FINW (FinWise Bancorp) Growth Rank: 3 (As of Aug. 08, 2026) — Near Median

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Director of Data and Quant Analytics at GuruFocus
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Dr. Charlie Tian is the founder and CEO of GuruFocus.com, a leading global investment research platform established in 2004. With a Ph.D. in physics, Dr. Tian transitioned from science to finance, applying a data-driven, disciplined approach to value investing.

FINW FinWise Bancorp FINW
56 GF Score
Price $14.23
GF Value $29.12
Valuation Significantly Undervalued
! 1 Warning Sign
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What is FinWise Bancorp Growth Rank?

FinWise Bancorp FINW +0.71% 56 Growth Rank is 3 as of Aug. 08, 2026, which is at its 10-year median of 3.00. GuruFocus rates FINW with a GF Score™ of 56/100 and a GF Value™ of $29.12 (Significantly Undervalued). The stock has 1 warning sign investors should review.

FinWise Bancorp has the Growth Rank of 3.

GuruFocus Growth Rank measures the growth of a company in terms of its revenue and profitability, rated on a scale from 1 to 10. Historically, the companies with the highest growth ranks performed the best over the long term. It is calculated using the following criteria:

1. 5-year revenue growth rate, the higher, the better.
2. 3-year revenue growth rate, the higher, the better.
3. 5-year EBITDA growth rate, the higher, the better.
4. The predictability of 5-year revenue. The most consistent it is, the higher the rank.

A higher score reflects a greater ability to drive business growth, with companies considered to have strong and sustainable expansion potential. Conversely, a lower score indicates challenges in achieving consistent growth and scalability.

GuruFocus found that the Growth Rank is the second of the two most-sensitive parameters among the five parameters checked. Please click GF Score to see more details on GF Score's 5 Key Aspects of Analysis.

Please note that we are using the five-year EBITDA growth rate as a parameter, so the company needs to have had positive growth over that time. The reason we use EBITDA instead of earnings per share is that with EBITDA, we can rank a lot more companies since a company may have positive EBITDA but negative EPS. Since we are looking at the growth here, EBITDA gives us a pretty clear picture about the growth in the company's business operations.

FinWise Bancorp Growth Rank Related Terms

FINW vs UBAB, LARK, EBMT: Growth Rank Comparison

For the Banks - Regional subindustry, FinWise Bancorp's Growth Rank, along with its competitors' market caps and Growth Rank data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.

FinWise Bancorp Growth Rank vs Banks Industry

For the Banks industry and Financial Services sector, FinWise Bancorp's Growth Rank distribution charts can be found below:

* The bar in red indicates where FinWise Bancorp's Growth Rank falls into.


FINW
56GF Score
FinWise Bancorp FINW
Growth Rank is just one metric. See GF Score™, valuation, warning signs, and more.
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Frequently Asked Questions Learn more about Growth Rank →
What does a Growth Rank of 3 mean?
FinWise Bancorp (FINW) has a Growth Rank of 3 as of Aug. 08, 2026. Growth Rank measures the growth of a company in terms of its revenue and profitability. View historical data on FinWise Bancorp and its competitors. This is near median its historical median of 3.00. Over the past decade, FinWise Bancorp's Growth Rank has ranged from 1.00 to 8.00.
Is FinWise Bancorp's Growth Rank too high?
FinWise Bancorp's current Growth Rank of 3 is near median its 10-year median of 3.00. Over the past 10 years, this metric has ranged from a low of 1.00 to a high of 8.00. Overall, FinWise Bancorp has a GF Score™ of 56/100 and is considered Significantly Undervalued, reflecting its overall financial health beyond just this single metric.
How does FinWise Bancorp's Growth Rank compare to UBAB and LARK?
FinWise Bancorp's Growth Rank of 3 can be compared against companies in the Banks industry. Historically, FinWise Bancorp's own Growth Rank has ranged from 1.00 to 8.00 over the past decade. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Growth Rank for a Banks company?
A good Growth Rank depends on the Banks industry context. However, Growth Rank should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Growth Rank mean?
A high Growth Rank can signal that a stock is expensive relative to its fundamentals. Growth Rank measures the growth of a company in terms of its revenue and profitability. View historical data on FinWise Bancorp and its competitors. FinWise Bancorp's current Growth Rank is 3, which is near median its own 10-year median of 3.00. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is FinWise Bancorp stock overvalued right now?
Based on GuruFocus' analysis, FinWise Bancorp (FINW) is currently considered Significantly Undervalued. The stock's GF Value™ is $29.12, compared to a current price of $14.23 — trading 51.1% below its estimated fair value. The current Growth Rank is 3, which is near median its 10-year median of 3.00. FinWise Bancorp's overall GF Score™ is 56/100 with 1 warning sign to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Growth Rank calculated?
Growth Rank is calculated from a company's financial statements. For FinWise Bancorp (FINW), the current Growth Rank is 3 as of Aug. 08, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is FinWise Bancorp (FINW) Overvalued in 2026?

Based on GuruFocus' analysis, FinWise Bancorp stock appears to be undervalued. The current stock price of $14.23 is trading 51.1% below its estimated GF Value™ of $29.12. GuruFocus considers FinWise Bancorp to be Significantly Undervalued.

Key valuation signals for FINW:

  • Growth Rank: 3 (near median its 10-year median of 3.00)
  • GF Value™: $29.12 vs. price of $14.23 (51.1% below fair value)
  • GF Score™: 56/100 with 1 warning sign

No single metric tells the full story. See the FINW stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.

FinWise Bancorp Business Description

Address 756 East Winchester, Suite 100, Murray, UT, USA, 84107
FinWise Bancorp is an independent bank that provides a full range of banking services to individual and commercial customers. The bank's primary source of revenue is from loans, including Small Business Administration, commercial, commercial real estate, residential real estate, and consumer. The Bank has also established Strategic Programs with various third-party loan origination platforms that use technology to streamline the origination of unsecured consumer and secured or unsecured business loans to borrowers within certain approved credit profiles.
56GF Score

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Growth Rank is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

$14.23
Price
$29.12
GF Value