Swabalamban Laghubitta Bittiyanstha (XNEP:SWBBL) E10: NPR31.33 (As of Apr. 2026)


XNEP:SWBBL Swabalamban Laghubitta Bittiya Sanstha Ltd XNEP:SWBBL
90 GF Score
Price NPR701.00
GF Value NPR777.98
Valuation Modestly Undervalued
! 1 Warning Sign
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What is Swabalamban Laghubitta Bittiyanstha E10?

Swabalamban Laghubitta Bittiyanstha XNEP:SWBBL -0.71% 90 E10 is NPR31.33 as of Apr. 2026. GuruFocus rates XNEP:SWBBL with a GF Score™ of 90/100 and a GF Value™ of NPR777.98 (Modestly Undervalued). The stock has 1 warning sign investors should review.

E10 is a concept invented by Prof. Robert Shiller, who uses E10 for his Shiller P/E calculation. E10 is the average of the inflation adjusted earnings of a company over the past 10 years.

Swabalamban Laghubitta Bittiyanstha's adjusted earnings per share data for the three months ended in Apr. 2026 was NPR8.577. Add all the adjusted EPS for the past 10 years together and divide 10 will get our e10, which is NPR31.33 for the trailing ten years ended in Apr. 2026.

During the past 12 months, Swabalamban Laghubitta Bittiyanstha's average E10 Growth Rate was 10.20% per year. Please click Growth Rate Calculation Example (GuruFocus) to see how GuruFocus calculates Wal-Mart Stores Inc (WMT)'s revenue growth rate. You can apply the same method to get the E10 growth rate using E10 data.

As of today (2026-06-29), Swabalamban Laghubitta Bittiyanstha's current stock price is NPR701.00. Swabalamban Laghubitta Bittiyanstha's E10 for the quarter that ended in Apr. 2026 was NPR31.33. Swabalamban Laghubitta Bittiyanstha's Shiller PE Ratio of today is 22.37.

During the past 13 years, the highest Shiller PE Ratio of Swabalamban Laghubitta Bittiyanstha was 35.67. The lowest was 18.43. And the median was 24.87.


Swabalamban Laghubitta Bittiyanstha  (XNEP:SWBBL) E10 Explanation

If a company grows much fast than inflation, E10 may underestimate the company's earnings power. Shiller PE Ratio can seem to be too high even the actual P/E is low.

For the Shiller P/E, the earnings of the past 10 years are inflation-adjusted and averaged. The result is used for P/E calculation. Since it looks at the average over the last 10 years, the Shiller P/E is also called PE10.

The Shiller P/E was first used by professor Robert Shiller to measure the valuation of the overall market. The same calculation is applied here to individual companies.

Swabalamban Laghubitta Bittiyanstha's Shiller P/E Ratio of today is calculated as

Shiller PE Ratio=Share Price/E10
=701.00/31.33
=22.37

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

During the past 13 years, the highest Shiller P/E Ratio of Swabalamban Laghubitta Bittiyanstha was 35.67. The lowest was 18.43. And the median was 24.87.


Be Aware

Shiller PE Ratio works better for cyclical companies. It gives you a better idea on the company's real earnings power.


Swabalamban Laghubitta Bittiyanstha E10 Related Terms


Swabalamban Laghubitta Bittiyanstha E10 Historical Data

* Premium members only.

The historical data trend for Swabalamban Laghubitta Bittiyanstha's E10 can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Swabalamban Laghubitta Bittiyanstha E10 Chart

Swabalamban Laghubitta Bittiyanstha Annual Data
Trend Jul16 Jul17 Jul18 Jul19 Jul20 Jul21 Jul22 Jul23 Jul24 Jul25
E10
Get a 7-Day Free Trial Premium Member Only Premium Member Only 0.00 0.00 28.51 28.53 29.62

