FINW (FinWise Bancorp) Net Loan: $594.2 Mil (As of Mar. 2026)

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FINW FinWise Bancorp FINW
57 GF Score
Price $14.19
GF Value $28.69
Valuation Significantly Undervalued
! 1 Warning Sign
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What is FinWise Bancorp Net Loan?

FinWise Bancorp FINW +0.53% 57 Net Loan is $594.2 Mil as of Mar. 2026. GuruFocus rates FINW with a GF Score™ of 57/100 and a GF Value™ of $28.69 (Significantly Undervalued). The stock has 1 warning sign investors should review.

FinWise Bancorp's quarterly net loan increased from Sep. 2025 ($599.9 Mil) to Dec. 2025 ($609.3 Mil) but then declined from Dec. 2025 ($609.3 Mil) to Mar. 2026 ($594.2 Mil).

FinWise Bancorp's annual net loan increased from Dec. 2023 ($368.0 Mil) to Dec. 2024 ($609.3 Mil) and increased from Dec. 2024 ($609.3 Mil) to Dec. 2025 ($594.2 Mil).

FinWise Bancorp Net Loan Historical Data

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The historical data trend for FinWise Bancorp's Net Loan can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

FinWise Bancorp Net Loan Chart

FinWise Bancorp Annual Data
Trend Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Net Loan
Get a 7-Day Free Trial 258.85 238.55 367.96 469.25 609.28

FinWise Bancorp Quarterly Data
Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
Net Loan Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 514.35 564.83 599.85 609.28 594.15
FINW
57GF Score
FinWise Bancorp FINW
Net Loan is just one metric. See GF Score™, valuation, warning signs, and more.
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FinWise Bancorp Net Loan Calculation

Total loans on banks' book. These are the fund that banks have lent out. The loans contribute to banks' income. Some borrower of the loans may stop paying their payment. In this case, the loan is called non-performing loans.

Loans can be divided into residential loans, commercial loans or consumer loans. Peter Lynch loved

Frequently Asked Questions Learn more about Net Loan →
What does a Net Loan of $594.2 Mil mean?
FinWise Bancorp (FINW) has a Net Loan of $594.2 Mil as of Mar. 2026. The total net loans as recorded on a bank's balance sheet. View historical data on FinWise Bancorp and its competitors.
Is FinWise Bancorp's Net Loan too high?
FinWise Bancorp's current Net Loan is $594.2 Mil. Overall, FinWise Bancorp has a GF Score™ of 57/100 and is considered Significantly Undervalued, reflecting its overall financial health beyond just this single metric.
How does FinWise Bancorp's Net Loan compare to FOTB and PBNC?
FinWise Bancorp's Net Loan of $594.2 Mil can be compared against companies in the Banks industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Net Loan for a Banks company?
A good Net Loan depends on the Banks industry context. However, Net Loan should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Net Loan mean?
A high Net Loan can signal that a stock is expensive relative to its fundamentals. The total net loans as recorded on a bank's balance sheet. View historical data on FinWise Bancorp and its competitors. FinWise Bancorp's current Net Loan is $594.2 Mil. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is FinWise Bancorp stock overvalued right now?
Based on GuruFocus' analysis, FinWise Bancorp (FINW) is currently considered Significantly Undervalued. The stock's GF Value™ is $28.69, compared to a current price of $14.19 — trading 50.6% below its estimated fair value. The current Net Loan is $594.2 Mil. FinWise Bancorp's overall GF Score™ is 57/100 with 1 warning sign to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Net Loan calculated?
Net Loan is calculated from a company's financial statements. For FinWise Bancorp (FINW), the current Net Loan is $594.2 Mil as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is FinWise Bancorp (FINW) Overvalued in 2026?

Based on GuruFocus' analysis, FinWise Bancorp stock appears to be undervalued. The current stock price of $14.19 is trading 50.6% below its estimated GF Value™ of $28.69. GuruFocus considers FinWise Bancorp to be Significantly Undervalued.

Key valuation signals for FINW:

  • Net Loan: $594.2 Mil
  • GF Value™: $28.69 vs. price of $14.19 (50.6% below fair value)
  • GF Score™: 57/100 with 1 warning sign

No single metric tells the full story. See the FINW stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.

FinWise Bancorp Business Description

Address 756 East Winchester, Suite 100, Murray, UT, USA, 84107
FinWise Bancorp is an independent bank that provides a full range of banking services to individual and commercial customers. The bank's primary source of revenue is from loans, including Small Business Administration, commercial, commercial real estate, residential real estate, and consumer. The Bank has also established Strategic Programs with various third-party loan origination platforms that use technology to streamline the origination of unsecured consumer and secured or unsecured business loans to borrowers within certain approved credit profiles.
57GF Score

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Net Loan is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

$14.19
Price
$28.69
GF Value