FinWise BancorpFINW +6.34%64 PEG Ratio is 0.55 as of Jun. 28, 2026, which is 2% below its 10-year median of 0.56. GuruFocus rates FINW with a GF Score™ of 64/100 and a GF Value™ of $27.98 (Significantly Undervalued). The stock has 1 warning sign investors should review. Among 1,231 Banks companies, FinWise Bancorp ranks better than 85.13% on this metric.
PE Ratio without NRI / 5-Year Book Value Growth Rate*
* The 5-Year Book Value Growth Rate is the 5-year average Book Value per share growth rate. While the denominator is a percentage, we use the whole number as opposed to the decimal form for the calculation. For example, 5% would be shown as 5 as opposed to 0.05. If it's smaller than or equal to 0, then the PEG Ratio is not calculated.
The historical rank and industry rank for FinWise Bancorp's PEG Ratio or its related term are showing as below:
FINW'
s PEG Ratio Range Over the Past 10 Years
Min: 0.44 Med: 0.56 Max: 0.65
Current: 0.55
During the past 7 years, FinWise Bancorp's highest PEG Ratio was 0.65. The lowest was 0.44. And the median was 0.56.
FINW's PEG Ratio is ranked better than 85.13% of 1231
companies
in the Banks industry
Industry Median: 1.52
vs FINW: 0.55
Peter Lynch thinks a company with a P/E ratio equal to its growth rate is fairly valued.
FinWise Bancorp (NAS:FINW) PEG Ratio Explanation
To compare stocks with different growth rates, Peter Lynch invented a ratio called PEG Ratio. PEG Ratio is defined as the P/E ratio divided by the growth ratio. He thinks a company with a P/E ratio equal to its growth rate is fairly valued. Still he said he would rather buy a company growing 20% a year with a P/E of 20, instead of a company growing 10% a year with a P/E of 10.
FinWise Bancorp PEG Ratio Related Terms
FinWise Bancorp PEG Ratio Historical Data
* Premium members only.
The historical data trend for FinWise Bancorp's PEG Ratio can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
For the Banks - Regional subindustry, FinWise Bancorp's PEG Ratio, along with its competitors' market caps and PEG Ratio data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
FinWise Bancorp PEG Ratio vs Banks Industry
For the Banks industry and Financial Services sector, FinWise Bancorp's PEG Ratio distribution charts can be found below:
* The bar in red indicates where FinWise Bancorp's PEG Ratio falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
* Note: The 5-Year Book Value Growth Rate is the 5-year average Book Value per share growth rate. While the denominator is a percentage, we use the whole number as opposed to the decimal form for the calculation. For example, 5% would be shown as 5 as opposed to 0.05. If it's smaller than or equal to 0, then the PEG Ratio is not calculated.
FinWise Bancorp (FINW) has a PEG Ratio of 0.55 as of Jun. 28, 2026. Price-earnings to growth ratio is the ratio of price-earnings to a company's earnings growth rate. View historical data on FinWise Bancorp and its competitors. This is near median its historical median of 0.56. Over the past decade, FinWise Bancorp's PEG Ratio has ranged from 0.44 to 0.65. According to the industry distribution chart, FinWise Bancorp ranks #183 out of 1231 companies in the Banks industry, placing it in the top 14.9%.
Is FinWise Bancorp's PEG Ratio too high?
FinWise Bancorp's current PEG Ratio of 0.55 is near median its 10-year median of 0.56. Over the past 10 years, this metric has ranged from a low of 0.44 to a high of 0.65. The Banks industry median PEG Ratio is 1.52. FinWise Bancorp's value of 0.55 is 63.8% below this industry median. Based on the distribution chart, FinWise Bancorp ranks #183 out of 1231 companies in the Banks industry, which is in the top quartile — a strong position relative to peers. Overall, FinWise Bancorp has a GF Score™ of 64/100 and is considered Significantly Undervalued, reflecting its overall financial health beyond just this single metric.
How does FinWise Bancorp's PEG Ratio compare to CZWI and SABK?
According to the Banks industry distribution chart, FinWise Bancorp ranks #183 out of 1231 companies for PEG Ratio. This places FinWise Bancorp in the top 15% of its industry — outperforming the majority of peers. The industry median PEG Ratio is 1.52. FinWise Bancorp's value of 0.55 is 63.8% below this benchmark. Historically, FinWise Bancorp's own PEG Ratio has ranged from 0.44 to 0.65 over the past decade. While the company's 10-year median is 0.56 vs. the industry median of 1.52, FinWise Bancorp has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good PEG Ratio for a Banks company?
The median PEG Ratio among Banks companies is 1.52, based on 1,231 companies in the industry. Companies in the top quartile (top 25%) have a PEG Ratio significantly above this median, while those in the bottom quartile fall well below. However, PEG Ratio should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. FinWise Bancorp's current PEG Ratio of 0.55 is 63.8% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high PEG Ratio mean?
A high PEG Ratio can signal that a stock is expensive relative to its fundamentals. Price-earnings to growth ratio is the ratio of price-earnings to a company's earnings growth rate. View historical data on FinWise Bancorp and its competitors. For the Banks industry, the median PEG Ratio is 1.52 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. FinWise Bancorp's current PEG Ratio is 0.55, which is near median its own 10-year median of 0.56. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is FinWise Bancorp stock overvalued right now?
Based on GuruFocus' analysis, FinWise Bancorp (FINW) is currently considered Significantly Undervalued. The stock's GF Value™ is $27.98, compared to a current price of $15.09 — trading 46.1% below its estimated fair value. The current PEG Ratio is 0.55, which is near median its 10-year median of 0.56 and 63.8% below the Banks industry median of 1.52. FinWise Bancorp's overall GF Score™ is 64/100 with 1 warning sign to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is PEG Ratio calculated?
PEG Ratio is calculated from a company's financial statements. For FinWise Bancorp (FINW), the current PEG Ratio is 0.55 as of Jun. 28, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is FinWise Bancorp (FINW) Overvalued in 2026?
Based on GuruFocus' analysis, FinWise Bancorp stock appears to be undervalued.
The current stock price of $15.09 is trading 46.1% below its estimated GF Value™ of $27.98.
GuruFocus considers FinWise Bancorp to be Significantly Undervalued.
Key valuation signals for FINW:
PEG Ratio: 0.55 (near median its 10-year median of 0.56)
GF Value™: $27.98 vs. price of $15.09 (46.1% below fair value)
Industry Position: 63.8% below the Banks median (#183 of 1231)
No single metric tells the full story. See the FINW stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
FinWise Bancorp is an independent bank that provides a full range of banking services to individual and commercial customers. The bank's primary source of revenue is from loans, including Small Business Administration, commercial, commercial real estate, residential real estate, and consumer. The Bank has also established Strategic Programs with various third-party loan origination platforms that use technology to streamline the origination of unsecured consumer and secured or unsecured business loans to borrowers within certain approved credit profiles.
64GF Score
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