FINW (FinWise Bancorp) ROE % Adjusted to Book Value: 5.05% (As of Mar. 2026)


FINW FinWise Bancorp FINW
64 GF Score
Price $15.09
GF Value $27.98
Valuation Significantly Undervalued
! 1 Warning Sign
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What is FinWise Bancorp ROE % Adjusted to Book Value?

FinWise Bancorp FINW +6.34% 64 ROE % Adjusted to Book Value is 5.05% as of Mar. 2026. GuruFocus rates FINW with a GF Score™ of 64/100 and a GF Value™ of $27.98 (Significantly Undervalued). The stock has 1 warning sign investors should review.

FinWise Bancorp's ROE % for the quarter that ended in Mar. 2026 was 5.61%. FinWise Bancorp's PB Ratio for the quarter that ended in Mar. 2026 was 1.11. FinWise Bancorp's ROE % Adjusted to Book Value for the quarter that ended in Mar. 2026 was 5.05%.


FinWise Bancorp ROE % Adjusted to Book Value Related Terms


FinWise Bancorp ROE % Adjusted to Book Value Historical Data

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The historical data trend for FinWise Bancorp's ROE % Adjusted to Book Value can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

FinWise Bancorp ROE % Adjusted to Book Value Chart

FinWise Bancorp Annual Data
Trend Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
ROE % Adjusted to Book Value
Get a 7-Day Free Trial 25.59 23.09 10.28 6.35 6.91

FinWise Bancorp Quarterly Data
Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
ROE % Adjusted to Book Value Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 5.59 8.22 7.56 6.47 5.05

FINW vs CZWI, SABK, CMTV: ROE % Adjusted to Book Value Comparison

For the Banks - Regional subindustry, FinWise Bancorp's ROE % Adjusted to Book Value, along with its competitors' market caps and ROE % Adjusted to Book Value data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


FinWise Bancorp ROE % Adjusted to Book Value vs Banks Industry

For the Banks industry and Financial Services sector, FinWise Bancorp's ROE % Adjusted to Book Value distribution charts can be found below:

* The bar in red indicates where FinWise Bancorp's ROE % Adjusted to Book Value falls into.


FINW
64GF Score
FinWise Bancorp FINW
ROE % Adjusted to Book Value is just one metric. See GF Score™, valuation, warning signs, and more.
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FinWise Bancorp ROE % Adjusted to Book Value Calculation

FinWise Bancorp's ROE % Adjusted to Book Value for the fiscal year that ended in Dec. 2025 is calculated as

ROE % Adjusted to Book Value=ROE % / PB Ratio
=8.77% / 1.27
=6.91%

FinWise Bancorp's ROE % Adjusted to Book Value for the quarter that ended in Mar. 2026 is calculated as

ROE % Adjusted to Book Value=ROE % / PB Ratio
=5.61% / 1.11
=5.05%

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

What does a ROE % Adjusted to Book Value of 5.05% mean?
FinWise Bancorp (FINW) has a ROE % Adjusted to Book Value of 5.05% as of Mar. 2026. Return on equity adjusted to book is the ratio of return on equity to price-book ratio. View historical data on FinWise Bancorp and its competitors.
Is FinWise Bancorp's ROE % Adjusted to Book Value too high?
FinWise Bancorp's current ROE % Adjusted to Book Value is 5.05%. Overall, FinWise Bancorp has a GF Score™ of 64/100 and is considered Significantly Undervalued, reflecting its overall financial health beyond just this single metric.
How does FinWise Bancorp's ROE % Adjusted to Book Value compare to CZWI and SABK?
FinWise Bancorp's ROE % Adjusted to Book Value of 5.05% can be compared against companies in the Banks industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good ROE % Adjusted to Book Value for a Banks company?
A good ROE % Adjusted to Book Value depends on the Banks industry context. However, ROE % Adjusted to Book Value should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high ROE % Adjusted to Book Value mean?
A high ROE % Adjusted to Book Value can signal that a stock is expensive relative to its fundamentals. Return on equity adjusted to book is the ratio of return on equity to price-book ratio. View historical data on FinWise Bancorp and its competitors. FinWise Bancorp's current ROE % Adjusted to Book Value is 5.05%. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is FinWise Bancorp stock overvalued right now?
Based on GuruFocus' analysis, FinWise Bancorp (FINW) is currently considered Significantly Undervalued. The stock's GF Value™ is $27.98, compared to a current price of $15.09 — trading 46.1% below its estimated fair value. The current ROE % Adjusted to Book Value is 5.05%. FinWise Bancorp's overall GF Score™ is 64/100 with 1 warning sign to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is ROE % Adjusted to Book Value calculated?
ROE % Adjusted to Book Value is calculated from a company's financial statements. For FinWise Bancorp (FINW), the current ROE % Adjusted to Book Value is 5.05% as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is FinWise Bancorp (FINW) Overvalued in 2026?

Based on GuruFocus' analysis, FinWise Bancorp stock appears to be undervalued. The current stock price of $15.09 is trading 46.1% below its estimated GF Value™ of $27.98. GuruFocus considers FinWise Bancorp to be Significantly Undervalued.

Key valuation signals for FINW:

  • ROE % Adjusted to Book Value: 5.05%
  • GF Value™: $27.98 vs. price of $15.09 (46.1% below fair value)
  • GF Score™: 64/100 with 1 warning sign

No single metric tells the full story. See the FINW stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


FinWise Bancorp Business Description

Address 756 East Winchester, Suite 100, Murray, UT, USA, 84107
FinWise Bancorp is an independent bank that provides a full range of banking services to individual and commercial customers. The bank's primary source of revenue is from loans, including Small Business Administration, commercial, commercial real estate, residential real estate, and consumer. The Bank has also established Strategic Programs with various third-party loan origination platforms that use technology to streamline the origination of unsecured consumer and secured or unsecured business loans to borrowers within certain approved credit profiles.
64GF Score

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ROE % Adjusted to Book Value is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

$15.09
Price
$27.98
GF Value