FINW (FinWise Bancorp) Risk Assessment


FINW FinWise Bancorp FINW
57 GF Score
Price $13.85
GF Value $28.49
Valuation Significantly Undervalued
! 1 Warning Sign
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What is FinWise Bancorp Risk Assessment?

Risk Assessment represents the investment risk of a stock derived from our exclusive method. It suggests how risky the investment opportunity is based on the valuation and the fundamental performance of the stock. It is derived from following key aspects:

1. GuruFocus internally developed valuations of the stock, such as GF valuation.
2. Quality Rank, a business quality indicator developed by GuruFocus.
3. Fundamental performance: Piotroski F-Score, Altman Z-Score, Beneish M-Score, etc.
4. Growth opportunities: 5-year revenue growth rate, 5-Year EPS without NRI Growth Rate, etc.

Value investors are always willing to find undervalued stocks. However, not all the undervalued stocks are good deals, we should also be careful of how risky the investment opportunity is. We believe that if the company's financial strength and profitability are strong, and the stock price is within a reasonable range of the GF valuation, or stock has a high return with its price being undervalued, then it might be a good investment opportunity with low risk.

Based on those aspects listed above, GuruFocus believes the risk assessment of FinWise Bancorp is: High Risk: High uncertainty with risk-return tradeoff.

FinWise Bancorp  (NAS:FINW) Risk Assessment Explanation

Based on the four aspects listed above, GuruFocus provides the following 7 evaluations:

All-in-One Screener Examples (1)
Low Risk: Strong fundamentals, worth long-term holding
Moderate Risk: Sensitive, better choose undervalued stock
High Risk: High uncertainty with risk-return tradeoff
High Risk: Good fundamentals, beware of shrinking business
High Risk: Sensitive to economic or industry trends
High Risk: High uncertainty
No Data: Cannot be evaluated

(1) These are some simple examples. You can access our Risk Assessment filter under All-in-One Screener’s Fundamental tab and set your own criteria.

FinWise Bancorp Risk Assessment Related Terms

FINW vs FOTB, PBNC, CBTN: Risk Assessment Comparison

For the Banks - Regional subindustry, FinWise Bancorp's Risk Assessment, along with its competitors' market caps and Risk Assessment data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.

FinWise Bancorp Risk Assessment vs Banks Industry

For the Banks industry and Financial Services sector, FinWise Bancorp's Risk Assessment distribution charts can be found below:

* The bar in red indicates where FinWise Bancorp's Risk Assessment falls into.


FINW
57GF Score
FinWise Bancorp FINW
Risk Assessment is just one metric. See GF Score™, valuation, warning signs, and more.
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Is FinWise Bancorp (FINW) Overvalued in 2026?

Based on GuruFocus' analysis, FinWise Bancorp stock appears to be undervalued. The current stock price of $13.85 is trading 51.4% below its estimated GF Value™ of $28.49. GuruFocus considers FinWise Bancorp to be Significantly Undervalued.

Key valuation signals for FINW:

  • Risk Assessment:
  • GF Value™: $28.49 vs. price of $13.85 (51.4% below fair value)
  • GF Score™: 57/100 with 1 warning sign

No single metric tells the full story. See the FINW stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.

FinWise Bancorp Business Description

Address 756 East Winchester, Suite 100, Murray, UT, USA, 84107
FinWise Bancorp is an independent bank that provides a full range of banking services to individual and commercial customers. The bank's primary source of revenue is from loans, including Small Business Administration, commercial, commercial real estate, residential real estate, and consumer. The Bank has also established Strategic Programs with various third-party loan origination platforms that use technology to streamline the origination of unsecured consumer and secured or unsecured business loans to borrowers within certain approved credit profiles.
57GF Score

Get the complete analysis for FINW

Risk Assessment is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

$13.85
Price
$28.49
GF Value