of Jun. 2026. Effective interest rate on debt is the rate a company actually pays on its debt. View historical data on Upsales Technology AB and its competitors.
Is Upsales Technology AB's Effective Interest Rate on Debt % too high?
Upsales Technology AB's current Effective Interest Rate on Debt % is 7.95%. Overall, Upsales Technology AB has a GF Score™ of 87/100 and is considered Modestly Undervalued, reflecting its overall financial health beyond just this single metric.
How does Upsales Technology AB's Effective Interest Rate on Debt % compare to QH and SHOP?
Upsales Technology AB's Effective Interest Rate on Debt % of 7.95% can be compared against companies in the Software industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Effective Interest Rate on Debt % for a Software company?
A good Effective Interest Rate on Debt % depends on the Software industry context. However, Effective Interest Rate on Debt % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Effective Interest Rate on Debt % mean?
A high Effective Interest Rate on Debt % can signal that a stock is expensive relative to its fundamentals. Effective interest rate on debt is the rate a company actually pays on its debt. View historical data on Upsales Technology AB and its competitors. Upsales Technology AB's current Effective Interest Rate on Debt % is 7.95%. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Upsales Technology AB stock overvalued right now?
Based on GuruFocus' analysis, Upsales Technology AB (OSTO:UPSALE) is currently considered Modestly Undervalued. The stock's GF Value™ is kr37.35, compared to a current price of kr29.20 — trading 21.8% below its estimated fair value. The current Effective Interest Rate on Debt % is 7.95%. Upsales Technology AB's overall GF Score™ is 87/100. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Effective Interest Rate on Debt % calculated?
Effective Interest Rate on Debt % is calculated from a company's financial statements. For Upsales Technology AB (OSTO:UPSALE), the current Effective Interest Rate on Debt % is 7.95% as of Jun. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Upsales Technology AB (OSTO:UPSALE) Overvalued in 2026?

Based on GuruFocus' analysis, Upsales Technology AB stock appears to be undervalued. The current stock price of kr29.20 is trading 21.8% below its estimated GF Value™ of kr37.35. GuruFocus considers Upsales Technology AB to be Modestly Undervalued.

Key valuation signals for OSTO:UPSALE:

  • Effective Interest Rate on Debt %: 7.95%
  • GF Value™: kr37.35 vs. price of kr29.20 (21.8% below fair value)
  • GF Score™: 87/100

No single metric tells the full story. See the OSTO:UPSALE stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Upsales Technology AB Business Description

Address Sveavagen 21, Stockholm, SWE, 11134
Upsales Technology AB is a Sweden based software company. It provides sales and marketing platform for B2B companies. The company provides Marketing solutions such as Marketing Automation, Lead scoring, Website Tracking and Event Marketing among others. It also provides with Sales and Analytics services to various companies.
87GF Score

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Effective Interest Rate on Debt % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

kr29.20
Price
kr37.35
GF Value