Swabalamban Laghubitta Bittiyanstha (XNEP:SWBBL) Earnings per Share (Diluted): NPR45.08 (TTM As of Jul. 2026)

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XNEP:SWBBL Swabalamban Laghubitta Bittiya Sanstha Ltd XNEP:SWBBL
91 GF Score
Price NPR677.00
GF Value NPR774.31
Valuation Modestly Undervalued
! 3 Warning Signs
View Full Analysis

What is Swabalamban Laghubitta Bittiyanstha Earnings per Share (Diluted)?

Swabalamban Laghubitta Bittiyanstha XNEP:SWBBL +1.04% 91 Earnings per Share (Diluted) is NPR45.08 as of Jul. 2026. GuruFocus rates XNEP:SWBBL with a GF Score™ of 91/100 and a GF Value™ of NPR774.31 (Modestly Undervalued). The stock has 3 warning signs investors should review. Among 1,407 Banks companies, Swabalamban Laghubitta Bittiyanstha ranks better than 80.24% on this metric.

Swabalamban Laghubitta Bittiyanstha's Earnings per Share (Diluted) for the three months ended in Jul. 2026 was NPR16.97. Earnings per Share (Diluted) for the trailing twelve months (TTM) ended in Jul. 2026 was NPR45.08.

Swabalamban Laghubitta Bittiyanstha's EPS (Basic) for the three months ended in Jul. 2026 was NPR16.97. Its EPS (Basic) for the trailing twelve months (TTM) ended in Jul. 2026 was NPR45.08.

Swabalamban Laghubitta Bittiyanstha's EPS without NRI for the three months ended in Jul. 2026 was NPR16.97. Its EPS without NRI for the trailing twelve months (TTM) ended in Jul. 2026 was NPR45.08.

During the past 12 months, Swabalamban Laghubitta Bittiyanstha's average EPS without NRIGrowth Rate was 36.60% per year. During the past 3 years, the average EPS without NRIGrowth Rate was 23.50% per year. During the past 5 years, the average EPS without NRI Growth Rate was 2.30% per year. During the past 10 years, the average EPS without NRI Growth Rate was 1.90% per year.

During the past 13 years, Swabalamban Laghubitta Bittiyanstha's highest 3-Year average EPS without NRI Growth Rate was 44.90% per year. The lowest was -15.60% per year. And the median was 6.10% per year.


Swabalamban Laghubitta Bittiyanstha  (XNEP:SWBBL) Earnings per Share (Diluted) Explanation

Earnings Per Share (EPS) is the single most important variable used by Wall Street in determining the earnings power of a company. But investors need to be aware that Earnings per Share can be easily manipulated by adjusting depreciation and amortization rate or non-recurring items. That's why GuruFocus lists EPS without NRI, which better reflects the company's underlying performance.


Be Aware

Compared with Earnings per share, a company's cash flow is better indicator of the company's earnings power.

If a company's earnings per share is less than cash flow per share over long term, investors need to be cautious and find out why.


Swabalamban Laghubitta Bittiyanstha Earnings per Share (Diluted) Related Terms


Swabalamban Laghubitta Bittiyanstha Earnings per Share (Diluted) Historical Data

* Premium members only.

The historical data trend for Swabalamban Laghubitta Bittiyanstha's Earnings per Share (Diluted) can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Swabalamban Laghubitta Bittiyanstha Earnings per Share (Diluted) Chart

Swabalamban Laghubitta Bittiyanstha Annual Data
Trend Jul17 Jul18 Jul19 Jul20 Jul21 Jul22 Jul23 Jul24 Jul25 Jul26
Earnings per Share (Diluted)
Get a 7-Day Free Trial Premium Member Only Premium Member Only 18.42 18.81 24.65 25.93 35.41

Swabalamban Laghubitta Bittiyanstha Quarterly Data
Oct21 Jan22 Apr22 Jul22 Oct22 Jan23 Apr23 Jul23 Oct23 Jan24 Apr24 Jul24 Oct24 Jan25 Apr25 Jul25 Oct25 Jan26 Apr26 Jul26
Earnings per Share (Diluted) Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 16.65 12.97 6.56 8.58 16.97

Swabalamban Laghubitta Bittiyanstha Earnings per Share (Diluted) Competitor Comparison

For the Banks - Regional subindustry, Swabalamban Laghubitta Bittiyanstha's PE Ratio, along with its competitors' market caps and PE Ratio data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Swabalamban Laghubitta Bittiyanstha PE Ratio vs Banks Industry

For the Banks industry and Financial Services sector, Swabalamban Laghubitta Bittiyanstha's PE Ratio distribution charts can be found below:

* The bar in red indicates where Swabalamban Laghubitta Bittiyanstha's PE Ratio falls into.


XNEP:SWBBL
91GF Score
Swabalamban Laghubitta Bittiya Sanstha Ltd XNEP:SWBBL
Earnings per Share (Diluted) is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

Swabalamban Laghubitta Bittiyanstha Earnings per Share (Diluted) Calculation

Earnings Per Share (EPS) is the amount of earnings per outstanding share of the company's stock. In calculating earnings per share, the dividends of preferred stocks need to subtracted from the total net income first.

