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XNEP:SWBBL'
s Equity-to-Asset Range Over the Past 10 Years
Min: 0.11 Med: 0.14 Max: 0.16
Current: 0.15
During the past 13 years, the highest Equity to Asset Ratio of Swabalamban Laghubitta Bittiyanstha was 0.16. The lowest was 0.11. And the median was 0.14.
XNEP:SWBBL's Equity-to-Asset is ranked better than 86.63% of 1518
companies
in the Banks industry
Industry Median: 0.1
vs XNEP:SWBBL: 0.15
Equity to Asset ratio can vary greatly across different industries, as they have different capital structure. A company with smaller Equity to Asset ratio (more leveraged) may have higher ROE % because of the leverage.
For banks, the required minimum Equity to Asset ratio by regulation is 5%. Some stronger banks may have Equity to Asset Ratio of more than 10%.
Swabalamban Laghubitta Bittiyanstha Equity-to-Asset Related Terms
Swabalamban Laghubitta Bittiyanstha Equity-to-Asset Historical Data
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
For the Banks - Regional subindustry, Swabalamban Laghubitta Bittiyanstha's Equity-to-Asset, along with its competitors' market caps and Equity-to-Asset data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Swabalamban Laghubitta Bittiyanstha Equity-to-Asset vs Banks Industry
For the Banks industry and Financial Services sector, Swabalamban Laghubitta Bittiyanstha's Equity-to-Asset distribution charts can be found below:
* The bar in red indicates where Swabalamban Laghubitta Bittiyanstha's Equity-to-Asset falls into.
Equity to Asset ratio measures the ratios of the portion of the asset owned by shareholders out of the total asset. It indicates the leverage of the company, and the amount of debt the company uses in its operation.
Equity to Asset ratio is calculated by dividing total stockholders equity by total asset.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Swabalamban Laghubitta Bittiyanstha (XNEP:SWBBL) has a Equity-to-Asset of 0.15 as of Jul. 2026. Equity-to-asset ratio equals total company equity divided by total assets. It measures financial leverage. View historical data on Swabalamban Laghubitta Bittiyanstha and its competitors. This is near median its historical median of 0.14. Over the past decade, Swabalamban Laghubitta Bittiyanstha's Equity-to-Asset has ranged from 0.11 to 0.16. According to the industry distribution chart, Swabalamban Laghubitta Bittiyanstha ranks #203 out of 1518 companies in the Banks industry, placing it in the top 13.4%.
Is Swabalamban Laghubitta Bittiyanstha's Equity-to-Asset too high?
Swabalamban Laghubitta Bittiyanstha's current Equity-to-Asset of 0.15 is near median its 10-year median of 0.14. Over the past 10 years, this metric has ranged from a low of 0.11 to a high of 0.16. The Banks industry median Equity-to-Asset is 0.10. Swabalamban Laghubitta Bittiyanstha's value of 0.15 is 50% above this industry median. Based on the distribution chart, Swabalamban Laghubitta Bittiyanstha ranks #203 out of 1518 companies in the Banks industry, which is in the top quartile — a strong position relative to peers. Overall, Swabalamban Laghubitta Bittiyanstha has a GF Score™ of 87/100 and is considered Modestly Undervalued, reflecting its overall financial health beyond just this single metric.
How does Swabalamban Laghubitta Bittiyanstha's Equity-to-Asset compare to competitors?
According to the Banks industry distribution chart, Swabalamban Laghubitta Bittiyanstha ranks #203 out of 1518 companies for Equity-to-Asset. This places Swabalamban Laghubitta Bittiyanstha in the top 13% of its industry — outperforming the majority of peers. The industry median Equity-to-Asset is 0.10. Swabalamban Laghubitta Bittiyanstha's value of 0.15 is 50% above this benchmark. Historically, Swabalamban Laghubitta Bittiyanstha's own Equity-to-Asset has ranged from 0.11 to 0.16 over the past decade. While the company's 10-year median is 0.14 vs. the industry median of 0.10, Swabalamban Laghubitta Bittiyanstha has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Equity-to-Asset for a Banks company?
The median Equity-to-Asset among Banks companies is 0.10, based on 1,518 companies in the industry. Companies in the top quartile (top 25%) have a Equity-to-Asset significantly above this median, while those in the bottom quartile fall well below. However, Equity-to-Asset should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Swabalamban Laghubitta Bittiyanstha's current Equity-to-Asset of 0.15 is 50% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Equity-to-Asset mean?
A high Equity-to-Asset can signal that a stock is expensive relative to its fundamentals. Equity-to-asset ratio equals total company equity divided by total assets. It measures financial leverage. View historical data on Swabalamban Laghubitta Bittiyanstha and its competitors. For the Banks industry, the median Equity-to-Asset is 0.10 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Swabalamban Laghubitta Bittiyanstha's current Equity-to-Asset is 0.15, which is near median its own 10-year median of 0.14. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Swabalamban Laghubitta Bittiyanstha stock overvalued right now?
Based on GuruFocus' analysis, Swabalamban Laghubitta Bittiyanstha (XNEP:SWBBL) is currently considered Modestly Undervalued. The stock's GF Value™ is NPR774.42, compared to a current price of NPR684.60 — trading 11.6% below its estimated fair value. The current Equity-to-Asset is 0.15, which is near median its 10-year median of 0.14 and 50% above the Banks industry median of 0.10. Swabalamban Laghubitta Bittiyanstha's overall GF Score™ is 87/100 with 3 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Equity-to-Asset calculated?
Equity-to-Asset is calculated from a company's financial statements. For Swabalamban Laghubitta Bittiyanstha (XNEP:SWBBL), the current Equity-to-Asset is 0.15 as of Jul. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Swabalamban Laghubitta Bittiyanstha (XNEP:SWBBL) Overvalued in 2026?
Based on GuruFocus' analysis, Swabalamban Laghubitta Bittiyanstha stock appears to be undervalued.
The current stock price of NPR684.60 is trading 11.6% below its estimated GF Value™ of NPR774.42.
GuruFocus considers Swabalamban Laghubitta Bittiyanstha to be Modestly Undervalued.
Key valuation signals for XNEP:SWBBL:
Equity-to-Asset: 0.15 (near median its 10-year median of 0.14)
GF Value™: NPR774.42 vs. price of NPR684.60 (11.6% below fair value)
Industry Position: 50% above the Banks median (#203 of 1518)
No single metric tells the full story. See the XNEP:SWBBL stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Swabalamban Laghubitta Bittiya Sanstha Ltd is a microfinance development bank in Nepal that provides sustainable financial services, prominently microcredit and savings products. The company's offerings include loans, savings, Insurance Services, Interest Rates, and Credit Plus Activities. The primary objective of the company is to provide the disadvantaged section of the rural poor with easy access to credit. The company has identified seven segments: Koshi Province, Madesh Province, Bagmati Province, Gandaki Province, Lumbini Province, Karnali Province and Sudurpaschim Province. The majority of interest revenue is derived from the Madesh Province.
87GF Score
Get the complete analysis for XNEP:SWBBL
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