FINW (FinWise Bancorp) Ending Cash Position: $96.9 Mil (As of Mar. 2026)

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FINW FinWise Bancorp FINW
57 GF Score
Price $13.41
GF Value $28.89
Valuation Significantly Undervalued
! 1 Warning Sign
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What is FinWise Bancorp Ending Cash Position?

FinWise Bancorp FINW -1.18% 57 Ending Cash Position is $96.9 Mil as of Mar. 2026. GuruFocus rates FINW with a GF Score™ of 57/100 and a GF Value™ of $28.89 (Significantly Undervalued). The stock has 1 warning sign investors should review.

FinWise Bancorp's Ending Cash Position for the quarter that ended in Mar. 2026 was $96.9 Mil.

FinWise Bancorp's quarterly Ending Cash Position increased from Sep. 2025 ($105.6 Mil) to Dec. 2025 ($163.4 Mil) but then declined from Dec. 2025 ($163.4 Mil) to Mar. 2026 ($96.9 Mil).

FinWise Bancorp's annual Ending Cash Position declined from Dec. 2023 ($117.0 Mil) to Dec. 2024 ($109.2 Mil) but then increased from Dec. 2024 ($109.2 Mil) to Dec. 2025 ($163.4 Mil).

FinWise Bancorp Ending Cash Position Related Terms

FinWise Bancorp Ending Cash Position Historical Data

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The historical data trend for FinWise Bancorp's Ending Cash Position can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

FinWise Bancorp Ending Cash Position Chart

FinWise Bancorp Annual Data
Trend Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Ending Cash Position
Get a 7-Day Free Trial 85.75 100.57 116.98 109.16 163.40

FinWise Bancorp Quarterly Data
Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
Ending Cash Position Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 120.27 90.10 105.63 163.40 96.95
FINW
57GF Score
FinWise Bancorp FINW
Ending Cash Position is just one metric. See GF Score™, valuation, warning signs, and more.
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FinWise Bancorp Ending Cash Position Calculation

Ending Cash Position is the cash and cash equivalents balance at the end of the accounting period, as indicated on the Cash Flow statement. It is equal to the Beginning Cash Position plus the Net Change in Cash.

FinWise Bancorp's Ending Cash Position for the fiscal year that ended in Dec. 2025 is calculated as

Ending Cash Position= Beginning Cash Position+Net Change in Cash
=109.162+54.238
=163.4

FinWise Bancorp's Ending Cash Position for the quarter that ended in Mar. 2026 is calculated as

Ending Cash Position=Beginning Cash Position+Net Change in Cash
=163.4+-66.453
=96.9

Frequently Asked Questions Learn more about Ending Cash Position →
What does a Ending Cash Position of $96.9 Mil mean?
FinWise Bancorp (FINW) has a Ending Cash Position of $96.9 Mil as of Mar. 2026. Ending Cash Position is the cash and cash equivalents balance at the end of the accounting period, as indicated on the Cash Flow statement. View historical data on FinWise Bancorp and its competitors.
Is FinWise Bancorp's Ending Cash Position too high?
FinWise Bancorp's current Ending Cash Position is $96.9 Mil. Overall, FinWise Bancorp has a GF Score™ of 57/100 and is considered Significantly Undervalued, reflecting its overall financial health beyond just this single metric.
How does FinWise Bancorp's Ending Cash Position compare to FOTB and PBNC?
FinWise Bancorp's Ending Cash Position of $96.9 Mil can be compared against companies in the Banks industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Ending Cash Position for a Banks company?
A good Ending Cash Position depends on the Banks industry context. However, Ending Cash Position should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Ending Cash Position mean?
A high Ending Cash Position can signal that a stock is expensive relative to its fundamentals. Ending Cash Position is the cash and cash equivalents balance at the end of the accounting period, as indicated on the Cash Flow statement. View historical data on FinWise Bancorp and its competitors. FinWise Bancorp's current Ending Cash Position is $96.9 Mil. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is FinWise Bancorp stock overvalued right now?
Based on GuruFocus' analysis, FinWise Bancorp (FINW) is currently considered Significantly Undervalued. The stock's GF Value™ is $28.89, compared to a current price of $13.41 — trading 53.6% below its estimated fair value. The current Ending Cash Position is $96.9 Mil. FinWise Bancorp's overall GF Score™ is 57/100 with 1 warning sign to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Ending Cash Position calculated?
Ending Cash Position is calculated from a company's financial statements. For FinWise Bancorp (FINW), the current Ending Cash Position is $96.9 Mil as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is FinWise Bancorp (FINW) Overvalued in 2026?

Based on GuruFocus' analysis, FinWise Bancorp stock appears to be undervalued. The current stock price of $13.41 is trading 53.6% below its estimated GF Value™ of $28.89. GuruFocus considers FinWise Bancorp to be Significantly Undervalued.

Key valuation signals for FINW:

  • Ending Cash Position: $96.9 Mil
  • GF Value™: $28.89 vs. price of $13.41 (53.6% below fair value)
  • GF Score™: 57/100 with 1 warning sign

No single metric tells the full story. See the FINW stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.

FinWise Bancorp Business Description

Address 756 East Winchester, Suite 100, Murray, UT, USA, 84107
FinWise Bancorp is an independent bank that provides a full range of banking services to individual and commercial customers. The bank's primary source of revenue is from loans, including Small Business Administration, commercial, commercial real estate, residential real estate, and consumer. The Bank has also established Strategic Programs with various third-party loan origination platforms that use technology to streamline the origination of unsecured consumer and secured or unsecured business loans to borrowers within certain approved credit profiles.
57GF Score

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Ending Cash Position is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

$13.41
Price
$28.89
GF Value