Swabalamban Laghubitta Bittiyanstha Quarterly Data
Jul21 Oct21 Jan22 Apr22 Jul22 Oct22 Jan23 Apr23 Jul23 Oct23 Jan24 Apr24 Jul24 Oct24 Jan25 Apr25 Jul25 Oct25 Jan26 Apr26
E10 Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 28.44 29.62 30.38 30.32 31.33

Swabalamban Laghubitta Bittiyanstha E10 Competitor Comparison

For the Banks - Regional subindustry, Swabalamban Laghubitta Bittiyanstha's Shiller PE Ratio, along with its competitors' market caps and Shiller PE Ratio data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Swabalamban Laghubitta Bittiyanstha Shiller PE Ratio vs Banks Industry

For the Banks industry and Financial Services sector, Swabalamban Laghubitta Bittiyanstha's Shiller PE Ratio distribution charts can be found below:

* The bar in red indicates where Swabalamban Laghubitta Bittiyanstha's Shiller PE Ratio falls into.


XNEP:SWBBL
90GF Score
Swabalamban Laghubitta Bittiya Sanstha Ltd XNEP:SWBBL
E10 is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

Swabalamban Laghubitta Bittiyanstha E10 Calculation

E10 is a concept invented by Prof. Robert Shiller, who uses E10 for his Shiller P/E calculation. When we calculate the today's Shiller P/E ratio of a stock, we use today's price divided by E10.

What is E10? How do we calculate E10?

E10 is the average of the inflation adjusted earnings of a company over the past 10 years. Let's use an example to explain.

If we want to calculate the E10 of Wal-Mart (WMT) for Dec. 31, 2010, we need to have the inflation data and the earnings from 2001 through 2010.

We adjusted the earnings of 2001 earnings data with the total inflation from 2001 through 2010 to the equivalent earnings in 2010. If the total inflation from 2001 to 2010 is 40%, and Wal-Mart earned $1 a share in 2001, then the 2001's equivalent earnings in 2010 is $1.4 a share. If Wal-Mart earns $1 again in 2002, and the total inflation from 2002 through 2010 is 35%, then the equivalent 2002 earnings in 2010 is $1.35. So on and so forth, you get the equivalent earnings of past 10 years. Then you add them together and divided the sum by 10 to get E10.

Please note that we use the CPI data of the country/region where the company is headquartered. If the CPI data for that country/region is not available, then we will use the CPI data of the United States as default.

For example, Swabalamban Laghubitta Bittiyanstha's adjusted earnings per share data for the three months ended in Apr. 2026 was:

Adj_EPS= Earnings per Share (Diluted) /CPI of Apr. 2026 (Change)*Current CPI (Apr. 2026)
=8.577/333.0200*333.0200
=8.577

Current CPI (Apr. 2026) = 333.0200.

Swabalamban Laghubitta Bittiyanstha Quarterly Data

per share eps CPI Adj_EPS
201604 5.670 239.261 7.892
201607 9.491 240.628 13.135
201610 5.394 241.729 7.431
201704 0.000 244.524 0.000
201707 4.527 244.786 6.159
201710 5.930 246.663 8.006
201801 6.579 247.867 8.839
201804 5.589 250.546 7.429
201807 6.120 252.006 8.087
201810 4.895 252.885 6.446
201901 4.931 251.712 6.524
201904 6.490 255.548 8.458
201907 7.922 256.571 10.282
201910 6.974 257.346 9.025
202001 8.140 257.971 10.508
202004 2.188 256.389 2.842
202007 0.935 259.101 1.202
202010 7.298 260.388 9.334
202101 3.247 261.582 4.134
202104 -2.377 267.054 -2.964
202107 31.050 273.003 37.876
202110 6.039 276.589 7.271
202201 7.397 281.148 8.762
202204 2.807 289.109 3.233
202207 -0.230 296.276 -0.259
202210 4.926 298.012 5.505
202301 13.785 299.170 15.345
202304 -6.855 303.363 -7.525
202307 9.926 305.691 10.813
202310 2.338 307.671 2.531
202401 0.553 308.417 0.597
202404 4.404 313.548 4.677
202407 13.781 314.540 14.591
202410 17.608 315.664 18.576
202501 0.761 317.671 0.798
202504 2.257 320.795 2.343
202507 18.426 323.048 18.995
202510 12.969 0.000
202601 6.557 325.252 6.714
202604 8.577 333.020 8.577

Add all the adjusted EPS together and divide 10 will get our e10.

