FINW (FinWise Bancorp) Shares Outstanding (EOP): 13.7 Mil (As of Mar. 2026)


FINW FinWise Bancorp FINW
64 GF Score
Price $15.09
GF Value $27.98
Valuation Significantly Undervalued
! 1 Warning Sign
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What is FinWise Bancorp Shares Outstanding (EOP)?

FinWise Bancorp FINW +6.34% 64 Shares Outstanding (EOP) is 13.7 Mil as of Mar. 2026. GuruFocus rates FINW with a GF Score™ of 64/100 and a GF Value™ of $27.98 (Significantly Undervalued). The stock has 1 warning sign investors should review.

Shares outstanding are shares that have been authorized, issued, and purchased by investors and are held by them. FinWise Bancorp's shares outstanding for the quarter that ended in Mar. 2026 was 13.7 Mil.

FinWise Bancorp's quarterly shares outstanding increased from Dec. 2025 (13.7 Mil) to Mar. 2026 (13.7 Mil). It means FinWise Bancorp issued new shares from Dec. 2025 to Mar. 2026 .

FinWise Bancorp's annual shares outstanding increased from Dec. 2024 (13.2 Mil) to Dec. 2025 (13.7 Mil). It means FinWise Bancorp issued new shares from Dec. 2024 to Dec. 2025 .


FinWise Bancorp  (NAS:FINW) Shares Outstanding (EOP) Explanation

A company may buy back shares or issue shares in any fiscal period. If a company buys back shares, we should observe that the total number of shares decline. If the company issues new shares, the number of shares outstanding increases.

Usually the presence of treasury shares and a history of buyback are good indicators that company has competitive advantage. But studies have shown that companies usually buy back at wrong time. Buying back shares below its intrinsic value increases value for remaining shareholders. Buying back overvalued shares destroys value for existing shareholders.


Be Aware

Warren Buffett looks for consistency and upward long term trend. Because of share repurchase it is possible for net earnings trend to differ from EPS trend. He preferred net income over EPS. The companies with durable competitive advantage companies report higher % net earnings to total revenues.

Important: If a company is showing net earnings history greater than 20% on total revenues, it is probably benefiting from a long term competitive advantage.

If net earnings is less than 10%, likely to be in a highly competitive business.


FinWise Bancorp Shares Outstanding (EOP) Related Terms


FinWise Bancorp Shares Outstanding (EOP) Historical Data

* Premium members only.

The historical data trend for FinWise Bancorp's Shares Outstanding (EOP) can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

FinWise Bancorp Shares Outstanding (EOP) Chart

FinWise Bancorp Annual Data
Trend Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Shares Outstanding (EOP)
Get a 7-Day Free Trial 12.77 12.83 12.49 13.21 13.66

FinWise Bancorp Quarterly Data
Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
Shares Outstanding (EOP) Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 13.22 13.47 13.57 13.66 13.71

FINW vs CZWI, SABK, CMTV: Shares Outstanding (EOP) Comparison

For the Banks - Regional subindustry, FinWise Bancorp's Shares Outstanding (EOP), along with its competitors' market caps and Shares Outstanding (EOP) data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


FinWise Bancorp Shares Outstanding (EOP) vs Banks Industry

For the Banks industry and Financial Services sector, FinWise Bancorp's Shares Outstanding (EOP) distribution charts can be found below:

* The bar in red indicates where FinWise Bancorp's Shares Outstanding (EOP) falls into.


FINW
64GF Score
FinWise Bancorp FINW
Shares Outstanding (EOP) is just one metric. See GF Score™, valuation, warning signs, and more.
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FinWise Bancorp Shares Outstanding (EOP) Calculation

Shares outstanding are shares that have been authorized, issued, and purchased by investors and are held by them. They have voting rights and represent ownership in the corporation by the person that holds the shares. They should be distinguished from treasury shares, which are shares held by the corporation itself, having no exercisable rights.

Shares outstanding can be calculated as either basic or fully diluted. The fully diluted shares outstanding count includes diluting securities, such as options, warrants or convertibles.

Please note: GuruFocus named Shares Outstanding (EOP) is the shares for that end of period. It is usually used to calculate balance sheet related items, such as Book Value per Share, etc. While Shares Outstanding (Diluted Average) and Shares Outstanding (Basic Average) are the weighted average shares over a period of time (a year, a quarter, or so). They are usually used to calculate income statement or cashflow statement related items, such as Earnings per Share (Diluted), etc.

What does a Shares Outstanding (EOP) of 13.7 Mil mean?
FinWise Bancorp (FINW) has a Shares Outstanding (EOP) of 13.7 Mil as of Mar. 2026. The total shares a company has outstanding, at period-end. View historical data on FinWise Bancorp and its competitors.
Is FinWise Bancorp's Shares Outstanding (EOP) too high?
FinWise Bancorp's current Shares Outstanding (EOP) is 13.7 Mil. Overall, FinWise Bancorp has a GF Score™ of 64/100 and is considered Significantly Undervalued, reflecting its overall financial health beyond just this single metric.
How does FinWise Bancorp's Shares Outstanding (EOP) compare to CZWI and SABK?
FinWise Bancorp's Shares Outstanding (EOP) of 13.7 Mil can be compared against companies in the Banks industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Shares Outstanding (EOP) for a Banks company?
A good Shares Outstanding (EOP) depends on the Banks industry context. However, Shares Outstanding (EOP) should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Shares Outstanding (EOP) mean?
A high Shares Outstanding (EOP) can signal that a stock is expensive relative to its fundamentals. The total shares a company has outstanding, at period-end. View historical data on FinWise Bancorp and its competitors. FinWise Bancorp's current Shares Outstanding (EOP) is 13.7 Mil. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is FinWise Bancorp stock overvalued right now?
Based on GuruFocus' analysis, FinWise Bancorp (FINW) is currently considered Significantly Undervalued. The stock's GF Value™ is $27.98, compared to a current price of $15.09 — trading 46.1% below its estimated fair value. The current Shares Outstanding (EOP) is 13.7 Mil. FinWise Bancorp's overall GF Score™ is 64/100 with 1 warning sign to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Shares Outstanding (EOP) calculated?
Shares Outstanding (EOP) is calculated from a company's financial statements. For FinWise Bancorp (FINW), the current Shares Outstanding (EOP) is 13.7 Mil as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is FinWise Bancorp (FINW) Overvalued in 2026?

Based on GuruFocus' analysis, FinWise Bancorp stock appears to be undervalued. The current stock price of $15.09 is trading 46.1% below its estimated GF Value™ of $27.98. GuruFocus considers FinWise Bancorp to be Significantly Undervalued.

Key valuation signals for FINW:

  • Shares Outstanding (EOP): 13.7 Mil
  • GF Value™: $27.98 vs. price of $15.09 (46.1% below fair value)
  • GF Score™: 64/100 with 1 warning sign

No single metric tells the full story. See the FINW stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


FinWise Bancorp Business Description

Address 756 East Winchester, Suite 100, Murray, UT, USA, 84107
FinWise Bancorp is an independent bank that provides a full range of banking services to individual and commercial customers. The bank's primary source of revenue is from loans, including Small Business Administration, commercial, commercial real estate, residential real estate, and consumer. The Bank has also established Strategic Programs with various third-party loan origination platforms that use technology to streamline the origination of unsecured consumer and secured or unsecured business loans to borrowers within certain approved credit profiles.
64GF Score

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Shares Outstanding (EOP) is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

$15.09
Price
$27.98
GF Value