FinWise BancorpFINW +0.13%64 Shareholder Yield % is 0.41% as of Mar. 2026, which is 76% below its 10-year median of 1.68. GuruFocus rates FINW with a GF Score™ of 64/100 and a GF Value™ of $27.98 (Significantly Undervalued). The stock has 1 warning sign investors should review. Among 1,503 Banks companies, FinWise Bancorp ranks worse than 56.02% on this metric.
Shareholder Yield % is how much money shareholders receive from a company that is in the form of cash dividends, net stock repurchases, and debt reduction. It is a measure of shareholder return.
As of today, FinWise Bancorp's Shareholder Yield % was 0.41%.
Shareholder Yield % is how much money shareholders receive from a company that is in the form of cash dividends, net stock repurchases, and debt reduction. The term was coined by William W. Priest of Epoch Investment Partners in a paper in 2005 entitled The Case for Shareholder Yield as a Dominant Driver of Future Equity Returns. William Priest indicated that "shareholder yield is a term that we came up with to reflect the various ways dividends can be paid to owners of a business in a publicly-traded company."
Dividend Yield % shows how much a company pays out in dividends each year relative to its stock price, which is most obvious form of shareholder return.
Buyback Yield % is the net repurchase of shares outstanding over the market capital of the company. Shares repurchases also increase shareholder value by returning the money back to shareholders.
Net Debt Paydown Yield % is the change in average of four quarters of company's total debt over a company's market cap. Assuming the total value of a company remains that same, shareholder value is increased as debt is reduced.
FinWise Bancorp Shareholder Yield % Related Terms
FinWise Bancorp Shareholder Yield % Historical Data
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The historical data trend for FinWise Bancorp's Shareholder Yield % can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
FINW vs FOTB, PBNC, CBTN: Shareholder Yield % Comparison
For the Banks - Regional subindustry, FinWise Bancorp's Shareholder Yield %, along with its competitors' market caps and Shareholder Yield % data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
FinWise Bancorp Shareholder Yield % vs Banks Industry
For the Banks industry and Financial Services sector, FinWise Bancorp's Shareholder Yield % distribution charts can be found below:
* The bar in red indicates where FinWise Bancorp's Shareholder Yield % falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
* All the data are calculated by TTM values. Note that if a companies is traded in several exchanges, then we calculate the company level data for Shareholder Yield % using the primary share class stock data. The calculation result in definition page is for demonstration purpose only, and it's showing the share class level data. Therefore, the numbers in the calculation may differ from elsewhere if the stock is not a primary share.
FinWise Bancorp (FINW) has a Shareholder Yield % of 0.41% as of Mar. 2026. Shareholder Yield is how much money shareholders receive from a company that is in the form of cash dividends, net stock repurchases, and debt reduction. View historical data on FinWise Bancorp and its competitors. This is 76% below median its historical median of 1.68. According to the industry distribution chart, FinWise Bancorp ranks #842 out of 1503 companies in the Banks industry, placing it in the top 56%.
Is FinWise Bancorp's Shareholder Yield % too high?
FinWise Bancorp's current Shareholder Yield % of 0.41% is 76% below median its 10-year median of 1.68. The Banks industry median Shareholder Yield % is 1.58. FinWise Bancorp's value of 0.41% is 74.1% below this industry median. Based on the distribution chart, FinWise Bancorp ranks #842 out of 1503 companies in the Banks industry, which is below the industry midpoint. Overall, FinWise Bancorp has a GF Score™ of 64/100 and is considered Significantly Undervalued, reflecting its overall financial health beyond just this single metric.
How does FinWise Bancorp's Shareholder Yield % compare to FOTB and PBNC?
According to the Banks industry distribution chart, FinWise Bancorp ranks #842 out of 1503 companies for Shareholder Yield %. This places FinWise Bancorp in the lower half of its industry. The industry median Shareholder Yield % is 1.58. FinWise Bancorp's value of 0.41% is 74.1% below this benchmark. While the company's 10-year median is 1.68 vs. the industry median of 1.58, FinWise Bancorp has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Shareholder Yield % for a Banks company?
The median Shareholder Yield % among Banks companies is 1.58, based on 1,503 companies in the industry. Companies in the top quartile (top 25%) have a Shareholder Yield % significantly above this median, while those in the bottom quartile fall well below. However, Shareholder Yield % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. FinWise Bancorp's current Shareholder Yield % of 0.41% is 74.1% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Shareholder Yield % mean?
A high Shareholder Yield % can signal that a stock is expensive relative to its fundamentals. Shareholder Yield is how much money shareholders receive from a company that is in the form of cash dividends, net stock repurchases, and debt reduction. View historical data on FinWise Bancorp and its competitors. For the Banks industry, the median Shareholder Yield % is 1.58 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. FinWise Bancorp's current Shareholder Yield % is 0.41%, which is 76% below median its own 10-year median of 1.68. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is FinWise Bancorp stock overvalued right now?
Based on GuruFocus' analysis, FinWise Bancorp (FINW) is currently considered Significantly Undervalued. The stock's GF Value™ is $27.98, compared to a current price of $15.11 — trading 46% below its estimated fair value. The current Shareholder Yield % is 0.41%, which is 76% below median its 10-year median of 1.68 and 74.1% below the Banks industry median of 1.58. FinWise Bancorp's overall GF Score™ is 64/100 with 1 warning sign to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Shareholder Yield % calculated?
Shareholder Yield % is calculated from a company's financial statements. For FinWise Bancorp (FINW), the current Shareholder Yield % is 0.41% as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is FinWise Bancorp (FINW) Overvalued in 2026?
Based on GuruFocus' analysis, FinWise Bancorp stock appears to be undervalued.
The current stock price of $15.11 is trading 46% below its estimated GF Value™ of $27.98.
GuruFocus considers FinWise Bancorp to be Significantly Undervalued.
Key valuation signals for FINW:
Shareholder Yield %: 0.41% (76% below median its 10-year median of 1.68)
GF Value™: $27.98 vs. price of $15.11 (46% below fair value)
Industry Position: 74.1% below the Banks median (#842 of 1503)
No single metric tells the full story. See the FINW stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
FinWise Bancorp is an independent bank that provides a full range of banking services to individual and commercial customers. The bank's primary source of revenue is from loans, including Small Business Administration, commercial, commercial real estate, residential real estate, and consumer. The Bank has also established Strategic Programs with various third-party loan origination platforms that use technology to streamline the origination of unsecured consumer and secured or unsecured business loans to borrowers within certain approved credit profiles.
64GF Score
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