FINW (FinWise Bancorp) Shares Buyback Ratio %: -1.62 (As of Aug. 27, 2026)

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Director of Data and Quant Analytics at GuruFocus
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FINW FinWise Bancorp FINW
56 GF Score
Price $13.91
GF Value $31.04
Valuation Significantly Undervalued
! 2 Warning Signs
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What is FinWise Bancorp Shares Buyback Ratio %?

FinWise Bancorp FINW -1.09% 56 Shares Buyback Ratio % is -1.62 as of Aug. 27, 2026. GuruFocus rates FINW with a GF Score™ of 56/100 and a GF Value™ of $31.04 (Significantly Undervalued). The stock has 2 warning signs investors should review.

Shares Outstanding (EOP) are shares that have been authorized, issued, and purchased by investors and are held by them.

GuruFocus calculates shares buyback ratio using previous shares outstanding minus the current shares outstanding, and then divides by previous shares outstanding. FinWise Bancorp's current shares buyback ratio was -1.62%.

FinWise Bancorp Shares Buyback Ratio % Related Terms

FinWise Bancorp Shares Buyback Ratio % Historical Data

* Premium members only.

The historical data trend for FinWise Bancorp's Shares Buyback Ratio % can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

FinWise Bancorp Shares Buyback Ratio % Chart

FinWise Bancorp Annual Data
Trend Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Shares Buyback Ratio %
Get a 7-Day Free Trial -7.07 -0.46 2.63 -5.75 -3.36

FinWise Bancorp Quarterly Data
Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26 Jun26
Shares Buyback Ratio % Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only -1.91 -0.75 -0.63 -0.37 0.14
FINW
56GF Score
FinWise Bancorp FINW
Shares Buyback Ratio % is just one metric. See GF Score™, valuation, warning signs, and more.
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FinWise Bancorp Shares Buyback Ratio % Calculation

FinWise Bancorp's Shares Buyback Ratio for the fiscal year that ended in Dec. 2025 is calculated as

Shares Buyback Ratio=(Shares Outstanding (EOP) (A: Dec. 2024 ) - Shares Outstanding (EOP) (A: Dec. 2025 )) / Shares Outstanding (EOP) (A: Dec. 2024 )
=(13.212 - 13.656) / 13.212
=-3.36%

FinWise Bancorp's Shares Buyback Ratio for the quarter that ended in Jun. 2026 is calculated as

Shares Buyback Ratio=(Shares Outstanding (EOP) (A: Mar. 2026 ) - Shares Outstanding (EOP) (A: Jun. 2026 )) / Shares Outstanding (EOP) (A: Mar. 2026 )
=(13.707 - 13.688) / 13.707
=0.14%

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Frequently Asked Questions Learn more about Shares Buyback Ratio % →
What does a Shares Buyback Ratio % of -1.62 mean?
FinWise Bancorp (FINW) has a Shares Buyback Ratio % of -1.62 as of Aug. 27, 2026. Share buyback ratio is the percent change of a company's shares outstanding from two periods. View historical data on FinWise Bancorp and its competitors.
Is FinWise Bancorp's Shares Buyback Ratio % too high?
FinWise Bancorp's current Shares Buyback Ratio % is -1.62. Overall, FinWise Bancorp has a GF Score™ of 56/100 and is considered Significantly Undervalued, reflecting its overall financial health beyond just this single metric.
How does FinWise Bancorp's Shares Buyback Ratio % compare to UBAB and LARK?
FinWise Bancorp's Shares Buyback Ratio % of -1.62 can be compared against companies in the Banks industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Shares Buyback Ratio % for a Banks company?
A good Shares Buyback Ratio % depends on the Banks industry context. However, Shares Buyback Ratio % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Shares Buyback Ratio % mean?
A high Shares Buyback Ratio % can signal that a stock is expensive relative to its fundamentals. Share buyback ratio is the percent change of a company's shares outstanding from two periods. View historical data on FinWise Bancorp and its competitors. FinWise Bancorp's current Shares Buyback Ratio % is -1.62. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is FinWise Bancorp stock overvalued right now?
Based on GuruFocus' analysis, FinWise Bancorp (FINW) is currently considered Significantly Undervalued. The stock's GF Value™ is $31.04, compared to a current price of $13.91 — trading 55.2% below its estimated fair value. The current Shares Buyback Ratio % is -1.62. FinWise Bancorp's overall GF Score™ is 56/100 with 2 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Shares Buyback Ratio % calculated?
Shares Buyback Ratio % is calculated from a company's financial statements. For FinWise Bancorp (FINW), the current Shares Buyback Ratio % is -1.62 as of Aug. 27, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is FinWise Bancorp (FINW) Overvalued in 2026?

Based on GuruFocus' analysis, FinWise Bancorp stock appears to be undervalued. The current stock price of $13.91 is trading 55.2% below its estimated GF Value™ of $31.04. GuruFocus considers FinWise Bancorp to be Significantly Undervalued.

Key valuation signals for FINW:

  • Shares Buyback Ratio %: -1.62
  • GF Value™: $31.04 vs. price of $13.91 (55.2% below fair value)
  • GF Score™: 56/100 with 2 warning signs

No single metric tells the full story. See the FINW stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.

FinWise Bancorp Business Description

Address 756 East Winchester, Suite 100, Murray, UT, USA, 84107
FinWise Bancorp is an independent bank that provides a full range of banking services to individual and commercial customers. The bank's primary source of revenue is from loans, including Small Business Administration, commercial, commercial real estate, residential real estate, and consumer. The Bank has also established Strategic Programs with various third-party loan origination platforms that use technology to streamline the origination of unsecured consumer and secured or unsecured business loans to borrowers within certain approved credit profiles.
56GF Score

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Shares Buyback Ratio % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

$13.91
Price
$31.04
GF Value