FINW (FinWise Bancorp) YoY EPS Growth: -46.90% (As of Jun. 2026)

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FINW FinWise Bancorp FINW
56 GF Score
Price $12.82
GF Value $31.42
Valuation Significantly Undervalued
! 2 Warning Signs
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What is FinWise Bancorp YoY EPS Growth?

FinWise Bancorp FINW -1.61% 56 YoY EPS Growth is -46.90% as of Jun. 2026. GuruFocus rates FINW with a GF Score™ of 56/100 and a GF Value™ of $31.42 (Significantly Undervalued). The stock has 2 warning signs investors should review.

YoY EPS Growth is the percentage change of Earnings per Share (Diluted) over the past twelve months. FinWise Bancorp's YoY EPS Growth for the quarter that ended in Jun. 2026 was -46.90%.

FinWise Bancorp's Earnings per Share (Diluted) for the three months ended in Jun. 2026 was $0.16.

FinWise Bancorp YoY EPS Growth Historical Data

* Premium members only.

The historical data trend for FinWise Bancorp's YoY EPS Growth can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

FinWise Bancorp YoY EPS Growth Chart

FinWise Bancorp Annual Data
Trend Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
YoY EPS Growth
Get a 7-Day Free Trial 286.77 -42.98 -28.71 -29.81 21.47

FinWise Bancorp Quarterly Data
Jun21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26 Jun26
YoY EPS Growth Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 23.11 36.84 30.92 -12.61 -46.90
FINW
56GF Score
FinWise Bancorp FINW
YoY EPS Growth is just one metric. See GF Score™, valuation, warning signs, and more.
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FinWise Bancorp YoY EPS Growth Calculation

YoY EPS Growth is the percentage change of Earnings per Share (Diluted) over the past twelve months.

FinWise Bancorp's YoY EPS Growth for the fiscal year that ended in Dec. 2025 is calculated as:

YoY EPS Growth (A: Dec. 2025 )
=(Earnings per Share (Diluted) (A: Dec. 2025 )-Earnings per Share (Diluted) (A: Dec. 2024 ))/ | Earnings per Share (Diluted) (A: Dec. 2024 ) |
=(1.1342-0.9337)/ | 0.9337 |
=21.47 %

FinWise Bancorp's YoY EPS Growth for the quarter that ended in Jun. 2026 is calculated as:

YoY EPS Growth (Q: Jun. 2026 )
=(Earnings per Share (Diluted) (Q: Jun. 2026 )-Earnings per Share (Diluted) (Q: Jun. 2025 )) / | Earnings per Share (Diluted) (Q: Jun. 2025 )) |
=(0.155-0.2919)/ | 0.2919 |
=-46.90 %

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Frequently Asked Questions Learn more about YoY EPS Growth →
What does a YoY EPS Growth of -46.90% mean?
FinWise Bancorp (FINW) has a YoY EPS Growth of -46.90% as of Jun. 2026. YoY EPS Growth is the percentage change of EPS over the past 12-month. View historical data for FinWise Bancorp and its competitors.
Is FinWise Bancorp's YoY EPS Growth too high?
FinWise Bancorp's current YoY EPS Growth is -46.90%. Overall, FinWise Bancorp has a GF Score™ of 56/100 and is considered Significantly Undervalued, reflecting its overall financial health beyond just this single metric.
How does FinWise Bancorp's YoY EPS Growth compare to SBKO and CSBB?
FinWise Bancorp's YoY EPS Growth of -46.90% can be compared against companies in the Banks industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good YoY EPS Growth for a Banks company?
A good YoY EPS Growth depends on the Banks industry context. However, YoY EPS Growth should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high YoY EPS Growth mean?
A high YoY EPS Growth can signal that a stock is expensive relative to its fundamentals. YoY EPS Growth is the percentage change of EPS over the past 12-month. View historical data for FinWise Bancorp and its competitors. FinWise Bancorp's current YoY EPS Growth is -46.90%. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is FinWise Bancorp stock overvalued right now?
Based on GuruFocus' analysis, FinWise Bancorp (FINW) is currently considered Significantly Undervalued. The stock's GF Value™ is $31.42, compared to a current price of $12.82 — trading 59.2% below its estimated fair value. The current YoY EPS Growth is -46.90%. FinWise Bancorp's overall GF Score™ is 56/100 with 2 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is YoY EPS Growth calculated?
YoY EPS Growth is calculated from a company's financial statements. For FinWise Bancorp (FINW), the current YoY EPS Growth is -46.90% as of Jun. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is FinWise Bancorp (FINW) Overvalued in 2026?

Based on GuruFocus' analysis, FinWise Bancorp stock appears to be undervalued. The current stock price of $12.82 is trading 59.2% below its estimated GF Value™ of $31.42. GuruFocus considers FinWise Bancorp to be Significantly Undervalued.

Key valuation signals for FINW:

  • YoY EPS Growth: -46.90%
  • GF Value™: $31.42 vs. price of $12.82 (59.2% below fair value)
  • GF Score™: 56/100 with 2 warning signs

No single metric tells the full story. See the FINW stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.

FinWise Bancorp Business Description

Address 756 East Winchester, Suite 100, Murray, UT, USA, 84107
FinWise Bancorp is an independent bank that provides a full range of banking services to individual and commercial customers. The bank's primary source of revenue is from loans, including Small Business Administration, commercial, commercial real estate, residential real estate, and consumer. The Bank has also established Strategic Programs with various third-party loan origination platforms that use technology to streamline the origination of unsecured consumer and secured or unsecured business loans to borrowers within certain approved credit profiles.
56GF Score

Get the complete analysis for FINW

YoY EPS Growth is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

$12.82
Price
$31.42
GF Value