FINW (FinWise Bancorp) Gross Loan: $663.5 Mil (As of Jun. 2026)

Author: Vera Yuan Vera Yuan
Vera Yuan
Vera Yuan
Director of Data and Quant Analytics at GuruFocus
Focused on building reliable datasets, financial models, and research tools for value-minded investors. Committed to turning complex data into practical guidance for value-investing and long-term wealth.
Reviewed by: Charlie Tian Charlie Tian
Charlie Tian
Charlie Tian
Founder & CEO of GuruFocus
Dr. Charlie Tian is the founder and CEO of GuruFocus.com, a leading global investment research platform established in 2004. With a Ph.D. in physics, Dr. Tian transitioned from science to finance, applying a data-driven, disciplined approach to value investing.

FINW FinWise Bancorp FINW
56 GF Score
Price $14.03
GF Value $30.96
Valuation Significantly Undervalued
! 2 Warning Signs
View Full Analysis

What is FinWise Bancorp Gross Loan?

FinWise Bancorp FINW -1.78% 56 Gross Loan is $663.5 Mil as of Jun. 2026. GuruFocus rates FINW with a GF Score™ of 56/100 and a GF Value™ of $30.96 (Significantly Undervalued). The stock has 2 warning signs investors should review.

FinWise Bancorp's Gross Loan for the quarter that ended in Jun. 2026 was $663.5 Mil.

FinWise Bancorp's quarterly Gross Loan declined from Dec. 2025 ($653.2 Mil) to Mar. 2026 ($639.2 Mil) but then increased from Mar. 2026 ($639.2 Mil) to Jun. 2026 ($663.5 Mil).

FinWise Bancorp's annual Gross Loan increased from Dec. 2023 ($381.6 Mil) to Dec. 2024 ($486.7 Mil) and increased from Dec. 2024 ($486.7 Mil) to Dec. 2025 ($653.2 Mil).

FinWise Bancorp Gross Loan Related Terms

FinWise Bancorp Gross Loan Historical Data

* Premium members only.

The historical data trend for FinWise Bancorp's Gross Loan can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

FinWise Bancorp Gross Loan Chart

FinWise Bancorp Annual Data
Trend Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Gross Loan
Get a 7-Day Free Trial 265.79 250.94 381.62 486.67 653.24

FinWise Bancorp Quarterly Data
Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26 Jun26
Gross Loan Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 588.37 634.11 653.24 639.23 663.53
FINW
56GF Score
FinWise Bancorp FINW
Gross Loan is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

FinWise Bancorp Gross Loan Calculation

Gross Loan represents the sum of all loans (commercial, consumer, mortgage, etc.) as well as leases before any provisions for loan losses or unearned discounts.

Frequently Asked Questions Learn more about Gross Loan →
What does a Gross Loan of $663.5 Mil mean?
FinWise Bancorp (FINW) has a Gross Loan of $663.5 Mil as of Jun. 2026. Gross Loan is the sum of all loans as well as leases before any provisions for loan losses or unearned discounts. View historical data on FinWise Bancorp and its competitors.
Is FinWise Bancorp's Gross Loan too high?
FinWise Bancorp's current Gross Loan is $663.5 Mil. Overall, FinWise Bancorp has a GF Score™ of 56/100 and is considered Significantly Undervalued, reflecting its overall financial health beyond just this single metric.
How does FinWise Bancorp's Gross Loan compare to UBAB and LARK?
FinWise Bancorp's Gross Loan of $663.5 Mil can be compared against companies in the Banks industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Gross Loan for a Banks company?
A good Gross Loan depends on the Banks industry context. However, Gross Loan should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Gross Loan mean?
A high Gross Loan can signal that a stock is expensive relative to its fundamentals. Gross Loan is the sum of all loans as well as leases before any provisions for loan losses or unearned discounts. View historical data on FinWise Bancorp and its competitors. FinWise Bancorp's current Gross Loan is $663.5 Mil. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is FinWise Bancorp stock overvalued right now?
Based on GuruFocus' analysis, FinWise Bancorp (FINW) is currently considered Significantly Undervalued. The stock's GF Value™ is $30.96, compared to a current price of $14.03 — trading 54.7% below its estimated fair value. The current Gross Loan is $663.5 Mil. FinWise Bancorp's overall GF Score™ is 56/100 with 2 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Gross Loan calculated?
Gross Loan is calculated from a company's financial statements. For FinWise Bancorp (FINW), the current Gross Loan is $663.5 Mil as of Jun. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is FinWise Bancorp (FINW) Overvalued in 2026?

Based on GuruFocus' analysis, FinWise Bancorp stock appears to be undervalued. The current stock price of $14.03 is trading 54.7% below its estimated GF Value™ of $30.96. GuruFocus considers FinWise Bancorp to be Significantly Undervalued.

Key valuation signals for FINW:

  • Gross Loan: $663.5 Mil
  • GF Value™: $30.96 vs. price of $14.03 (54.7% below fair value)
  • GF Score™: 56/100 with 2 warning signs

No single metric tells the full story. See the FINW stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.

FinWise Bancorp Business Description

Address 756 East Winchester, Suite 100, Murray, UT, USA, 84107
FinWise Bancorp is an independent bank that provides a full range of banking services to individual and commercial customers. The bank's primary source of revenue is from loans, including Small Business Administration, commercial, commercial real estate, residential real estate, and consumer. The Bank has also established Strategic Programs with various third-party loan origination platforms that use technology to streamline the origination of unsecured consumer and secured or unsecured business loans to borrowers within certain approved credit profiles.
56GF Score

Get the complete analysis for FINW

Gross Loan is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

$14.03
Price
$30.96
GF Value