FINW (FinWise Bancorp) Tariff Resilience Score: 7/10 (As of Jun. 30, 2026)


FINW FinWise Bancorp FINW
64 GF Score
Price $14.64
GF Value $27.98
Valuation Significantly Undervalued
! 1 Warning Sign
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What is FinWise Bancorp Tariff Resilience Score?

FinWise Bancorp FINW -2.78% 64 Tariff Resilience Score is 7 as of Jun. 30, 2026. GuruFocus rates FINW with a GF Score™ of 64/100 and a GF Value™ of $27.98 (Significantly Undervalued). The stock has 1 warning sign investors should review. Among 1,609 Banks companies, FinWise Bancorp ranks better than 60.6% on this metric.

FinWise Bancorp has the Tariff Resilience Score of 7, which implies that the company might have Highly Resilient.

FinWise Bancorp has As a financial institution, it has limited direct exposure to tariffs. However, economic impacts from tariffs could affect loan demand and credit quality.

Tariff Resilience Score is a ranking system developed by GuruFocus to measure a company's exposure to international trade tariffs, rated on a scale from 0 to 10. It takes into account key factors such as global supply chain dependencies, manufacturing locations versus sales markets, import / export balance and percentage of revenue, and more.

The company's exposure to international trade tariffs based on these criteria:

1. Global supply chain dependencies
2. Manufacturing locations versus sales markets
3. Import/export balance and percentage of revenue
4. Historical impact from previous tariff changes
5. Available mitigation strategies (alternative suppliers, pricing power)
6. Industry-specific tariff exemptions or vulnerabilities

Based on the research, GuruFocus believes FinWise Bancorp might have Highly Resilient.

FinWise Bancorp  (NAS:FINW) Tariff Resilience Score Explanation

The Tariff Resilience Score ranges from 0 to 10, with 10 as the most resilient. GuruFocus divided Moat Score into following 3 categories:

Tariff Resilience Score Resilience Level
7 - 10Highly Resilient
4 - 6Average Resilient
0 - 3Highly Vulnerable

FinWise Bancorp Tariff Resilience Score Related Terms

FINW vs FOTB, PBNC, CBTN: Tariff Resilience Score Comparison

For the Banks - Regional subindustry, FinWise Bancorp's Tariff Resilience Score, along with its competitors' market caps and Tariff Resilience Score data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.

FinWise Bancorp Tariff Resilience Score vs Banks Industry

For the Banks industry and Financial Services sector, FinWise Bancorp's Tariff Resilience Score distribution charts can be found below:

* The bar in red indicates where FinWise Bancorp's Tariff Resilience Score falls into.


FINW
64GF Score
FinWise Bancorp FINW
Tariff Resilience Score is just one metric. See GF Score™, valuation, warning signs, and more.
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What does a Tariff Resilience Score of 7 mean?
FinWise Bancorp (FINW) has a Tariff Resilience Score of 7 as of Jun. 30, 2026. Tariff Score is a ranking system developed by GuruFocus to measure a company's exposure to international trade tariffs, rated on a scale from 0 to 10. It takes into account key factors such as global supply chain dependencies, manufacturing locations versus sales markets, import / export balance and percentage of revenue, and more. According to the industry distribution chart, FinWise Bancorp ranks #634 out of 1609 companies in the Banks industry, placing it in the top 39.4%.
Is FinWise Bancorp's Tariff Resilience Score too high?
FinWise Bancorp's current Tariff Resilience Score is 7. Based on the distribution chart, FinWise Bancorp ranks #634 out of 1609 companies in the Banks industry, which is above the industry midpoint. Overall, FinWise Bancorp has a GF Score™ of 64/100 and is considered Significantly Undervalued, reflecting its overall financial health beyond just this single metric.
How does FinWise Bancorp's Tariff Resilience Score compare to FOTB and PBNC?
According to the Banks industry distribution chart, FinWise Bancorp ranks #634 out of 1609 companies for Tariff Resilience Score. This puts FinWise Bancorp in the upper half of its industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Tariff Resilience Score for a Banks company?
A good Tariff Resilience Score depends on the Banks industry context. However, Tariff Resilience Score should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Tariff Resilience Score mean?
A high Tariff Resilience Score can signal that a stock is expensive relative to its fundamentals. Tariff Score is a ranking system developed by GuruFocus to measure a company's exposure to international trade tariffs, rated on a scale from 0 to 10. It takes into account key factors such as global supply chain dependencies, manufacturing locations versus sales markets, import / export balance and percentage of revenue, and more. FinWise Bancorp's current Tariff Resilience Score is 7. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is FinWise Bancorp stock overvalued right now?
Based on GuruFocus' analysis, FinWise Bancorp (FINW) is currently considered Significantly Undervalued. The stock's GF Value™ is $27.98, compared to a current price of $14.64 — trading 47.7% below its estimated fair value. The current Tariff Resilience Score is 7. FinWise Bancorp's overall GF Score™ is 64/100 with 1 warning sign to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Tariff Resilience Score calculated?
Tariff Resilience Score is calculated from a company's financial statements. For FinWise Bancorp (FINW), the current Tariff Resilience Score is 7 as of Jun. 30, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is FinWise Bancorp (FINW) Overvalued in 2026?

Based on GuruFocus' analysis, FinWise Bancorp stock appears to be undervalued. The current stock price of $14.64 is trading 47.7% below its estimated GF Value™ of $27.98. GuruFocus considers FinWise Bancorp to be Significantly Undervalued.

Key valuation signals for FINW:

  • Tariff Resilience Score: 7
  • GF Value™: $27.98 vs. price of $14.64 (47.7% below fair value)
  • GF Score™: 64/100 with 1 warning sign

No single metric tells the full story. See the FINW stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.

FinWise Bancorp Business Description

Address 756 East Winchester, Suite 100, Murray, UT, USA, 84107
FinWise Bancorp is an independent bank that provides a full range of banking services to individual and commercial customers. The bank's primary source of revenue is from loans, including Small Business Administration, commercial, commercial real estate, residential real estate, and consumer. The Bank has also established Strategic Programs with various third-party loan origination platforms that use technology to streamline the origination of unsecured consumer and secured or unsecured business loans to borrowers within certain approved credit profiles.
64GF Score

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Tariff Resilience Score is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

$14.64
Price
$27.98
GF Value