Upsales Technology AB (OSTO:UPSALE) Interest Coverage: 149.10 (As of Jun. 2026) — 85% Below Median

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OSTO:UPSALE Upsales Technology AB OSTO:UPSALE
87 GF Score
Price kr29.50
GF Value kr37.37
Valuation Modestly Undervalued
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What is Upsales Technology AB Interest Coverage?

Upsales Technology AB OSTO:UPSALE +1.37% 87 Interest Coverage is 149.10 as of Jun. 2026, which is 85% below its 10-year median of 972.37. GuruFocus rates OSTO:UPSALE with a GF Score™ of 87/100 and a GF Value™ of kr37.37 (Modestly Undervalued). Among 1,716 Software companies, Upsales Technology AB ranks better than 71.45% on this metric.

Interest Coverage is a ratio that determines how easily a company can pay interest expenses on outstanding debt. It is calculated by dividing a company's Operating Income by its Interest Expense. Upsales Technology AB's Operating Income for the three months ended in Jun. 2026 was kr7.6 Mil. Upsales Technology AB's Interest Expense for the three months ended in Jun. 2026 was kr-0.1 Mil. Upsales Technology AB's interest coverage for the quarter that ended in Jun. 2026 was 149.10. The higher the ratio, the stronger the company's financial strength is.

Good Sign:

Ben Graham prefers companies' interest coverage to be at least 5. Upsales Technology AB has enough cash to cover all of its debt. Its financial situation is stable.

The historical rank and industry rank for Upsales Technology AB's Interest Coverage or its related term are showing as below:

OSTO:UPSALE' s Interest Coverage Range Over the Past 10 Years
Min: 2.57   Med: 972.37   Max: 3063.67
Current: 141.86


OSTO:UPSALE's Interest Coverage is ranked better than
71.45% of 1716 companies
in the Software industry
Industry Median: 26.555 vs OSTO:UPSALE: 141.86

Note: If both Interest Expense and Interest Income are empty, while Net Interest Income is negative, then use Net Interest Income as Interest Expense.


Upsales Technology AB  (OSTO:UPSALE) Interest Coverage Explanation

Ben Graham requires that a company has a minimum interest coverage of 5 with the companies he invested. If the interest coverage is less than 2, the company is burdened by debt. Any business slow or recession may drag the company into a situation where it cannot pay the interest on its debt.

Interest Coverage is an important factor when GuruFocus ranks a company's overage Financial Strength .


Upsales Technology AB Interest Coverage Related Terms


Upsales Technology AB Interest Coverage Historical Data

* Premium members only.

The historical data trend for Upsales Technology AB's Interest Coverage can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Note: For Interest Coverage, "No debt" indicates no long-term debt. An indication of "No Debt" does not necessarily mean that the company has no long-term debt obligations; it could be due to missing data in the quarterly or annual report. Use caution when interpreting this information.

Upsales Technology AB Interest Coverage Chart

Upsales Technology AB Annual Data
Trend Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Interest Coverage
Get a 7-Day Free Trial Premium Member Only 2,095.33 2,372.83 799.09 1,145.65 268.79

Upsales Technology AB Quarterly Data
Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26 Jun26
Interest Coverage Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 0.00 No Debt 70.47 72.17 149.10

OSTO:UPSALE vs QH, SHOP, UBER: Interest Coverage Comparison

For the Software - Application subindustry, Upsales Technology AB's Interest Coverage, along with its competitors' market caps and Interest Coverage data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Upsales Technology AB Interest Coverage vs Software Industry

For the Software industry and Technology sector, Upsales Technology AB's Interest Coverage distribution charts can be found below:

* The bar in red indicates where Upsales Technology AB's Interest Coverage falls into.


OSTO:UPSALE
87GF Score
Upsales Technology AB OSTO:UPSALE
Interest Coverage is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

Upsales Technology AB Interest Coverage Calculation

Interest Coverage is a ratio that determines how easily a company can pay interest expenses on outstanding debt. It is calculated by dividing a company's Operating Income (EBIT) by its Interest Expense:

If Interest Expense is negative and Operating Income is positive, then

Interest Coverage=-1* Operating Income /Interest Expense

Else if Interest Expense is negative and Operating Income is negative, then

The company did not have earnings to cover the interest expense.

Else if Interest Expense is 0 and Long-Term Debt & Capital Lease Obligation is 0, then

The company had no debt (1).


Note: If both Interest Expense and Interest Income are empty, while Net Interest Income is negative, then use Net Interest Income as Interest Expense.

Upsales Technology AB's Interest Coverage for the fiscal year that ended in Dec. 2025 is calculated as

Here, for the fiscal year that ended in Dec. 2025, Upsales Technology AB's Interest Expense was kr-0.1 Mil. Its Operating Income was kr28.2 Mil. And its Long-Term Debt & Capital Lease Obligation was kr2.8 Mil.