Swabalamban Laghubitta Bittiyanstha's Earnings Per Share (Diluted) for the fiscal year that ended in Jul. 2026 is calculated as

Diluted Earnings Per Share (A: Jul. 2026 ) = (Net Income - Preferred Dividends) / Shares Outstanding (Diluted Average)
=(619.756-0)/17.502
=35.41

Swabalamban Laghubitta Bittiyanstha's Earnings Per Share (Diluted) for the quarter that ended in Jul. 2026 is calculated as

Diluted Earnings Per Share (Q: Jul. 2026 )=(Net Income - Preferred Dividends / Shares Outstanding (Diluted Average)
=(297.031-0)/17.502
=16.97

Earnings per Share (Diluted) for the trailing twelve months (TTM) ended in Jul. 2026 adds up the quarterly data reported by the company within the most recent 12 months, which was NPR45.08

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Companies also reported diluted shares in their financial reports. Diluted shares include the shares of convertibles or warrants outstanding.

What does a Earnings per Share (Diluted) of NPR45.08 mean?
Swabalamban Laghubitta Bittiyanstha (XNEP:SWBBL) has a Earnings per Share (Diluted) of NPR45.08 as of Jul. 2026. Diluted EPS equals net earnings divided by average shares outstanding, including dilutive securities. View historical data on Swabalamban Laghubitta Bittiyanstha and its competitors. According to the industry distribution chart, Swabalamban Laghubitta Bittiyanstha ranks #278 out of 1407 companies in the Banks industry, placing it in the top 19.8%.
Is Swabalamban Laghubitta Bittiyanstha's Earnings per Share (Diluted) too high?
Swabalamban Laghubitta Bittiyanstha's current Earnings per Share (Diluted) is NPR45.08. Based on the distribution chart, Swabalamban Laghubitta Bittiyanstha ranks #278 out of 1407 companies in the Banks industry, which is in the top quartile — a strong position relative to peers. Overall, Swabalamban Laghubitta Bittiyanstha has a GF Score™ of 91/100 and is considered Modestly Undervalued, reflecting its overall financial health beyond just this single metric.
How does Swabalamban Laghubitta Bittiyanstha's Earnings per Share (Diluted) compare to competitors?
According to the Banks industry distribution chart, Swabalamban Laghubitta Bittiyanstha ranks #278 out of 1407 companies for Earnings per Share (Diluted). This places Swabalamban Laghubitta Bittiyanstha in the top 20% of its industry — outperforming the majority of peers. The industry median Earnings per Share (Diluted) is 7.50. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Earnings per Share (Diluted) for a Banks company?
The median Earnings per Share (Diluted) among Banks companies is 7.50, based on 1,407 companies in the industry. Companies in the top quartile (top 25%) have a Earnings per Share (Diluted) significantly above this median, while those in the bottom quartile fall well below. However, Earnings per Share (Diluted) should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Earnings per Share (Diluted) mean?
A high Earnings per Share (Diluted) can signal that a stock is expensive relative to its fundamentals. Diluted EPS equals net earnings divided by average shares outstanding, including dilutive securities. View historical data on Swabalamban Laghubitta Bittiyanstha and its competitors. For the Banks industry, the median Earnings per Share (Diluted) is 7.50 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Swabalamban Laghubitta Bittiyanstha's current Earnings per Share (Diluted) is NPR45.08. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Swabalamban Laghubitta Bittiyanstha stock overvalued right now?
Based on GuruFocus' analysis, Swabalamban Laghubitta Bittiyanstha (XNEP:SWBBL) is currently considered Modestly Undervalued. The stock's GF Value™ is NPR774.31, compared to a current price of NPR677.00 — trading 12.6% below its estimated fair value. The current Earnings per Share (Diluted) is NPR45.08. Swabalamban Laghubitta Bittiyanstha's overall GF Score™ is 91/100 with 3 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Earnings per Share (Diluted) calculated?
Earnings per Share (Diluted) is calculated from a company's financial statements. For Swabalamban Laghubitta Bittiyanstha (XNEP:SWBBL), the current Earnings per Share (Diluted) is NPR45.08 as of Jul. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Swabalamban Laghubitta Bittiyanstha (XNEP:SWBBL) Overvalued in 2026?

Based on GuruFocus' analysis, Swabalamban Laghubitta Bittiyanstha stock appears to be undervalued. The current stock price of NPR677.00 is trading 12.6% below its estimated GF Value™ of NPR774.31. GuruFocus considers Swabalamban Laghubitta Bittiyanstha to be Modestly Undervalued.

Key valuation signals for XNEP:SWBBL:

  • Earnings per Share (Diluted): NPR45.08
  • GF Value™: NPR774.31 vs. price of NPR677.00 (12.6% below fair value)
  • GF Score™: 91/100 with 3 warning signs

No single metric tells the full story. See the XNEP:SWBBL stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Swabalamban Laghubitta Bittiyanstha Business Description

Address KamalPokhari street, Kathmandu, NPL, 44600
Swabalamban Laghubitta Bittiya Sanstha Ltd is a microfinance development bank in Nepal that provides sustainable financial services, prominently microcredit and savings products. The company's offerings include loans, savings, Insurance Services, Interest Rates, and Credit Plus Activities. The primary objective of the company is to provide the disadvantaged section of the rural poor with easy access to credit. The company has identified seven segments: Koshi Province, Madesh Province, Bagmati Province, Gandaki Province, Lumbini Province, Karnali Province and Sudurpaschim Province. The majority of interest revenue is derived from the Madesh Province.
91GF Score

Get the complete analysis for XNEP:SWBBL

Earnings per Share (Diluted) is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

NPR677.00
Price
NPR774.31
GF Value