Swabalamban Laghubitta Bittiyanstha (XNEP:SWBBL) Dividend Payout Ratio: 0.00 (As of Apr. 2026)


XNEP:SWBBL Swabalamban Laghubitta Bittiya Sanstha Ltd XNEP:SWBBL
90 GF Score
Price NPR684.20
GF Value NPR777.82
Valuation Modestly Undervalued
! 1 Warning Sign
View Full Analysis

What is Swabalamban Laghubitta Bittiyanstha Dividend Payout Ratio?

Swabalamban Laghubitta Bittiyanstha XNEP:SWBBL -1.95% 90 Dividend Payout Ratio is 0.00 as of Apr. 2026. GuruFocus rates XNEP:SWBBL with a GF Score™ of 90/100 and a GF Value™ of NPR777.82 (Modestly Undervalued). The stock has 1 warning sign investors should review. Among 1,169 Banks companies, Swabalamban Laghubitta Bittiyanstha ranks better than 94.87% on this metric.

The Dividend Payout Ratio is the measure of dividends paid out to shareholders relative to the company's net income. It is calculated as the Dividends per Share divided by the Earnings per Share (Diluted) during the same time period. Swabalamban Laghubitta Bittiyanstha's Dividend Payout Ratio for the months ended in Apr. 2026 was 0.00.

The historical rank and industry rank for Swabalamban Laghubitta Bittiyanstha's Dividend Payout Ratio or its related term are showing as below:

XNEP:SWBBL' s Dividend Payout Ratio Range Over the Past 10 Years
Min: 0.01   Med: 0.11   Max: 0.24
Current: 0.09


During the past 13 years, the highest Dividend Payout Ratio of Swabalamban Laghubitta Bittiyanstha was 0.24. The lowest was 0.01. And the median was 0.11.

XNEP:SWBBL's Dividend Payout Ratio is ranked better than
94.87% of 1169 companies
in the Banks industry
Industry Median: 0.32 vs XNEP:SWBBL: 0.09

As of today (2026-07-04), the Dividend Yield % of Swabalamban Laghubitta Bittiyanstha is 0.63%.

During the past 13 years, the highest Trailing Annual Dividend Yield of Swabalamban Laghubitta Bittiyanstha was 1.52%. The lowest was 0.05%. And the median was 0.60%.

Swabalamban Laghubitta Bittiyanstha's Dividends per Share for the months ended in Apr. 2026 was NPR0.00.

During the past 12 months, Swabalamban Laghubitta Bittiyanstha's average Dividends Per Share Growth Rate was 514.60% per year. During the past 3 years, the average Dividends Per Share Growth Rate was -43.10% per year. During the past 5 years, the average Dividends Per Share Growth Rate was -24.10% per year.

During the past 13 years, the highest 3-Year average Dividends Per Share Growth Rate of Swabalamban Laghubitta Bittiyanstha was 33.40% per year. The lowest was -43.10% per year. And the median was -3.60% per year.

The growth rate is calculated with least square regression.

For more information regarding to dividend, please check our Dividend Page.

* Please note that "special dividend" is not included in the calculation of dividend per share and related fields.


Swabalamban Laghubitta Bittiyanstha (XNEP:SWBBL) Dividend Payout Ratio Explanation

In dividends investing, Dividend Payout Ratio and Dividend Growth Rate are the two most important variables for consideration. A lower payout ratio may indicate that the company has more room to increase its dividends.


Swabalamban Laghubitta Bittiyanstha Dividend Payout Ratio Related Terms


Swabalamban Laghubitta Bittiyanstha Dividend Payout Ratio Historical Data

* Premium members only.

The historical data trend for Swabalamban Laghubitta Bittiyanstha's Dividend Payout Ratio can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Swabalamban Laghubitta Bittiyanstha Dividend Payout Ratio Chart

Swabalamban Laghubitta Bittiyanstha Annual Data
Trend Jul16 Jul17 Jul18 Jul19 Jul20 Jul21 Jul22 Jul23 Jul24 Jul25
Dividend Payout Ratio
Get a 7-Day Free Trial Premium Member Only Premium Member Only 0.01 0.21 0.24 0.02 0.03

Swabalamban Laghubitta Bittiyanstha Quarterly Data
Jul21 Oct21 Jan22 Apr22 Jul22 Oct22 Jan23 Apr23 Jul23 Oct23 Jan24 Apr24 Jul24 Oct24 Jan25 Apr25 Jul25 Oct25 Jan26 Apr26
Dividend Payout Ratio Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 0.00 0.00 0.00 0.67 0.00

Swabalamban Laghubitta Bittiyanstha Dividend Payout Ratio Competitor Comparison

For the Banks - Regional subindustry, Swabalamban Laghubitta Bittiyanstha's Dividend Payout Ratio, along with its competitors' market caps and Dividend Payout Ratio data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Swabalamban Laghubitta Bittiyanstha Dividend Payout Ratio vs Banks Industry

For the Banks industry and Financial Services sector, Swabalamban Laghubitta Bittiyanstha's Dividend Payout Ratio distribution charts can be found below:

* The bar in red indicates where Swabalamban Laghubitta Bittiyanstha's Dividend Payout Ratio falls into.


XNEP:SWBBL
90GF Score
Swabalamban Laghubitta Bittiya Sanstha Ltd XNEP:SWBBL
Dividend Payout Ratio is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

Swabalamban Laghubitta Bittiyanstha Dividend Payout Ratio Calculation

The Dividend Payout Ratio is the measure of dividends paid out to shareholders relative to the company's net income. It is calculated as the Dividends per Share divided by the Earnings per Share (Diluted) during the same time period.