Interest Coverage=-1* Operating Income (A: Dec. 2025 )/Interest Expense (A: Dec. 2025 )
=-1*28.223/-0.105
=268.79

Upsales Technology AB's Interest Coverage for the quarter that ended in Jun. 2026 is calculated as

Here, for the three months ended in Jun. 2026, Upsales Technology AB's Interest Expense was kr-0.1 Mil. Its Operating Income was kr7.6 Mil. And its Long-Term Debt & Capital Lease Obligation was kr2.5 Mil.

Interest Coverage=-1* Operating Income (Q: Jun. 2026 )/Interest Expense (Q: Jun. 2026 )
=-1*7.604/-0.051
=149.10

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

The higher the ratio, the stronger the company's Financial Strength is.

Frequently Asked Questions Learn more about Interest Coverage →
What does a Interest Coverage of 149.10 mean?
Upsales Technology AB (OSTO:UPSALE) has a Interest Coverage of 149.10 as of Jun. 2026. Interest Coverage measures a company's capability to pay interest expenses on its debt. View historical data on Upsales Technology AB and its competitors. This is 85% below median its historical median of 972.37. Over the past decade, Upsales Technology AB's Interest Coverage has ranged from 2.57 to 3,063.67. According to the industry distribution chart, Upsales Technology AB ranks #490 out of 1716 companies in the Software industry, placing it in the top 28.6%.
Is Upsales Technology AB's Interest Coverage too high?
Upsales Technology AB's current Interest Coverage of 149.10 is 85% below median its 10-year median of 972.37. Over the past 10 years, this metric has ranged from a low of 2.57 to a high of 3,063.67. The Software industry median Interest Coverage is 26.56. Upsales Technology AB's value of 149.10 is 461.5% above this industry median. Based on the distribution chart, Upsales Technology AB ranks #490 out of 1716 companies in the Software industry, which is above the industry midpoint. Overall, Upsales Technology AB has a GF Score™ of 87/100 and is considered Modestly Undervalued, reflecting its overall financial health beyond just this single metric.
How does Upsales Technology AB's Interest Coverage compare to QH and SHOP?
According to the Software industry distribution chart, Upsales Technology AB ranks #490 out of 1716 companies for Interest Coverage. This puts Upsales Technology AB in the upper half of its industry. The industry median Interest Coverage is 26.56. Upsales Technology AB's value of 149.10 is 461.5% above this benchmark. Historically, Upsales Technology AB's own Interest Coverage has ranged from 2.57 to 3,063.67 over the past decade. While the company's 10-year median is 972.37 vs. the industry median of 26.56, Upsales Technology AB has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Interest Coverage for a Software company?
The median Interest Coverage among Software companies is 26.56, based on 1,716 companies in the industry. Companies in the top quartile (top 25%) have a Interest Coverage significantly above this median, while those in the bottom quartile fall well below. However, Interest Coverage should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Upsales Technology AB's current Interest Coverage of 149.10 is 461.5% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Interest Coverage mean?
A high Interest Coverage can signal that a stock is expensive relative to its fundamentals. Interest Coverage measures a company's capability to pay interest expenses on its debt. View historical data on Upsales Technology AB and its competitors. For the Software industry, the median Interest Coverage is 26.56 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Upsales Technology AB's current Interest Coverage is 149.10, which is 85% below median its own 10-year median of 972.37. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Upsales Technology AB stock overvalued right now?
Based on GuruFocus' analysis, Upsales Technology AB (OSTO:UPSALE) is currently considered Modestly Undervalued. The stock's GF Value™ is kr37.37, compared to a current price of kr29.50 — trading 21.1% below its estimated fair value. The current Interest Coverage is 149.10, which is 85% below median its 10-year median of 972.37 and 461.5% above the Software industry median of 26.56. Upsales Technology AB's overall GF Score™ is 87/100. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Interest Coverage calculated?
Interest Coverage is calculated from a company's financial statements. For Upsales Technology AB (OSTO:UPSALE), the current Interest Coverage is 149.10 as of Jun. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Upsales Technology AB (OSTO:UPSALE) Overvalued in 2026?

Based on GuruFocus' analysis, Upsales Technology AB stock appears to be undervalued. The current stock price of kr29.50 is trading 21.1% below its estimated GF Value™ of kr37.37. GuruFocus considers Upsales Technology AB to be Modestly Undervalued.

Key valuation signals for OSTO:UPSALE:

  • Interest Coverage: 149.10 (85% below median its 10-year median of 972.37)
  • GF Value™: kr37.37 vs. price of kr29.50 (21.1% below fair value)
  • GF Score™: 87/100
  • Industry Position: 461.5% above the Software median (#490 of 1716)

No single metric tells the full story. See the OSTO:UPSALE stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Upsales Technology AB Business Description

Address Sveavagen 21, Stockholm, SWE, 11134
Upsales Technology AB is a Sweden based software company. It provides sales and marketing platform for B2B companies. The company provides Marketing solutions such as Marketing Automation, Lead scoring, Website Tracking and Event Marketing among others. It also provides with Sales and Analytics services to various companies.
87GF Score

Get the complete analysis for OSTO:UPSALE

Interest Coverage is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

kr29.50
Price
kr37.37
GF Value