Frequently Asked Questions Learn more about E10 →
What does a E10 of NPR31.33 mean?
Swabalamban Laghubitta Bittiyanstha (XNEP:SWBBL) has a E10 of NPR31.33 as of Apr. 2026. E10 represents the company's inflation-adjusted earnings per share over a 10-year period. View historical data on Swabalamban Laghubitta Bittiyanstha and its competitors.
Is Swabalamban Laghubitta Bittiyanstha's E10 too high?
Swabalamban Laghubitta Bittiyanstha's current E10 is NPR31.33. Overall, Swabalamban Laghubitta Bittiyanstha has a GF Score™ of 90/100 and is considered Modestly Undervalued, reflecting its overall financial health beyond just this single metric.
How does Swabalamban Laghubitta Bittiyanstha's E10 compare to competitors?
Swabalamban Laghubitta Bittiyanstha's E10 of NPR31.33 can be compared against companies in the Banks industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good E10 for a Banks company?
A good E10 depends on the Banks industry context. However, E10 should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high E10 mean?
A high E10 can signal that a stock is expensive relative to its fundamentals. E10 represents the company's inflation-adjusted earnings per share over a 10-year period. View historical data on Swabalamban Laghubitta Bittiyanstha and its competitors. Swabalamban Laghubitta Bittiyanstha's current E10 is NPR31.33. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Swabalamban Laghubitta Bittiyanstha stock overvalued right now?
Based on GuruFocus' analysis, Swabalamban Laghubitta Bittiyanstha (XNEP:SWBBL) is currently considered Modestly Undervalued. The stock's GF Value™ is NPR777.98, compared to a current price of NPR701.00 — trading 9.9% below its estimated fair value. The current E10 is NPR31.33. Swabalamban Laghubitta Bittiyanstha's overall GF Score™ is 90/100 with 1 warning sign to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is E10 calculated?
E10 is calculated from a company's financial statements. For Swabalamban Laghubitta Bittiyanstha (XNEP:SWBBL), the current E10 is NPR31.33 as of Apr. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Swabalamban Laghubitta Bittiyanstha (XNEP:SWBBL) Overvalued in 2026?

Based on GuruFocus' analysis, Swabalamban Laghubitta Bittiyanstha stock appears to be undervalued. The current stock price of NPR701.00 is trading 9.9% below its estimated GF Value™ of NPR777.98. GuruFocus considers Swabalamban Laghubitta Bittiyanstha to be Modestly Undervalued.

Key valuation signals for XNEP:SWBBL:

  • E10: NPR31.33
  • GF Value™: NPR777.98 vs. price of NPR701.00 (9.9% below fair value)
  • GF Score™: 90/100 with 1 warning sign

No single metric tells the full story. See the XNEP:SWBBL stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Swabalamban Laghubitta Bittiyanstha Business Description

Address KamalPokhari street, Kathmandu, NPL, 44600
Swabalamban Laghubitta Bittiya Sanstha Ltd is a microfinance development bank in Nepal that provides sustainable financial services, prominently microcredit and savings products. The company's offerings include loans, savings, Insurance Services, Interest Rates, and Credit Plus Activities. The primary objective of the company is to provide the disadvantaged section of the rural poor with easy access to credit. The company has identified seven segments: Koshi Province, Madesh Province, Bagmati Province, Gandaki Province, Lumbini Province, Karnali Province and Sudurpaschim Province. The majority of interest revenue is derived from the Madesh Province.
90GF Score

Get the complete analysis for XNEP:SWBBL

E10 is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

NPR701.00
Price
NPR777.98
GF Value