FinWise Bancorp's earnings per share without non-recurring items for the
three
months ended in Mar. 2026 was $0.20.
Its earnings per share without non-recurring items for the trailing twelve months (TTM) ended in Mar. 2026 was $1.10.
During the past 12 months, FinWise Bancorp's average earnings per share (NRI) Growth Rate was 19.60% per year.
During the past 3 years, the average earnings per share (NRI) Growth Rate was -16.80% per year.
During the past 5 years, the average earnings per share (NRI) Growth Rate was -13.20% per year.
During the past 10 years, the average earnings per share (NRI) Growth Rate was 0.00% per year.
Please click Growth Rate Calculation Example (GuruFocus) to see how GuruFocus calculates Wal-Mart Stores Inc (WMT)'s revenue growth rate. You can apply the same method to get the EPS without NRI Growth Rate using Earnings per share without Non-Recurring Items (NRI) data.
The historical rank and industry rank for FinWise Bancorp's EPS without NRI or its related term are showing as below:
FINW'
s 3-Year EPS without NRI Growth Rate Range Over the Past 10 Years
Min: -34.7 Med: -8.15 Max: 35.6
Current: -16.8
During the past 7 years, FinWise Bancorp's highest 3-Year average Earnings Per Share (NRI) Growth Rate was 35.60% per year. The lowest was -34.70% per year. And the median was -8.15% per year.
FINW's 3-Year EPS without NRI Growth Rate is ranked worse than 90.86% of 1412
companies
in the Banks industry
Industry Median: 7.3
vs FINW: -16.80
FinWise Bancorp's EPS (Diluted) for the
three
months ended in Mar. 2026 was $0.20.
Its EPS (Diluted) for the trailing twelve months (TTM) ended in Mar. 2026 was $1.10.
FinWise Bancorp's EPS (Basic) for the
three
months ended in Mar. 2026 was $0.21.
Its EPS (Basic) for the trailing twelve months (TTM) ended in Mar. 2026 was $1.17.
FinWise Bancorp (NAS:FINW) EPS without NRI Explanation
EPS without NRI removes onetime and unusual items from EPS, to provide investors with a more accurate measure of the company’s true earnings. The earnings are adjusted for items that are irregular or unusual in nature, and/or are non-recurring. This is calculated using Net Income (Continuing Operations) plus/minus any tax affected unusual Items and Goodwill Impairments/Write Offs. This can be used to fairly measure a company's profitability.
Be Aware
Compared with Earnings per share, a company's cash flow is better indicator of the company's earnings power.
If a company's earnings per share is less than cash flow per share over long term, investors need to be cautious and find out why.
FinWise Bancorp EPS without NRI Related Terms
FinWise Bancorp EPS without NRI Historical Data
* Premium members only.
The historical data trend for FinWise Bancorp's EPS without NRI can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
FINW vs FOTB, PBNC, CBTN: EPS without NRI Comparison
For the Banks - Regional subindustry, FinWise Bancorp's PE Ratio without NRI, along with its competitors' market caps and PE Ratio without NRI data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
FinWise Bancorp PE Ratio without NRI vs Banks Industry
For the Banks industry and Financial Services sector, FinWise Bancorp's PE Ratio without NRI distribution charts can be found below:
* The bar in red indicates where FinWise Bancorp's PE Ratio without NRI falls into.
Earnings Per Share (EPS) is the single most important variable used by Wall Street in determining the earnings power of a company. But investors need to be aware that Earnings per Share can be easily manipulated by adjusting depreciation and amortization rate or non-recurring items. That's why GuruFocus lists EPS without NRI, which better reflects the company's underlying performance.
Earnings Per Share without Non-Recurring Items is the amount of earnings without non-recurring items per outstanding share of the company's stock.
EPS without NRI for the trailing twelve months (TTM) ended in Mar. 2026 adds up the quarterly data reported by the company within the most recent 12 months, which was $1.10
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
FinWise Bancorp (FINW) has a EPS without NRI of $1.10 as of Mar. 2026. EPS without NRI represents per-share earnings excluding one-time charges. View historical data on FinWise Bancorp and its competitors. According to the industry distribution chart, FinWise Bancorp ranks #1283 out of 1412 companies in the Banks industry, placing it in the top 90.9%.
Is FinWise Bancorp's EPS without NRI too high?
FinWise Bancorp's current EPS without NRI is $1.10. The Banks industry median EPS without NRI is 7.30. FinWise Bancorp's value of $1.10 is 84.9% below this industry median. Based on the distribution chart, FinWise Bancorp ranks #1283 out of 1412 companies in the Banks industry, which is in the bottom quartile relative to peers. Overall, FinWise Bancorp has a GF Score™ of 62/100 and is considered Significantly Undervalued, reflecting its overall financial health beyond just this single metric.
How does FinWise Bancorp's EPS without NRI compare to FOTB and PBNC?
According to the Banks industry distribution chart, FinWise Bancorp ranks #1283 out of 1412 companies for EPS without NRI. This places FinWise Bancorp in the lower half of its industry. The industry median EPS without NRI is 7.30. FinWise Bancorp's value of $1.10 is 84.9% below this benchmark. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good EPS without NRI for a Banks company?
The median EPS without NRI among Banks companies is 7.30, based on 1,412 companies in the industry. Companies in the top quartile (top 25%) have a EPS without NRI significantly above this median, while those in the bottom quartile fall well below. However, EPS without NRI should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. FinWise Bancorp's current EPS without NRI of $1.10 is 84.9% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high EPS without NRI mean?
A high EPS without NRI can signal that a stock is expensive relative to its fundamentals. EPS without NRI represents per-share earnings excluding one-time charges. View historical data on FinWise Bancorp and its competitors. For the Banks industry, the median EPS without NRI is 7.30 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. FinWise Bancorp's current EPS without NRI is $1.10. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is FinWise Bancorp stock overvalued right now?
Based on GuruFocus' analysis, FinWise Bancorp (FINW) is currently considered Significantly Undervalued. The stock's GF Value™ is $28.19, compared to a current price of $14.49 — trading 48.6% below its estimated fair value. The current EPS without NRI is $1.10 and 84.9% below the Banks industry median of 7.30. FinWise Bancorp's overall GF Score™ is 62/100 with 1 warning sign to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is EPS without NRI calculated?
EPS without NRI is calculated from a company's financial statements. For FinWise Bancorp (FINW), the current EPS without NRI is $1.10 as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is FinWise Bancorp (FINW) Overvalued in 2026?
Based on GuruFocus' analysis, FinWise Bancorp stock appears to be undervalued.
The current stock price of $14.49 is trading 48.6% below its estimated GF Value™ of $28.19.
GuruFocus considers FinWise Bancorp to be Significantly Undervalued.
Key valuation signals for FINW:
EPS without NRI: $1.10
GF Value™: $28.19 vs. price of $14.49 (48.6% below fair value)
Industry Position: 84.9% below the Banks median (#1283 of 1412)
No single metric tells the full story. See the FINW stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
FinWise Bancorp is an independent bank that provides a full range of banking services to individual and commercial customers. The bank's primary source of revenue is from loans, including Small Business Administration, commercial, commercial real estate, residential real estate, and consumer. The Bank has also established Strategic Programs with various third-party loan origination platforms that use technology to streamline the origination of unsecured consumer and secured or unsecured business loans to borrowers within certain approved credit profiles.
62GF Score
Get the complete analysis for FINW
EPS without NRI is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.
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