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FinWise BancorpFINW -0.07%56 12-1 Month Momentum % is -25.86% as of Aug. 15, 2026. GuruFocus rates FINW with a GF Score™ of 56/100 and a GF Value™ of $30.78 (Significantly Undervalued). The stock has 2 warning signs investors should review. Among 1,595 Banks companies, FinWise Bancorp ranks worse than 94.36% on this metric.
12-1 Month Momentum % is the total return of the stock from 12-month ago to 1-month ago. As of today (2026-08-15), FinWise Bancorp's 12-1 Month Momentum % is -25.86%.
The industry rank for FinWise Bancorp's 12-1 Month Momentum % or its related term are showing as below:
FINW's 12-1 Month Momentum % is ranked worse than 94.36% of 1595
companies
in the Banks industry
Industry Median: 19.18
vs FINW: -25.86
Momentum investing is a trading strategy in which investors buy securities that are rising and sell before the prices start to go back down. The 12-1 Month Momentum % measures the total return to a stock over the past twelve months, but ignores the previous month.
The reason why the most recent month’s return dropped related to the short-term reversal effect associated with momentum. There is an academic finding that short-term momentum actually has a reversal effect, whereby the previous winners (measured over the past months) do poorly the next month, while the previous losers do well the next month. In order to eliminate the short-term reversal effect, the previous month return was not included in this calculation.
FinWise Bancorp 12-1 Month Momentum % Related Terms
FINW vs UBAB, LARK, EBMT: 12-1 Month Momentum % Comparison
For the Banks - Regional subindustry, FinWise Bancorp's 12-1 Month Momentum %, along with its competitors' market caps and 12-1 Month Momentum % data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
FinWise Bancorp 12-1 Month Momentum % vs Banks Industry
For the Banks industry and Financial Services sector, FinWise Bancorp's 12-1 Month Momentum % distribution charts can be found below:
* The bar in red indicates where FinWise Bancorp's 12-1 Month Momentum % falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
What does a 12-1 Month Momentum % of -25.86% mean?
FinWise Bancorp (FINW) has a 12-1 Month Momentum % of -25.86% as of Aug. 15, 2026. 12-1 Month Momentum measures the total return of the stock from 12-month ago to 1-month ago. View historical data on FinWise Bancorp and its competitors. According to the industry distribution chart, FinWise Bancorp ranks #1505 out of 1595 companies in the Banks industry, placing it in the top 94.4%.
Is FinWise Bancorp's 12-1 Month Momentum % too high?
FinWise Bancorp's current 12-1 Month Momentum % is -25.86%. Based on the distribution chart, FinWise Bancorp ranks #1505 out of 1595 companies in the Banks industry, which is in the bottom quartile relative to peers. Overall, FinWise Bancorp has a GF Score™ of 56/100 and is considered Significantly Undervalued, reflecting its overall financial health beyond just this single metric.
How does FinWise Bancorp's 12-1 Month Momentum % compare to UBAB and LARK?
According to the Banks industry distribution chart, FinWise Bancorp ranks #1505 out of 1595 companies for 12-1 Month Momentum %. This places FinWise Bancorp in the lower half of its industry. The industry median 12-1 Month Momentum % is 19.18. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good 12-1 Month Momentum % for a Banks company?
The median 12-1 Month Momentum % among Banks companies is 19.18, based on 1,595 companies in the industry. Companies in the top quartile (top 25%) have a 12-1 Month Momentum % significantly above this median, while those in the bottom quartile fall well below. However, 12-1 Month Momentum % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high 12-1 Month Momentum % mean?
A high 12-1 Month Momentum % can signal that a stock is expensive relative to its fundamentals. 12-1 Month Momentum measures the total return of the stock from 12-month ago to 1-month ago. View historical data on FinWise Bancorp and its competitors. For the Banks industry, the median 12-1 Month Momentum % is 19.18 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. FinWise Bancorp's current 12-1 Month Momentum % is -25.86%. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is FinWise Bancorp stock overvalued right now?
Based on GuruFocus' analysis, FinWise Bancorp (FINW) is currently considered Significantly Undervalued. The stock's GF Value™ is $30.78, compared to a current price of $13.93 — trading 54.7% below its estimated fair value. The current 12-1 Month Momentum % is -25.86%. FinWise Bancorp's overall GF Score™ is 56/100 with 2 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is 12-1 Month Momentum % calculated?
12-1 Month Momentum % is calculated from a company's financial statements. For FinWise Bancorp (FINW), the current 12-1 Month Momentum % is -25.86% as of Aug. 15, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is FinWise Bancorp (FINW) Overvalued in 2026?
Based on GuruFocus' analysis, FinWise Bancorp stock appears to be undervalued.
The current stock price of $13.93 is trading 54.7% below its estimated GF Value™ of $30.78.
GuruFocus considers FinWise Bancorp to be Significantly Undervalued.
Key valuation signals for FINW:
12-1 Month Momentum %: -25.86%
GF Value™: $30.78 vs. price of $13.93 (54.7% below fair value)
No single metric tells the full story. See the FINW stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
FinWise Bancorp is an independent bank that provides a full range of banking services to individual and commercial customers. The bank's primary source of revenue is from loans, including Small Business Administration, commercial, commercial real estate, residential real estate, and consumer. The Bank has also established Strategic Programs with various third-party loan origination platforms that use technology to streamline the origination of unsecured consumer and secured or unsecured business loans to borrowers within certain approved credit profiles.
56GF Score
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