Swabalamban Laghubitta Bittiyanstha's Dividend Payout Ratio for the fiscal year that ended in Jul. 2025 is calculated as

Dividend Payout Ratio=Dividends per Share (A: Jul. 2025 )/ EPS without NRI (A: Jul. 2025 )
=0.71/ 24.537
=0.03

Swabalamban Laghubitta Bittiyanstha's Dividend Payout Ratio for the quarter that ended in Apr. 2026 is calculated as

Dividend Payout Ratio=Dividends per Share (Q: Apr. 2026 )/ EPS without NRI (Q: Apr. 2026 )
=0/ 8.577
=0.00

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Frequently Asked Questions Learn more about Dividend Payout Ratio →
What does a Dividend Payout Ratio of 0.00 mean?
Swabalamban Laghubitta Bittiyanstha (XNEP:SWBBL) has a Dividend Payout Ratio of 0.00 as of Apr. 2026. Dividend payout ratio is the percent of company earnings paid out as dividends. View historical data on Swabalamban Laghubitta Bittiyanstha and its competitors. Over the past decade, Swabalamban Laghubitta Bittiyanstha's Dividend Payout Ratio has ranged from 0.01 to 0.24. According to the industry distribution chart, Swabalamban Laghubitta Bittiyanstha ranks #60 out of 1169 companies in the Banks industry, placing it in the top 5.1%.
Is Swabalamban Laghubitta Bittiyanstha's Dividend Payout Ratio too high?
Swabalamban Laghubitta Bittiyanstha's current Dividend Payout Ratio is 0.00. Over the past 10 years, this metric has ranged from a low of 0.01 to a high of 0.24. Based on the distribution chart, Swabalamban Laghubitta Bittiyanstha ranks #60 out of 1169 companies in the Banks industry, which is in the top quartile — a strong position relative to peers. Overall, Swabalamban Laghubitta Bittiyanstha has a GF Score™ of 90/100 and is considered Modestly Undervalued, reflecting its overall financial health beyond just this single metric.
How does Swabalamban Laghubitta Bittiyanstha's Dividend Payout Ratio compare to competitors?
According to the Banks industry distribution chart, Swabalamban Laghubitta Bittiyanstha ranks #60 out of 1169 companies for Dividend Payout Ratio. This places Swabalamban Laghubitta Bittiyanstha in the top 5% of its industry — outperforming the majority of peers. The industry median Dividend Payout Ratio is 0.32. Historically, Swabalamban Laghubitta Bittiyanstha's own Dividend Payout Ratio has ranged from 0.01 to 0.24 over the past decade. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Dividend Payout Ratio for a Banks company?
The median Dividend Payout Ratio among Banks companies is 0.32, based on 1,169 companies in the industry. Companies in the top quartile (top 25%) have a Dividend Payout Ratio significantly above this median, while those in the bottom quartile fall well below. However, Dividend Payout Ratio should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Dividend Payout Ratio mean?
A high Dividend Payout Ratio can signal that a stock is expensive relative to its fundamentals. Dividend payout ratio is the percent of company earnings paid out as dividends. View historical data on Swabalamban Laghubitta Bittiyanstha and its competitors. For the Banks industry, the median Dividend Payout Ratio is 0.32 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Swabalamban Laghubitta Bittiyanstha's current Dividend Payout Ratio is 0.00. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Swabalamban Laghubitta Bittiyanstha stock overvalued right now?
Based on GuruFocus' analysis, Swabalamban Laghubitta Bittiyanstha (XNEP:SWBBL) is currently considered Modestly Undervalued. The stock's GF Value™ is NPR777.82, compared to a current price of NPR684.20 — trading 12% below its estimated fair value. The current Dividend Payout Ratio is 0.00. Swabalamban Laghubitta Bittiyanstha's overall GF Score™ is 90/100 with 1 warning sign to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Dividend Payout Ratio calculated?
Dividend Payout Ratio is calculated from a company's financial statements. For Swabalamban Laghubitta Bittiyanstha (XNEP:SWBBL), the current Dividend Payout Ratio is 0.00 as of Apr. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Swabalamban Laghubitta Bittiyanstha (XNEP:SWBBL) Overvalued in 2026?

Based on GuruFocus' analysis, Swabalamban Laghubitta Bittiyanstha stock appears to be undervalued. The current stock price of NPR684.20 is trading 12% below its estimated GF Value™ of NPR777.82. GuruFocus considers Swabalamban Laghubitta Bittiyanstha to be Modestly Undervalued.

Key valuation signals for XNEP:SWBBL:

  • Dividend Payout Ratio: 0.00
  • GF Value™: NPR777.82 vs. price of NPR684.20 (12% below fair value)
  • GF Score™: 90/100 with 1 warning sign

No single metric tells the full story. See the XNEP:SWBBL stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Swabalamban Laghubitta Bittiyanstha Business Description

Address KamalPokhari street, Kathmandu, NPL, 44600
Swabalamban Laghubitta Bittiya Sanstha Ltd is a microfinance development bank in Nepal that provides sustainable financial services, prominently microcredit and savings products. The company's offerings include loans, savings, Insurance Services, Interest Rates, and Credit Plus Activities. The primary objective of the company is to provide the disadvantaged section of the rural poor with easy access to credit. The company has identified seven segments: Koshi Province, Madesh Province, Bagmati Province, Gandaki Province, Lumbini Province, Karnali Province and Sudurpaschim Province. The majority of interest revenue is derived from the Madesh Province.
90GF Score

Get the complete analysis for XNEP:SWBBL

Dividend Payout Ratio is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

NPR684.20
Price
NPR777.82
GF Value