FINW (FinWise Bancorp) Debt-to-Asset : 0.00 (As of Jun. 2026)

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FINW FinWise Bancorp FINW
56 GF Score
Price $14.08
GF Value $31.16
Valuation Significantly Undervalued
! 2 Warning Signs
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What is FinWise Bancorp Debt-to-Asset?

FinWise Bancorp FINW +0.57% 56 Debt-to-Asset is 0.00 as of Jun. 2026. GuruFocus rates FINW with a GF Score™ of 56/100 and a GF Value™ of $31.16 (Significantly Undervalued). The stock has 2 warning signs investors should review.

FinWise Bancorp's Short-Term Debt & Capital Lease Obligation for the quarter that ended in Jun. 2026 was $0.0 Mil. FinWise Bancorp's Long-Term Debt & Capital Lease Obligation for the quarter that ended in Jun. 2026 was $0.0 Mil. FinWise Bancorp's Long-Term Debt & Capital Lease ObligationTotal Assets for the quarter that ended in Jun. 2026 was $925.3 Mil. FinWise Bancorp's debt to asset for the quarter that ended in Jun. 2026 was 0.00.

FinWise Bancorp  (NAS:FINW) Debt-to-Asset Explanation

In the calculation of Debt-to-Asset, we use the total of Short-Term Debt & Capital Lease Obligation and Long-Term Debt & Capital Lease Obligation divided by Total Assets.

FinWise Bancorp Debt-to-Asset Related Terms

FinWise Bancorp Debt-to-Asset Historical Data

* Premium members only.

The historical data trend for FinWise Bancorp's Debt-to-Asset can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

FinWise Bancorp Debt-to-Asset Chart

FinWise Bancorp Annual Data
Trend Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Debt-to-Asset
Get a 7-Day Free Trial 0.00 0.02 0.01 0.01 0.01

FinWise Bancorp Quarterly Data
Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26 Jun26
Debt-to-Asset Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 0.01 0.01 0.01 0.00 0.00

FINW vs SBKO, CSBB, LARK: Debt-to-Asset Comparison

For the Banks - Regional subindustry, FinWise Bancorp's Debt-to-Asset, along with its competitors' market caps and Debt-to-Asset data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.

FinWise Bancorp Debt-to-Asset vs Banks Industry

For the Banks industry and Financial Services sector, FinWise Bancorp's Debt-to-Asset distribution charts can be found below:

* The bar in red indicates where FinWise Bancorp's Debt-to-Asset falls into.


FINW
56GF Score
FinWise Bancorp FINW
Debt-to-Asset is just one metric. See GF Score™, valuation, warning signs, and more.
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FinWise Bancorp Debt-to-Asset Calculation

Debt to Asset measures the financial leverage a company has.

FinWise Bancorp's Debt-to-Asset for the fiscal year that ended in Dec. 2025 is calculated as

Debt-to-Asset=Total Debt / Total Assets
=(Short-Term Debt & Capital Lease Obligation + Long-Term Debt & Capital Lease Obligation) / Total Assets
=(0 + 4.408) / 977.135
=0.00

FinWise Bancorp's Debt-to-Asset for the quarter that ended in Jun. 2026 is calculated as

Debt-to-Asset=Total Debt / Total Assets
=(Short-Term Debt & Capital Lease Obligation + Long-Term Debt & Capital Lease Obligation) / Total Assets
=(0 + 0) / 925.311
=0.00

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Frequently Asked Questions Learn more about Debt-to-Asset →
What does a Debt-to-Asset of 0.00 mean?
FinWise Bancorp (FINW) has a Debt-to-Asset of 0.00 as of Jun. 2026. Debt-to-asset ratio represents the ratio of total debt to total assets. View historical data on FinWise Bancorp and its competitors.
Is FinWise Bancorp's Debt-to-Asset too high?
FinWise Bancorp's current Debt-to-Asset is 0.00. Overall, FinWise Bancorp has a GF Score™ of 56/100 and is considered Significantly Undervalued, reflecting its overall financial health beyond just this single metric.
How does FinWise Bancorp's Debt-to-Asset compare to SBKO and CSBB?
FinWise Bancorp's Debt-to-Asset of 0.00 can be compared against companies in the Banks industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Debt-to-Asset for a Banks company?
A good Debt-to-Asset depends on the Banks industry context. However, Debt-to-Asset should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Debt-to-Asset mean?
A high Debt-to-Asset can signal that a stock is expensive relative to its fundamentals. Debt-to-asset ratio represents the ratio of total debt to total assets. View historical data on FinWise Bancorp and its competitors. FinWise Bancorp's current Debt-to-Asset is 0.00. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is FinWise Bancorp stock overvalued right now?
Based on GuruFocus' analysis, FinWise Bancorp (FINW) is currently considered Significantly Undervalued. The stock's GF Value™ is $31.16, compared to a current price of $14.08 — trading 54.8% below its estimated fair value. The current Debt-to-Asset is 0.00. FinWise Bancorp's overall GF Score™ is 56/100 with 2 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Debt-to-Asset calculated?
Debt-to-Asset is calculated from a company's financial statements. For FinWise Bancorp (FINW), the current Debt-to-Asset is 0.00 as of Jun. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is FinWise Bancorp (FINW) Overvalued in 2026?

Based on GuruFocus' analysis, FinWise Bancorp stock appears to be undervalued. The current stock price of $14.08 is trading 54.8% below its estimated GF Value™ of $31.16. GuruFocus considers FinWise Bancorp to be Significantly Undervalued.

Key valuation signals for FINW:

  • Debt-to-Asset: 0.00
  • GF Value™: $31.16 vs. price of $14.08 (54.8% below fair value)
  • GF Score™: 56/100 with 2 warning signs

No single metric tells the full story. See the FINW stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.

FinWise Bancorp Business Description

Address 756 East Winchester, Suite 100, Murray, UT, USA, 84107
FinWise Bancorp is an independent bank that provides a full range of banking services to individual and commercial customers. The bank's primary source of revenue is from loans, including Small Business Administration, commercial, commercial real estate, residential real estate, and consumer. The Bank has also established Strategic Programs with various third-party loan origination platforms that use technology to streamline the origination of unsecured consumer and secured or unsecured business loans to borrowers within certain approved credit profiles.
56GF Score

Get the complete analysis for FINW

Debt-to-Asset is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

$14.08
Price
$31.16
GF Value